Last update: Oct 2026

Cost of Living Comparison Between Americana and Panama City

For one person, living is cheaper in Americana: $886 a month against $1,857 in Panama City, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

43

Cost of Living Index in Americana
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Americana Living Index
90

Cost of Living Index in Panama City
Learn more

Panama City Living Index

Jump to prices

Americana

🇧🇷 Brazil

$886

/mo nomad

Panama City

🇵🇦 Panama

$1,857

/mo nomad

Monthly Cost of Living

How much you'll spend in Americana and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Americana and in Panama City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $886 in Americana versus $1,857 in Panama City.

Americana $886
Panama City $1,857

Estimated couple costs with rent: $1,400 in Americana versus $2,815 in Panama City.

Americana $1,400
Panama City $2,815

Monthly costs for a family of three with rent: $1,914 in Americana versus $3,773 in Panama City.

Americana $1,914
Panama City $3,773

Living in Americana costs roughly 52% less than in Panama City, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Americana is 35% below, Panama City is 37% above.

Meal at Budget Restaurant

$5.84 R$29.61

$11.68 PAB 11.68

-50.00%

Three-Course Dinner for Two, Mid-Range

$24.19 R$123

$47.76 PAB 47.76

-49.35%

Fast Food Meal (McDonalds, etc)

$8.10 R$41.07

$8.12 PAB 8.12

-0.25%

Cappuccino

$2.08 R$10.54

$4.23 PAB 4.23

-50.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 R$9.26

$1.92 PAB 1.92

-4.69%

Water (0.33 liter bottle)

$1.26 R$6.39

$1.58 PAB 1.58

-20.25%

Local Beer (0.5 liter draught)

$1.47 R$7.44

$3.31 PAB 3.31

-55.59%

Imported Beer (0.33 liter bottle)

$2.46 R$12.46

$3.98 PAB 3.98

-38.19%

Milk (1 liter)

$1.03 R$5.20

$1.92 PAB 1.92

-46.35%

White Bread (500g)

$1.73 R$8.78

$2.63 PAB 2.63

-34.22%

Rice (white) (1kg)

$1.30 R$6.57

$3.39 PAB 3.39

-61.65%

Eggs

$2.18 R$11.07

$2.67 PAB 2.67

-18.35%

Local Cheese (1kg)

$9.17 R$46.48

$12.21 PAB 12.21

-24.90%

Chicken Fillets (1kg)

$4.34 R$22.02

$6.91 PAB 6.91

-37.19%

Beef Round Steak (1kg)

$8.33 R$42.21

$10.58 PAB 10.58

-21.27%

Apples (1kg)

$2.24 R$11.36

$4.16 PAB 4.16

-46.15%

Banana (1kg)

$1.25 R$6.35

$1.97 PAB 1.97

-36.55%

Oranges (1kg)

$1.23 R$6.24

$4.06 PAB 4.06

-69.70%

Tomato (1kg)

$1.47 R$7.43

$4.18 PAB 4.18

-64.83%

Potato (1kg)

$1.21 R$6.15

$3.47 PAB 3.47

-65.13%

Onion (1kg)

$1.09 R$5.52

$4.26 PAB 4.26

-74.41%

Lettuce (1 head)

$0.84 R$4.25

$2.44 PAB 2.44

-65.57%

Water (1.5 liter bottle)

$0.78 R$3.97

$1.69 PAB 1.69

-53.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 R$11.64

$5.83 PAB 5.83

-60.55%

Wine (Bottle)

$8.93 R$45.26

$11.43 PAB 11.43

-21.87%

Local Beer (0.5 liter bottle)

$1.35 R$6.83

$1.38 PAB 1.38

-2.17%

Imported Beer (0.33 liter bottle)

$2.07 R$10.49

$2.76 PAB 2.76

-25.00%

One-way Ticket (Public Transport)

$1.01 R$5.11

$0.33 PAB 0.33

206.06%

Public Transport Monthly Pass (Regular Price)

$43.79 R$222

$20.63 PAB 20.63

112.26%

Taxi Start (Normal Tariff)

$1.31 R$6.64

$2.55 PAB 2.55

-48.63%

Taxi (Normal Tariff) (1km)

$0.86 R$4.34

$1.78 PAB 1.78

-51.69%

Taxi 1hour Waiting (Normal Tariff)

$7.94 R$40.25

$22.17 PAB 22.17

-64.19%

Gasoline (1 liter)

$1.22 R$6.17

$1.24 PAB 1.24

-1.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K R$120.2K

$24.4K PAB 24.4K

-2.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K R$171.1K

$21.3K PAB 21.3K

58.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.8 R$283

$131 PAB 131

-57.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.50 R$63.3

$27.83 PAB 27.83

-55.08%

Internet (50+ Mbps, Unlimited Data)

$22.40 R$114

$49.32 PAB 49.32

-54.58%

Gym Membership (Monthly)

$18.79 R$95.3

$45.69 PAB 45.69

-58.88%

Tennis Court (1 Hour on Weekend)

$27.75 R$141

$34.10 PAB 34.10

-18.62%

Cinema Ticket

$7.15 R$36.27

$8.47 PAB 8.47

-15.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$280 R$1,417

$553 PAB 553

-49.50%

International Primary School, 1 Child (Yearly)

$7,188 R$36.4K

$9,719 PAB 9,719

-26.04%

Jeans (Levis 501 Or Similar)

$78.7 R$399

$66.4 PAB 66.4

18.45%

Summer Dress (H&M, Zara, etc)

$66.5 R$337

$47.39 PAB 47.39

40.39%

Sport Shoes (Adidas, Nike)

$111 R$562

$95.7 PAB 95.7

15.81%

Men's Leather Business Shoes

$85.5 R$433

$113 PAB 113

-24.10%

1-bedroom Apartment, City Center (Monthly)

$355 R$1,799

$1,322 PAB 1,322

-73.17%

1-bedroom Apartment, Outside City Center (Monthly)

$241 R$1,220

$874 PAB 874

-72.47%

3-bedroom Apartment, City Center (Monthly)

$681 R$3,452

$2,153 PAB 2,153

-68.37%

3-bedroom Apartment, Outside City Center (Monthly)

$467 R$2,366

$1,580 PAB 1,580

-70.47%

Buy Apartment in City Center (m2)

$1,734 R$8,792

$3,097 PAB 3,097

-44.01%

Buy Apartment Outside City Center (m2)

$1,215 R$6,160

$1,698 PAB 1,698

-28.44%

Average Monthly Net Salary (After Tax)

$748 R$3,792

$914 PAB 914

-18.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

72.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Americana: October 19, 2026

Last update for Panama City: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Americana

$241 27.2%

Panama City

$874 47.1% 263% $634

Groceries & Markets

Americana

$194 21.9%

Panama City

$327 17.6% 68.4% $133

Clothing & Footwear

Americana

$154 17.3%

Panama City

$145 7.8% 5.7% $8.7

Eating Out

Americana

$121 13.6%

Panama City

$207 11.2% 71.7% $86

Monthly Utilities & Internet

Americana

$91 10.2%

Panama City

$208 11.2% 130% $118

Getting Around

Americana

$53 6%

Panama City

$33 1.8% 37.4% $20

Sport & Entertainment

Americana

$33 3.7%

Panama City

$63 3.4% 89.2% $30

Cost Breakdown

A one-bedroom apartment in the center runs $355 in Americana and $1,322 in Panama City. Housing cost is often the main lever when comparing two cities.

Panama City pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Americana vs $48.00 in Panama City for a mid-range dinner for two. Groceries echo the gap at $194 vs $327 per month, with Americana cheaper across the board.

Good to know

🇧🇷 Americana

🇵🇦 Panama City

🕒 Local time

23:29 11:29 PM

21:29 9:29 PM

2 h behind Americana

🌤 Weather

👥 Population

237,240

1,086,990 Capital

💱 Currency

Brazilian Real BRL R$

Panamanian Balboa PAB B/.

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 PAB = 1 USD

1 PAB = 0.89 EUR

Exchange rates and currency converter

PAB, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Panamanian Balboa exchange rates as of October 21, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

USD to BRL in detail →

On the map

Lowest

Highest

Between locations

Americana Panama City 4,970 km ≈ 7 h nonstop flight

From you

Americana
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Americana vs Panama City: Cost of Living - Frequently Asked Questions

Americana wins on cost – living expenses run 110% lower than in Panama City. Housing and daily spending are where you'll feel the difference most, making Americana the obvious pick if budget is a priority.

On paper, salaries run 22% lower in Panama City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $355 in Americana versus $1,322 in Panama City. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Americana runs roughly 112% less than in Panama City. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $280 in Americana versus $553 in Panama City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $886 in Americana versus $1,857 in Panama City, a $1,000 budget is realistic in Americana but tight or insufficient in Panama City. The gap between the two cities makes Americana the clear choice for anyone on this budget.

Both work as nomad bases, but Americana delivers better value – similar infrastructure at $886 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Americana hard to pass up.

Expats usually find Americana gentler on the wallet – expenses run 110% less than in Panama City. Beyond cost, consider language, visa policies, and how big the international community is in each city.