Last update: Oct 2026

Cost of Living Comparison Between Ambert and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,956 in Ambert, rent and utilities included – about $12,500 less a year. Rent and utilities account for about half of the difference.

91

Cost of Living Index in Ambert
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Ambert Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ambert

🇫🇷 France

$1,956

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ambert and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ambert and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,956 in Ambert versus $918 in Cebu.

Ambert $1,956
Cebu $918

Estimated couple costs with rent: $2,871 in Ambert versus $1,409 in Cebu.

Ambert $2,871
Cebu $1,409

Monthly costs for a family of three with rent: $3,785 in Ambert versus $1,900 in Cebu.

Ambert $3,785
Cebu $1,900

Living in Ambert is roughly 113% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ambert is 45% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.79 €14.94

$3.09 ₱194

443.37%

Three-Course Dinner for Two, Mid-Range

$72.6 €64.5

$24.22 ₱1,525

199.59%

Fast Food Meal (McDonalds, etc)

$15.92 €14.16

$3.92 ₱247

306.12%

Cappuccino

$3.63 €3.23

$2.51 ₱158

44.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.65

$1.59 ₱100

87.42%

Water (0.33 liter bottle)

$2.01 €1.79

$0.53 ₱33.43

279.25%

Local Beer (0.5 liter draught)

$5.74 €5.10

$1.78 ₱112

222.47%

Imported Beer (0.33 liter bottle)

$4.37 €3.89

$2.17 ₱137

101.38%

Milk (1 liter)

$1.35 €1.20

$1.92 ₱121

-29.69%

White Bread (500g)

$2.25 €2.00

$1.36 ₱85.4

65.44%

Rice (white) (1kg)

$2.62 €2.33

$1.01 ₱63.5

159.41%

Eggs

$3.71 €3.30

$2.03 ₱128

82.76%

Local Cheese (1kg)

$18.56 €16.51

$9.86 ₱621

88.24%

Chicken Fillets (1kg)

$14.02 €12.47

$4.39 ₱277

219.36%

Beef Round Steak (1kg)

$24.98 €22.22

$7.60 ₱479

228.68%

Apples (1kg)

$2.96 €2.63

$3.30 ₱208

-10.30%

Banana (1kg)

$2.47 €2.20

$1.39 ₱87.8

77.70%

Oranges (1kg)

$2.84 €2.52

$2.33 ₱147

21.89%

Tomato (1kg)

$3.78 €3.37

$1.50 ₱94.3

152.00%

Potato (1kg)

$2.45 €2.18

$2.36 ₱149

3.81%

Onion (1kg)

$2.94 €2.61

$1.90 ₱119

54.74%

Lettuce (1 head)

$1.75 €1.56

$1.19 ₱74.9

47.06%

Water (1.5 liter bottle)

$0.65 €0.58

$0.63 ₱39.71

3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$14.05 €12.50

$3.00 ₱189

368.33%

Wine (Bottle)

$7.67 €6.82

$6.03 ₱379

27.20%

Local Beer (0.5 liter bottle)

$3.82 €3.39

$1.23 ₱77.7

210.57%

Imported Beer (0.33 liter bottle)

$2.83 €2.51

$1.75 ₱110

61.71%

One-way Ticket (Public Transport)

$1.76 €1.57

$0.25 ₱15.86

604.00%

Public Transport Monthly Pass (Regular Price)

$42.78 €38.05

$12.64 ₱796

238.45%

Taxi Start (Normal Tariff)

$5.13 €4.56

$0.77 ₱48.62

566.23%

Taxi (Normal Tariff) (1km)

$1.63 €1.45

$0.23 ₱14.53

608.70%

Taxi 1hour Waiting (Normal Tariff)

$33.42 €29.73

$4.46 ₱281

649.33%

Gasoline (1 liter)

$2.20 €1.95

$1.31 ₱82.8

67.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30.9K

$21.2K ₱1.3M

63.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.0K €31.1K

$19.1K ₱1.2M

82.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 €195

$120 ₱7,569

82.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.86 €15.00

$14.00 ₱882

20.43%

Internet (50+ Mbps, Unlimited Data)

$32.50 €28.91

$27.54 ₱1,734

18.01%

Gym Membership (Monthly)

$35.52 €31.60

$32.33 ₱2,035

9.87%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$14.08 €12.53

$5.65 ₱356

149.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$740 €658

$275 ₱17.3K

168.70%

International Primary School, 1 Child (Yearly)

$12.9K €11.5K

$7,918 ₱498.5K

63.07%

Jeans (Levis 501 Or Similar)

$89.0 €79.2

$49.33 ₱3,106

80.48%

Summer Dress (H&M, Zara, etc)

$63.8 €56.7

$25.24 ₱1,589

152.65%

Sport Shoes (Adidas, Nike)

$104 €92.6

$77.0 ₱4,846

35.28%

Men's Leather Business Shoes

$176 €157

$57.2 ₱3,601

207.69%

1-bedroom Apartment, City Center (Monthly)

$856 €762

$500 ₱31.5K

71.43%

1-bedroom Apartment, Outside City Center (Monthly)

$693 €616

$309 ₱19.4K

124.37%

3-bedroom Apartment, City Center (Monthly)

$1,345 €1,196

$1,078 ₱67.9K

24.76%

3-bedroom Apartment, Outside City Center (Monthly)

$967 €860

$615 ₱38.7K

57.23%

Buy Apartment in City Center (m2)

$3,832 €3,408

$2,886 ₱181.7K

32.77%

Buy Apartment Outside City Center (m2)

$2,648 €2,356

$1,917 ₱120.7K

38.19%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

7.2

-47.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ambert: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ambert

$693 35.4%

Cebu

$309 33.6% 55.4% $384

Groceries & Markets

Ambert

$390 19.9%

Cebu

$206 22.4% 47.2% $184

Eating Out

Ambert

$283 14.5%

Cebu

$88 9.6% 68.8% $195

Monthly Utilities & Internet

Ambert

$268 13.7%

Cebu

$162 17.6% 39.7% $107

Clothing & Footwear

Ambert

$195 10%

Cebu

$94 10.2% 51.8% $101

Sport & Entertainment

Ambert

$64 3.3%

Cebu

$44 4.8% 31.5% $20

Getting Around

Ambert

$63 3.2%

Cebu

$16 1.7% 75.3% $48

Cost Breakdown

A one-bedroom apartment in the center runs $856 in Ambert and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $73.0 in Ambert vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $390 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Ambert

🇵🇭 Cebu

🕒 Local time

17:32 5:32 PM

23:32 11:32 PM

6 h ahead of Ambert

🌤 Weather

👥 Population

6,700

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Ambert Cebu 11,410 km ≈ 15 h nonstop flight

From you

Ambert
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ambert vs Cebu: Cost of Living - Frequently Asked Questions

Ambert and Cebu differ by about 113% in total monthly costs ($1,956 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,934 in Ambert and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $856 in Ambert versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 89% higher in Ambert. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $73.0 in Ambert. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $1,956 in Ambert, a $1,500 budget is realistic in Cebu but tight or insufficient in Ambert. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ambert and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 113% less than in Ambert. Beyond cost, consider language, visa policies, and how big the international community is in each city.