Last update: Oct 2026

Cost of Living Comparison Between Amberg and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,565 in Amberg, rent and utilities included – about $2,400 less a year. The total is higher in Amberg despite lower rent and utilities.

76

Cost of Living Index in Amberg
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Amberg Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Amberg

🇩🇪 Germany

$1,565

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Amberg and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Amberg and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,565 per month in Amberg vs $1,368 in Ubud, Bali, rent included.

Amberg $1,565
Ubud, Bali $1,368

A couple spends around $2,716 per month in Amberg vs $2,314 in Ubud, Bali, rent included.

Amberg $2,716
Ubud, Bali $2,314

A family of three spends $3,866 per month in Amberg vs $3,260 in Ubud, Bali, rent included.

Amberg $3,866
Ubud, Bali $3,260

Amberg costs about 14% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Amberg and Ubud, Bali sit above the global median – Amberg by 16%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$13.59 €12.09

$3.33 Rp 59.9K

308.11%

Three-Course Dinner for Two, Mid-Range

$33.18 €29.51

$35.18 Rp 633.2K

-5.69%

Fast Food Meal (McDonalds, etc)

$11.25 €10.00

$5.80 Rp 104.5K

93.97%

Cappuccino

$2.17 €1.93

$2.73 Rp 49.1K

-20.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$1.64 Rp 29.5K

68.90%

Water (0.33 liter bottle)

$2.33 €2.07

$0.83 Rp 15.0K

180.72%

Local Beer (0.5 liter draught)

$4.36 €3.88

$2.70 Rp 48.6K

61.48%

Imported Beer (0.33 liter bottle)

$4.36 €3.88

$4.30 Rp 77.4K

1.40%

Milk (1 liter)

$1.25 €1.12

$1.50 Rp 27.1K

-16.67%

White Bread (500g)

$1.35 €1.20

$2.30 Rp 41.4K

-41.30%

Rice (white) (1kg)

$2.64 €2.35

$1.18 Rp 21.2K

123.73%

Eggs

$2.90 €2.58

$2.14 Rp 38.6K

35.51%

Local Cheese (1kg)

$14.51 €12.91

$17.48 Rp 314.6K

-16.99%

Chicken Fillets (1kg)

$10.31 €9.17

$4.03 Rp 72.5K

155.83%

Beef Round Steak (1kg)

$6.63 €5.90

$12.23 Rp 220.1K

-45.79%

Apples (1kg)

$2.81 €2.50

$3.55 Rp 63.9K

-20.85%

Banana (1kg)

$2.15 €1.91

$1.57 Rp 28.3K

36.94%

Oranges (1kg)

$2.14 €1.90

$2.24 Rp 40.2K

-4.46%

Tomato (1kg)

$2.26 €2.01

$1.93 Rp 34.7K

17.10%

Potato (1kg)

$1.24 €1.10

$1.88 Rp 33.9K

-34.04%

Onion (1kg)

$1.25 €1.11

$2.29 Rp 41.3K

-45.41%

Lettuce (1 head)

$1.47 €1.30

$0.99 Rp 17.9K

48.48%

Water (1.5 liter bottle)

$1.25 €1.11

$0.53 Rp 9,475

135.85%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 €8.87

$2.28 Rp 41.1K

337.28%

Wine (Bottle)

$6.21 €5.52

$23.01 Rp 414.2K

-73.01%

Local Beer (0.5 liter bottle)

$1.06 €0.95

$2.34 Rp 42.2K

-54.70%

Imported Beer (0.33 liter bottle)

$1.64 €1.46

$2.91 Rp 52.4K

-43.64%

One-way Ticket (Public Transport)

$2.75 €2.45

$0.24 Rp 4,315

1045.83%

Public Transport Monthly Pass (Regular Price)

$59.4 €52.8

$8.82 Rp 158.7K

573.02%

Taxi Start (Normal Tariff)

$3.82 €3.40

$0.48 Rp 8,684

695.83%

Taxi (Normal Tariff) (1km)

$2.22 €1.97

$0.46 Rp 8,233

382.61%

Taxi 1hour Waiting (Normal Tariff)

$27.58 €24.53

$5.45 Rp 98.2K

406.06%

Gasoline (1 liter)

$1.92 €1.71

$0.88 Rp 15.9K

118.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K €28.6K

$24.6K Rp 442.2M

31.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K €33.2K

$31.2K Rp 561.4M

19.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 €231

$83.0 Rp 1.5M

212.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.92 €13.27

$6.45 Rp 116.0K

131.32%

Internet (50+ Mbps, Unlimited Data)

$26.74 €23.79

$18.57 Rp 334.2K

44.00%

Gym Membership (Monthly)

$12.23 €10.88

$55.8 Rp 1.0M

-78.09%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$16.61 €14.77

$4.38 Rp 78.9K

279.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$346 €308

$493 Rp 8.9M

-29.75%

International Primary School, 1 Child (Yearly)

$9,463 €8,418

$5,754 Rp 103.6M

64.48%

Jeans (Levis 501 Or Similar)

$92.0 €81.8

$46.19 Rp 831.4K

99.20%

Summer Dress (H&M, Zara, etc)

$57.9 €51.5

$35.33 Rp 636.0K

63.94%

Sport Shoes (Adidas, Nike)

$62.5 €55.6

$79.1 Rp 1.4M

-20.93%

Men's Leather Business Shoes

$175 €156

$78.4 Rp 1.4M

123.09%

1-bedroom Apartment, City Center (Monthly)

$597 €531

$1,142 Rp 20.6M

-47.71%

1-bedroom Apartment, Outside City Center (Monthly)

$481 €428

$676 Rp 12.2M

-28.78%

3-bedroom Apartment, City Center (Monthly)

$1,837 €1,634

$3,503 Rp 63.1M

-47.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,695 €1,508

$1,700 Rp 30.6M

-0.27%

Buy Apartment in City Center (m2)

$4,539 €4,037

$2,784 Rp 50.1M

63.03%

Buy Apartment Outside City Center (m2)

$3,306 €2,941

$2,241 Rp 40.3M

47.57%

Average Monthly Net Salary (After Tax)

$5,834 €5,190

$165 Rp 3.0M

3445.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

13.78

-72.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amberg: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Amberg

$481 30.7%

Ubud, Bali

$676 49.4% 40.4% $194

Monthly Utilities & Internet

Amberg

$301 19.3%

Ubud, Bali

$108 7.9% 64.2% $193

Groceries & Markets

Amberg

$258 16.5%

Ubud, Bali

$290 21.2% 12.6% $32

Eating Out

Amberg

$219 14%

Ubud, Bali

$109 8% 50.4% $111

Clothing & Footwear

Amberg

$174 11.1%

Ubud, Bali

$108 7.9% 38.3% $67

Getting Around

Amberg

$85 5.5%

Ubud, Bali

$13 0.9% 85.3% $73

Sport & Entertainment

Amberg

$45 2.9%

Ubud, Bali

$65 4.7% 42.1% $19

Cost Breakdown

A central one-bedroom costs $597 in Amberg versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3446% higher in Amberg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Amberg versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $258 vs $290 – making Amberg the more affordable choice for daily food spending.

Good to know

🇩🇪 Amberg

🇮🇩 Ubud, Bali

🕒 Local time

12:48 12:48 PM

18:48 6:48 PM

6 h ahead of Amberg

🌤 Weather

👥 Population

42,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Amberg Ubud, Bali 11,790 km ≈ 15 h nonstop flight

From you

Amberg
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amberg vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Amberg costs about 14% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,348 per month in Amberg and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $346 per month in Amberg and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 13% cheaper in Amberg – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Amberg at $1,565. In Ubud, Bali it covers expenses comfortably, while in Amberg it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,368 versus $1,565 in Amberg. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Amberg makes more sense. Both are solid long-term options with distinct trade-offs.