Last update: Oct 2026

Cost of Living Comparison Between Ambato and Ubud, Bali

For one person, living is cheaper in Ambato: $605 a month against $1,368 in Ubud, Bali, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

30

Cost of Living Index in Ambato
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Ambato Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ambato

🇪🇨 Ecuador

$605

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Ambato and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ambato and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $605 per month in Ambato vs $1,368 in Ubud, Bali, rent included.

Ambato $605
Ubud, Bali $1,368

A couple spends around $985 per month in Ambato vs $2,314 in Ubud, Bali, rent included.

Ambato $985
Ubud, Bali $2,314

A family of three spends $1,364 per month in Ambato vs $3,260 in Ubud, Bali, rent included.

Ambato $1,364
Ubud, Bali $3,260

Ambato is about 56% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Ambato sits 55% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.46 $3.46

$3.33 Rp 59.9K

3.90%

Three-Course Dinner for Two, Mid-Range

$29.93 $29.93

$35.18 Rp 633.2K

-14.92%

Fast Food Meal (McDonalds, etc)

$5.32 $5.32

$5.80 Rp 104.5K

-8.28%

Cappuccino

$2.76 $2.76

$2.73 Rp 49.1K

1.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 $0.82

$1.64 Rp 29.5K

-50.00%

Water (0.33 liter bottle)

$0.75 $0.75

$0.83 Rp 15.0K

-9.64%

Local Beer (0.5 liter draught)

$1.96 $1.96

$2.70 Rp 48.6K

-27.41%

Imported Beer (0.33 liter bottle)

$3.22 $3.22

$4.30 Rp 77.4K

-25.12%

Milk (1 liter)

$0.98 $0.98

$1.50 Rp 27.1K

-34.67%

White Bread (500g)

$0.98 $0.98

$2.30 Rp 41.4K

-57.39%

Rice (white) (1kg)

$1.57 $1.57

$1.18 Rp 21.2K

33.05%

Eggs

$1.73 $1.73

$2.14 Rp 38.6K

-19.16%

Local Cheese (1kg)

$5.42 $5.42

$17.48 Rp 314.6K

-68.99%

Chicken Fillets (1kg)

$3.05 $3.05

$4.03 Rp 72.5K

-24.32%

Beef Round Steak (1kg)

$3.93 $3.93

$12.23 Rp 220.1K

-67.87%

Apples (1kg)

$1.27 $1.27

$3.55 Rp 63.9K

-64.23%

Banana (1kg)

$0.88 $0.88

$1.57 Rp 28.3K

-43.95%

Oranges (1kg)

$1.03 $1.03

$2.24 Rp 40.2K

-54.02%

Tomato (1kg)

$1.03 $1.03

$1.93 Rp 34.7K

-46.63%

Potato (1kg)

$0.77 $0.77

$1.88 Rp 33.9K

-59.04%

Onion (1kg)

$0.99 $0.99

$2.29 Rp 41.3K

-56.77%

Lettuce (1 head)

$0.73 $0.73

$0.99 Rp 17.9K

-26.26%

Water (1.5 liter bottle)

$1.03 $1.03

$0.53 Rp 9,475

94.34%

Cigarettes 20 Pack (Marlboro, Camel)

$5.15 $5.15

$2.28 Rp 41.1K

125.88%

Wine (Bottle)

$8.78 $8.78

$23.01 Rp 414.2K

-61.84%

Local Beer (0.5 liter bottle)

$1.45 $1.45

$2.34 Rp 42.2K

-38.03%

Imported Beer (0.33 liter bottle)

$2.81 $2.81

$2.91 Rp 52.4K

-3.44%

One-way Ticket (Public Transport)

$0.29 $0.29

$0.24 Rp 4,315

20.83%

Public Transport Monthly Pass (Regular Price)

$14.21 $14.21

$8.82 Rp 158.7K

61.11%

Taxi Start (Normal Tariff)

$1.39 $1.39

$0.48 Rp 8,684

189.58%

Taxi (Normal Tariff) (1km)

$1.12 $1.12

$0.46 Rp 8,233

143.48%

Taxi 1hour Waiting (Normal Tariff)

$9.43 $9.43

$5.45 Rp 98.2K

73.03%

Gasoline (1 liter)

$0.86 $0.86

$0.88 Rp 15.9K

-2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K $23.3K

$24.6K Rp 442.2M

-5.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K $28.1K

$31.2K Rp 561.4M

-9.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.20 $39.20

$83.0 Rp 1.5M

-52.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.58 $13.58

$6.45 Rp 116.0K

110.54%

Internet (50+ Mbps, Unlimited Data)

$26.39 $26.39

$18.57 Rp 334.2K

42.11%

Gym Membership (Monthly)

$29.76 $29.76

$55.8 Rp 1.0M

-46.69%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.39 $4.39

$4.38 Rp 78.9K

0.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$224 $224

$493 Rp 8.9M

-54.52%

International Primary School, 1 Child (Yearly)

$2,408 $2,408

$5,754 Rp 103.6M

-58.15%

Jeans (Levis 501 Or Similar)

$48.25 $48.25

$46.19 Rp 831.4K

4.46%

Summer Dress (H&M, Zara, etc)

$35.22 $35.22

$35.33 Rp 636.0K

-0.31%

Sport Shoes (Adidas, Nike)

$71.2 $71.2

$79.1 Rp 1.4M

-9.99%

Men's Leather Business Shoes

$55.5 $55.5

$78.4 Rp 1.4M

-29.23%

1-bedroom Apartment, City Center (Monthly)

$178 $178

$1,142 Rp 20.6M

-84.39%

1-bedroom Apartment, Outside City Center (Monthly)

$124 $124

$676 Rp 12.2M

-81.61%

3-bedroom Apartment, City Center (Monthly)

$380 $380

$3,503 Rp 63.1M

-89.14%

3-bedroom Apartment, Outside City Center (Monthly)

$273 $273

$1,700 Rp 30.6M

-83.95%

Buy Apartment in City Center (m2)

$1,130 $1,130

$2,784 Rp 50.1M

-59.40%

Buy Apartment Outside City Center (m2)

$884 $884

$2,241 Rp 40.3M

-60.54%

Average Monthly Net Salary (After Tax)

$679 $679

$165 Rp 3.0M

312.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-34.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ambato: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ambato

$147 24.3%

Ubud, Bali

$290 21.2% 97.6% $143

Accommodation & Living

Ambato

$124 20.5%

Ubud, Bali

$676 49.4% 444% $551

Eating Out

Ambato

$99 16.4%

Ubud, Bali

$109 8% 9.7% $9.6

Clothing & Footwear

Ambato

$95 15.6%

Ubud, Bali

$108 7.9% 13.7% $13

Monthly Utilities & Internet

Ambato

$79 13.1%

Ubud, Bali

$108 7.9% 36.4% $29

Sport & Entertainment

Ambato

$39 6.4%

Ubud, Bali

$65 4.7% 67.6% $26

Getting Around

Ambato

$22 3.7%

Ubud, Bali

$13 0.9% 43.8% $9.8

Cost Breakdown

A central one-bedroom costs $178 in Ambato versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 313% higher in Ambato, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Ambato versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $147 vs $290 – making Ambato the more affordable choice for daily food spending.

Good to know

🇪🇨 Ambato

🇮🇩 Ubud, Bali

🕒 Local time

23:27 11:27 PM

12:27 12:27 PM

13 h ahead of Ambato

🌤 Weather

👥 Population

165,185

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Ambato Ubud, Bali 18,130 km ≈ 23 h nonstop flight

From you

Ambato
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ambato vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 126% more than Ambato, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $908 per month in Ambato and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ambato, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Ambato and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $605 in Ambato and $1,368 in Ubud, Bali. That's a gap of about 126%.

A $1,000 monthly budget goes further in Ambato, where all-in costs run around $605, than in Ubud, Bali at $1,368. In Ambato it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ambato costs $605 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ambato. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.