Last update: Oct 2026

Cost of Living Comparison Between Allen, TX and Montreal

For one person, living is cheaper in Montreal: $2,003 a month against $2,821 in Allen, TX, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

137

Cost of Living Index in Allen, TX
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Allen, TX Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Allen, TX

🇺🇸 United States

$2,821

/mo nomad

Montreal

🇨🇦 Canada

$2,003

/mo nomad

Monthly Cost of Living

How much you'll spend in Allen, TX and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Allen, TX and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Allen, TX versus $2,003 in Montreal.

Allen, TX $2,821
Montreal $2,003

Estimated couple costs with rent: $4,059 in Allen, TX versus $3,048 in Montreal.

Allen, TX $4,059
Montreal $3,048

Monthly costs for a family of three with rent: $5,297 in Allen, TX versus $4,092 in Montreal.

Allen, TX $5,297
Montreal $4,092

Living in Allen, TX is roughly 41% more expensive than in Montreal, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Allen, TX 111% above, Montreal 49% above.

Meal at Budget Restaurant

$20.20 $20.20

$19.31 CA$27.52

4.61%

Three-Course Dinner for Two, Mid-Range

$58.9 $58.9

$75.5 CA$108

-22.03%

Fast Food Meal (McDonalds, etc)

$10.97 $10.97

$10.63 CA$15.15

3.20%

Cappuccino

$5.87 $5.87

$3.93 CA$5.60

49.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 $2.79

$1.92 CA$2.73

45.31%

Water (0.33 liter bottle)

$1.70 $1.70

$1.48 CA$2.11

14.86%

Local Beer (0.5 liter draught)

$5.60 $5.60

$6.30 CA$8.98

-11.11%

Imported Beer (0.33 liter bottle)

$9.12 $9.12

$7.19 CA$10.24

26.84%

Milk (1 liter)

$0.92 $0.92

$2.22 CA$3.17

-58.56%

White Bread (500g)

$2.83 $2.83

$3.06 CA$4.36

-7.52%

Rice (white) (1kg)

$2.32 $2.32

$2.94 CA$4.19

-21.09%

Eggs

$3.69 $3.69

$3.53 CA$5.03

4.53%

Local Cheese (1kg)

$10.49 $10.49

$13.19 CA$18.79

-20.47%

Chicken Fillets (1kg)

$15.11 $15.11

$11.24 CA$16.02

34.43%

Beef Round Steak (1kg)

$16.38 $16.38

$13.81 CA$19.69

18.61%

Apples (1kg)

$3.03 $3.03

$3.40 CA$4.85

-10.88%

Banana (1kg)

$2.70 $2.70

$1.44 CA$2.06

87.50%

Oranges (1kg)

$2.89 $2.89

$3.26 CA$4.65

-11.35%

Tomato (1kg)

$2.49 $2.49

$2.88 CA$4.10

-13.54%

Potato (1kg)

$2.15 $2.15

$1.86 CA$2.65

15.59%

Onion (1kg)

$2.08 $2.08

$1.82 CA$2.60

14.29%

Lettuce (1 head)

$1.77 $1.77

$2.43 CA$3.46

-27.16%

Water (1.5 liter bottle)

$2.41 $2.41

$1.52 CA$2.17

58.55%

Cigarettes 20 Pack (Marlboro, Camel)

$9.52 $9.52

$11.45 CA$16.32

-16.86%

Wine (Bottle)

$11.82 $11.82

$10.36 CA$14.76

14.09%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$2.22 CA$3.16

-5.41%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$2.82 CA$4.02

15.25%

One-way Ticket (Public Transport)

$2.96 $2.96

$2.58 CA$3.67

14.73%

Public Transport Monthly Pass (Regular Price)

$59.2 $59.2

$76.9 CA$110

-23.02%

Taxi Start (Normal Tariff)

$3.02 $3.02

$3.25 CA$4.64

-7.08%

Taxi (Normal Tariff) (1km)

$1.78 $1.78

$1.48 CA$2.11

20.27%

Taxi 1hour Waiting (Normal Tariff)

$24.29 $24.29

$33.04 CA$47.09

-26.48%

Gasoline (1 liter)

$0.88 $0.88

$1.36 CA$1.94

-35.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K $37.0K

$27.4K CA$39.1K

34.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$20.0K CA$28.5K

25.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 $164

$76.1 CA$109

115.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$89.5 $89.5

$34.68 CA$49.43

158.04%

Internet (50+ Mbps, Unlimited Data)

$66.7 $66.7

$42.69 CA$60.9

56.24%

Gym Membership (Monthly)

$74.8 $74.8

$28.94 CA$41.26

158.29%

Tennis Court (1 Hour on Weekend)

$30.58 $30.58

$20.33 CA$28.97

50.42%

Cinema Ticket

$12.20 $12.20

$11.21 CA$15.98

8.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,760 $1,760

$505 CA$720

248.54%

International Primary School, 1 Child (Yearly)

$28.2K $28.2K

$16.0K CA$22.8K

76.12%

Jeans (Levis 501 Or Similar)

$55.4 $55.4

$58.5 CA$83.4

-5.30%

Summer Dress (H&M, Zara, etc)

$28.65 $28.65

$38.00 CA$54.2

-24.61%

Sport Shoes (Adidas, Nike)

$94.1 $94.1

$92.7 CA$132

1.46%

Men's Leather Business Shoes

$98.8 $98.8

$106 CA$151

-6.60%

1-bedroom Apartment, City Center (Monthly)

$1,498 $1,498

$1,240 CA$1,768

20.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,498 $1,498

$986 CA$1,405

51.91%

3-bedroom Apartment, City Center (Monthly)

$2,491 $2,491

$2,102 CA$2,996

18.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,467 $2,467

$1,615 CA$2,302

52.77%

Buy Apartment in City Center (m2)

$3,654 $3,654

$5,043 CA$7,188

-27.54%

Buy Apartment Outside City Center (m2)

$3,027 $3,027

$3,830 CA$5,459

-20.95%

Average Monthly Net Salary (After Tax)

$6,079 $6,079

$2,920 CA$4,163

108.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

4.46

46.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Allen, TX: October 5, 2026

Last update for Montreal: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Allen, TX

$1.5K 53.2%

Montreal

$986 47.9% 34.2% $512

Groceries & Markets

Allen, TX

$360 12.8%

Montreal

$344 16.7% 4.6% $17

Eating Out

Allen, TX

$329 11.7%

Montreal

$293 14.2% 11% $36

Monthly Utilities & Internet

Allen, TX

$321 11.4%

Montreal

$154 7.5% 52.1% $167

Clothing & Footwear

Allen, TX

$125 4.4%

Montreal

$133 6.5% 6.5% $8.1

Sport & Entertainment

Allen, TX

$99 3.5%

Montreal

$51 2.5% 48.2% $48

Getting Around

Allen, TX

$83 3%

Montreal

$98 4.8% 18% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,498 in Allen, TX and $1,240 in Montreal. Housing cost is often the main lever when comparing two cities.

Allen, TX pays 108% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Allen, TX vs $75.0 in Montreal. Groceries flip the comparison at $360 vs $344, with Montreal cheaper for home cooking.

Good to know

🇺🇸 Allen, TX

🇨🇦 Montreal

🕒 Local time

03:32 3:32 AM

04:32 4:32 AM

1 h ahead of Allen, TX

🌤 Weather

👥 Population

106,874

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Between locations

Allen, TX Montreal 2,400 km ≈ 3 h 30 min nonstop flight

From you

Allen, TX
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Allen, TX vs Montreal: Cost of Living - Frequently Asked Questions

Allen, TX and Montreal differ by about 41% in total monthly costs ($2,821 vs $2,003 including rent). Montreal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 108% higher in Allen, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,498 in Allen, TX versus $1,240 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Allen, TX. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Montreal – a meal for two runs $75.0 versus $59.0 in Allen, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,003 in Montreal versus $2,821 in Allen, TX, a $2,000 budget is realistic in Montreal but tight or insufficient in Allen, TX. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Allen, TX and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 41% less than in Allen, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.