Last update: Oct 2026

Cost of Living Comparison Between Albany and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,513 in Albany, rent and utilities included – about $13,900 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Albany
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Albany Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Albany

🇦🇺 Australia

$2,513

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Albany and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albany and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,513 in Albany versus $1,353 in Ubud, Bali.

Albany $2,513
Ubud, Bali $1,353

Estimated couple costs with rent: $3,653 in Albany versus $2,297 in Ubud, Bali.

Albany $3,653
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,793 in Albany versus $3,241 in Ubud, Bali.

Albany $4,793
Ubud, Bali $3,241

Living in Albany is roughly 86% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Albany 85% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$19.35 A$27.84

$3.23 Rp 58.1K

499.07%

Three-Course Dinner for Two, Mid-Range

$83.1 A$120

$34.88 Rp 627.8K

138.19%

Fast Food Meal (McDonalds, etc)

$10.24 A$14.73

$5.70 Rp 102.5K

79.65%

Cappuccino

$4.51 A$6.49

$2.62 Rp 47.1K

72.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 A$3.41

$1.72 Rp 31.0K

37.79%

Water (0.33 liter bottle)

$2.06 A$2.96

$0.81 Rp 14.6K

154.32%

Local Beer (0.5 liter draught)

$8.45 A$12.16

$2.65 Rp 47.7K

218.87%

Imported Beer (0.33 liter bottle)

$7.43 A$10.69

$4.37 Rp 78.6K

70.02%

Milk (1 liter)

$1.50 A$2.16

$1.57 Rp 28.3K

-4.46%

White Bread (500g)

$2.65 A$3.81

$2.19 Rp 39.5K

21.00%

Rice (white) (1kg)

$2.26 A$3.26

$1.18 Rp 21.2K

91.53%

Eggs

$5.33 A$7.67

$2.16 Rp 38.8K

146.76%

Local Cheese (1kg)

$9.50 A$13.67

$17.65 Rp 317.7K

-46.18%

Chicken Fillets (1kg)

$9.55 A$13.75

$3.78 Rp 68.0K

152.65%

Beef Round Steak (1kg)

$14.66 A$21.10

$11.95 Rp 215.1K

22.68%

Apples (1kg)

$4.27 A$6.14

$3.60 Rp 64.8K

18.61%

Banana (1kg)

$3.08 A$4.44

$1.59 Rp 28.6K

93.71%

Oranges (1kg)

$3.27 A$4.70

$2.31 Rp 41.6K

41.56%

Tomato (1kg)

$4.50 A$6.48

$1.91 Rp 34.3K

135.60%

Potato (1kg)

$2.81 A$4.05

$1.78 Rp 32.1K

57.87%

Onion (1kg)

$2.40 A$3.46

$2.33 Rp 41.9K

3.00%

Lettuce (1 head)

$2.11 A$3.04

$1.00 Rp 18.0K

111.00%

Water (1.5 liter bottle)

$1.55 A$2.23

$0.53 Rp 9,509

192.45%

Cigarettes 20 Pack (Marlboro, Camel)

$41.20 A$59.3

$2.29 Rp 41.1K

1699.13%

Wine (Bottle)

$14.83 A$21.34

$22.07 Rp 397.3K

-32.80%

Local Beer (0.5 liter bottle)

$4.77 A$6.87

$2.35 Rp 42.2K

102.98%

Imported Beer (0.33 liter bottle)

$5.14 A$7.39

$2.98 Rp 53.6K

72.48%

One-way Ticket (Public Transport)

$2.81 A$4.05

$0.23 Rp 4,112

1121.74%

Public Transport Monthly Pass (Regular Price)

$79.2 A$114

$8.90 Rp 160.2K

789.33%

Taxi Start (Normal Tariff)

$3.53 A$5.08

$0.47 Rp 8,466

651.06%

Taxi (Normal Tariff) (1km)

$1.58 A$2.27

$0.43 Rp 7,737

267.44%

Taxi 1hour Waiting (Normal Tariff)

$39.48 A$56.8

$5.47 Rp 98.4K

621.76%

Gasoline (1 liter)

$1.19 A$1.71

$0.83 Rp 14.9K

43.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K A$39.3K

$23.9K Rp 429.8M

14.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.1K A$43.3K

$32.8K Rp 590.1M

-8.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 A$288

$80.0 Rp 1.4M

150.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.41 A$39.44

$6.56 Rp 118.1K

317.84%

Internet (50+ Mbps, Unlimited Data)

$47.33 A$68.1

$18.60 Rp 334.8K

154.46%

Gym Membership (Monthly)

$55.6 A$80.0

$54.1 Rp 974.1K

2.75%

Tennis Court (1 Hour on Weekend)

$17.47 A$25.14

$18.28 Rp 329.0K

-4.43%

Cinema Ticket

$14.43 A$20.76

$4.25 Rp 76.5K

239.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,179 A$3,136

$493 Rp 8.9M

342.33%

International Primary School, 1 Child (Yearly)

$20.1K A$28.9K

$5,597 Rp 100.7M

258.98%

Jeans (Levis 501 Or Similar)

$78.6 A$113

$45.58 Rp 820.4K

72.44%

Summer Dress (H&M, Zara, etc)

$53.8 A$77.4

$34.96 Rp 629.4K

53.78%

Sport Shoes (Adidas, Nike)

$109 A$157

$77.7 Rp 1.4M

39.95%

Men's Leather Business Shoes

$120 A$173

$78.5 Rp 1.4M

53.30%

1-bedroom Apartment, City Center (Monthly)

$1,374 A$1,977

$1,131 Rp 20.4M

21.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,204 A$1,732

$673 Rp 12.1M

78.88%

3-bedroom Apartment, City Center (Monthly)

$2,130 A$3,065

$3,613 Rp 65.0M

-41.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,842 A$2,651

$1,702 Rp 30.6M

8.24%

Buy Apartment in City Center (m2)

$5,793 A$8,337

$2,717 Rp 48.9M

113.20%

Buy Apartment Outside City Center (m2)

$4,841 A$6,966

$2,241 Rp 40.3M

116.01%

Average Monthly Net Salary (After Tax)

$2,646 A$3,808

$166 Rp 3.0M

1490.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

13.78

-57.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albany: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Albany

$1.2K 47.9%

Ubud, Bali

$673 49.7% 44.1% $531

Groceries & Markets

Albany

$372 14.8%

Ubud, Bali

$287 21.2% 22.7% $84

Eating Out

Albany

$314 12.5%

Ubud, Bali

$106 7.9% 66.2% $208

Monthly Utilities & Internet

Albany

$275 10.9%

Ubud, Bali

$105 7.8% 61.7% $170

Clothing & Footwear

Albany

$163 6.5%

Ubud, Bali

$107 7.9% 34.5% $56

Getting Around

Albany

$102 4.1%

Ubud, Bali

$12 0.9% 87.8% $89

Sport & Entertainment

Albany

$84 3.4%

Ubud, Bali

$63 4.6% 25.9% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,374 in Albany and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Albany pays 1491% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Albany vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $372 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Albany

🇮🇩 Ubud, Bali

🕒 Local time

19:39 7:39 PM

Same time as Albany

🌤 Weather

👥 Population

31,128

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Albany Ubud, Bali 2,960 km ≈ 4 h 15 min nonstop flight

From you

Albany
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albany vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 86% lower than in Albany. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1491% higher in Albany, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,374 in Albany versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,513 per month in Albany versus $1,353 in Ubud, Bali – a 86% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 789% less than in Albany. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,353 in Ubud, Bali versus $2,513 in Albany, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Albany. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Albany and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 86% less than in Albany. Beyond cost, consider language, visa policies, and how big the international community is in each city.