Last update: Oct 2026

Cost of Living Comparison Between Albany, OR and Lima

For one person, living is cheaper in Lima: $996 a month against $2,910 in Albany, OR, rent and utilities included – about $23,000 less a year. Rent and utilities account for most of the difference.

140

Cost of Living Index in Albany, OR
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Albany, OR Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Albany, OR

🇺🇸 United States

$2,910

/mo nomad

Lima

🇵🇪 Peru

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Albany, OR and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albany, OR and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,910 in Albany, OR versus $996 in Lima.

Albany, OR $2,910
Lima $996

Estimated couple costs with rent: $4,279 in Albany, OR versus $1,594 in Lima.

Albany, OR $4,279
Lima $1,594

Monthly costs for a family of three with rent: $5,647 in Albany, OR versus $2,191 in Lima.

Albany, OR $5,647
Lima $2,191

Living in Albany, OR is roughly 192% more expensive than in Lima, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Albany, OR is 117% above, Lima is 26% below.

Meal at Budget Restaurant

$25.39 $25.39

$4.42 PEN 15.16

474.43%

Three-Course Dinner for Two, Mid-Range

$89.7 $89.7

$35.04 PEN 120

155.85%

Fast Food Meal (McDonalds, etc)

$14.27 $14.27

$6.84 PEN 23.44

108.63%

Cappuccino

$6.20 $6.20

$3.27 PEN 11.22

89.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 $2.58

$1.10 PEN 3.78

134.55%

Water (0.33 liter bottle)

$1.96 $1.96

$0.65 PEN 2.22

201.54%

Local Beer (0.5 liter draught)

$7.85 $7.85

$2.58 PEN 8.85

204.26%

Imported Beer (0.33 liter bottle)

$8.17 $8.17

$4.47 PEN 15.34

82.77%

Milk (1 liter)

$0.98 $0.98

$1.59 PEN 5.46

-38.36%

White Bread (500g)

$3.22 $3.22

$2.58 PEN 8.86

24.81%

Rice (white) (1kg)

$2.05 $2.05

$1.36 PEN 4.65

50.74%

Eggs

$3.42 $3.42

$2.95 PEN 10.11

15.93%

Local Cheese (1kg)

$7.37 $7.37

$9.10 PEN 31.19

-19.01%

Chicken Fillets (1kg)

$19.49 $19.49

$5.81 PEN 19.91

235.46%

Beef Round Steak (1kg)

$29.43 $29.43

$9.83 PEN 33.68

199.39%

Apples (1kg)

$6.63 $6.63

$2.01 PEN 6.89

229.85%

Banana (1kg)

$2.09 $2.09

$1.08 PEN 3.69

93.52%

Oranges (1kg)

$5.79 $5.79

$1.37 PEN 4.70

322.63%

Tomato (1kg)

$8.54 $8.54

$1.48 PEN 5.06

477.03%

Potato (1kg)

$2.89 $2.89

$0.96 PEN 3.30

201.04%

Onion (1kg)

$2.32 $2.32

$0.85 PEN 2.92

172.94%

Lettuce (1 head)

$3.25 $3.25

$0.88 PEN 3.02

269.32%

Water (1.5 liter bottle)

$2.52 $2.52

$0.87 PEN 2.97

189.66%

Cigarettes 20 Pack (Marlboro, Camel)

$11.21 $11.21

$5.90 PEN 20.24

90.00%

Wine (Bottle)

$14.80 $14.80

$8.81 PEN 30.21

67.99%

Local Beer (0.5 liter bottle)

$3.37 $3.37

$1.92 PEN 6.57

75.52%

Imported Beer (0.33 liter bottle)

$5.44 $5.44

$3.20 PEN 10.98

70.00%

One-way Ticket (Public Transport)

$2.28 $2.28

$0.68 PEN 2.33

235.29%

Public Transport Monthly Pass (Regular Price)

$26.74 PEN 91.7

Taxi Start (Normal Tariff)

$5.01 $5.01

$3.81 PEN 13.06

31.50%

Taxi (Normal Tariff) (1km)

$1.90 $1.90

$2.04 PEN 7.00

-6.86%

Taxi 1hour Waiting (Normal Tariff)

$24.04 $24.04

$7.14 PEN 24.49

236.69%

Gasoline (1 liter)

$1.29 $1.29

$1.65 PEN 5.65

-21.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$22.2K PEN 76.0K

48.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$25.7K PEN 88.0K

4.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$325 $325

$73.0 PEN 250

344.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.6 $63.6

$16.26 PEN 55.7

291.14%

Internet (50+ Mbps, Unlimited Data)

$67.6 $67.6

$27.60 PEN 94.6

144.78%

Gym Membership (Monthly)

$41.99 $41.99

$33.07 PEN 113

26.97%

Tennis Court (1 Hour on Weekend)

$19.49 PEN 66.8

Cinema Ticket

$14.76 $14.76

$7.39 PEN 25.33

99.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,695 $1,695

$182 PEN 624

831.18%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$13.3K PEN 45.7K

80.32%

Jeans (Levis 501 Or Similar)

$65.6 $65.6

$52.6 PEN 180

24.87%

Summer Dress (H&M, Zara, etc)

$41.42 $41.42

$34.23 PEN 117

21.00%

Sport Shoes (Adidas, Nike)

$114 $114

$83.8 PEN 287

36.20%

Men's Leather Business Shoes

$134 $134

$79.0 PEN 271

69.34%

1-bedroom Apartment, City Center (Monthly)

$1,576 $1,576

$723 PEN 2,479

117.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,489 $1,489

$340 PEN 1,166

337.80%

3-bedroom Apartment, City Center (Monthly)

$2,541 $2,541

$1,184 PEN 4,060

114.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,112 $2,112

$635 PEN 2,176

232.74%

Buy Apartment in City Center (m2)

$3,046 $3,046

$2,449 PEN 8,394

24.38%

Buy Apartment Outside City Center (m2)

$2,976 $2,976

$1,372 PEN 4,702

116.95%

Average Monthly Net Salary (After Tax)

$4,530 $4,530

$653 PEN 2,237

594.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.35

8.94

-28.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albany, OR: October 5, 2026

Last update for Lima: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Albany, OR

$1.5K 48.2%

Lima

$340 33.6% 77.2% $1.1K

Groceries & Markets

Albany, OR

$497 16.1%

Lima

$226 22.4% 54.5% $271

Monthly Utilities & Internet

Albany, OR

$456 14.8%

Lima

$117 11.6% 74.4% $339

Eating Out

Albany, OR

$394 12.8%

Lima

$124 12.3% 68.5% $270

Clothing & Footwear

Albany, OR

$160 5.2%

Lima

$112 11.1% 29.7% $47

Sport & Entertainment

Albany, OR

$72 2.3%

Lima

$48 4.7% 33.1% $24

Getting Around

Albany, OR

$24 * 0.8%

Lima

$43 4.3% 84.2% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,576 in Albany, OR and $723 in Lima. Housing cost is often the main lever when comparing two cities.

Albany, OR pays 594% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Albany, OR vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $497 vs $226 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Albany, OR

🇵🇪 Lima

🕒 Local time

18:25 6:25 PM

20:25 8:25 PM

2 h ahead of Albany, OR

🌤 Weather

👥 Population

99,224

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.892 EUR

1 PEN = 0.292 USD

1 PEN = 0.26 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Peruvian Sol exchange rates as of October 10, 2026: 1 USD = 3.43 PEN (1 PEN = 0.292 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

PEN to USD in detail →

On the map

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Between locations

Albany, OR Lima 7,820 km ≈ 10 h nonstop flight

From you

Albany, OR
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albany, OR vs Lima: Cost of Living - Frequently Asked Questions

Lima wins on cost – living expenses run 192% lower than in Albany, OR. Housing and daily spending are where you'll feel the difference most, making Lima the obvious pick if budget is a priority.

Average pay runs 594% higher in Albany, OR, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,576 in Albany, OR versus $723 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 120% higher in Albany, OR. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,910 per month in Albany, OR versus $996 in Lima – a 192% gap that adds up to real savings over time for anyone picking the cheaper option.

At $996 in Lima versus $2,910 in Albany, OR, a $2,000 budget is realistic in Lima but tight or insufficient in Albany, OR. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both work as nomad bases, but Lima delivers better value – similar infrastructure at $996 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lima hard to pass up.

Expats usually find Lima gentler on the wallet – expenses run 192% less than in Albany, OR. Beyond cost, consider language, visa policies, and how big the international community is in each city.