Last update: Oct 2026

Cost of Living Comparison Between Albany, NY and Tbilisi

For one person, living is cheaper in Tbilisi: $1,266 a month against $2,776 in Albany, NY, rent and utilities included – about $18,100 less a year. Rent and utilities account for most of the difference.

137

Cost of Living Index in Albany, NY
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Albany, NY Living Index
62

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Albany, NY

🇺🇸 United States

$2,776

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,266

/mo nomad

Monthly Cost of Living

How much you'll spend in Albany, NY and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albany, NY and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,776 in Albany, NY versus $1,266 in Tbilisi.

Albany, NY $2,776
Tbilisi $1,266

Estimated couple costs with rent: $4,419 in Albany, NY versus $2,007 in Tbilisi.

Albany, NY $4,419
Tbilisi $2,007

Monthly costs for a family of three with rent: $6,061 in Albany, NY versus $2,749 in Tbilisi.

Albany, NY $6,061
Tbilisi $2,749

Living in Albany, NY is roughly 119% more expensive than in Tbilisi, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Albany, NY is 106% above, Tbilisi is 6% below.

Meal at Budget Restaurant

$27.00 $27.00

$11.34 ₾29.35

138.10%

Three-Course Dinner for Two, Mid-Range

$100 $100

$39.05 ₾101

157.18%

Fast Food Meal (McDonalds, etc)

$14.87 $14.87

$9.63 ₾24.92

54.41%

Cappuccino

$6.30 $6.30

$3.46 ₾8.95

82.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.71 $2.71

$1.09 ₾2.82

148.62%

Water (0.33 liter bottle)

$2.04 $2.04

$0.63 ₾1.62

223.81%

Local Beer (0.5 liter draught)

$5.98 $5.98

$2.77 ₾7.17

115.88%

Imported Beer (0.33 liter bottle)

$10.40 $10.40

$3.10 ₾8.04

235.48%

Milk (1 liter)

$1.05 $1.05

$2.25 ₾5.81

-53.33%

White Bread (500g)

$3.21 $3.21

$0.80 ₾2.07

301.25%

Rice (white) (1kg)

$7.07 $7.07

$1.76 ₾4.55

301.70%

Eggs

$5.10 $5.10

$2.75 ₾7.11

85.45%

Local Cheese (1kg)

$16.37 $16.37

$9.39 ₾24.32

74.33%

Chicken Fillets (1kg)

$16.25 $16.25

$6.66 ₾17.23

143.99%

Beef Round Steak (1kg)

$18.60 $18.60

$12.92 ₾33.45

43.96%

Apples (1kg)

$4.72 $4.72

$1.67 ₾4.31

182.63%

Banana (1kg)

$1.40 $1.40

$1.80 ₾4.65

-22.22%

Oranges (1kg)

$5.45 $5.45

$1.92 ₾4.97

183.85%

Tomato (1kg)

$4.77 $4.77

$2.41 ₾6.24

97.93%

Potato (1kg)

$3.17 $3.17

$0.86 ₾2.23

268.60%

Onion (1kg)

$3.54 $3.54

$0.69 ₾1.80

413.04%

Lettuce (1 head)

$2.34 $2.34

$1.40 ₾3.62

67.14%

Water (1.5 liter bottle)

$1.95 $1.95

$0.71 ₾1.85

174.65%

Cigarettes 20 Pack (Marlboro, Camel)

$15.11 $15.11

$3.51 ₾9.08

330.48%

Wine (Bottle)

$14.25 $14.25

$7.61 ₾19.69

87.25%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$1.63 ₾4.21

26.99%

Imported Beer (0.33 liter bottle)

$3.99 $3.99

$2.31 ₾5.98

72.73%

One-way Ticket (Public Transport)

$1.51 $1.51

$0.37 ₾0.96

308.11%

Public Transport Monthly Pass (Regular Price)

$63.9 $63.9

$15.67 ₾40.57

307.85%

Taxi Start (Normal Tariff)

$5.13 $5.13

$1.14 ₾2.95

350.00%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$0.79 ₾2.05

72.15%

Taxi 1hour Waiting (Normal Tariff)

$29.58 $29.58

$11.86 ₾30.70

149.41%

Gasoline (1 liter)

$1.07 $1.07

$1.40 ₾3.62

-23.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K $36.1K

$24.8K ₾64.2K

45.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$21.9K ₾56.6K

15.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$89.1 ₾231

140.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.7 $69.7

$13.21 ₾34.19

427.93%

Internet (50+ Mbps, Unlimited Data)

$87.9 $87.9

$19.76 ₾51.1

344.89%

Gym Membership (Monthly)

$38.64 $38.64

$64.9 ₾168

-40.47%

Tennis Court (1 Hour on Weekend)

$38.03 $38.03

$19.02 ₾49.24

99.95%

Cinema Ticket

$14.98 $14.98

$6.57 ₾17.02

128.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,475 $1,475

$377 ₾975

291.58%

International Primary School, 1 Child (Yearly)

$16.9K $16.9K

$10.8K ₾27.9K

56.15%

Jeans (Levis 501 Or Similar)

$54.2 $54.2

$102 ₾265

-46.92%

Summer Dress (H&M, Zara, etc)

$40.55 $40.55

$39.70 ₾103

2.14%

Sport Shoes (Adidas, Nike)

$111 $111

$118 ₾305

-5.71%

Men's Leather Business Shoes

$106 $106

$123 ₾320

-13.92%

1-bedroom Apartment, City Center (Monthly)

$1,440 $1,440

$666 ₾1,724

116.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,256 $1,256

$449 ₾1,163

179.61%

3-bedroom Apartment, City Center (Monthly)

$2,882 $2,882

$1,284 ₾3,324

124.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,595 $2,595

$890 ₾2,303

191.63%

Buy Apartment in City Center (m2)

$2,454 $2,454

$2,425 ₾6,276

1.22%

Buy Apartment Outside City Center (m2)

$2,478 $2,478

$1,380 ₾3,573

79.55%

Average Monthly Net Salary (After Tax)

$4,245 $4,245

$680 ₾1,760

524.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.66

12.62

-47.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albany, NY: October 12, 2026

Last update for Tbilisi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Albany, NY

$1.3K 45.2%

Tbilisi

$449 35.5% 64.2% $807

Groceries & Markets

Albany, NY

$451 16.3%

Tbilisi

$234 18.5% 48.2% $218

Eating Out

Albany, NY

$406 14.6%

Tbilisi

$188 14.9% 53.7% $218

Monthly Utilities & Internet

Albany, NY

$372 13.4%

Tbilisi

$122 9.7% 67.2% $250

Clothing & Footwear

Albany, NY

$140 5.1%

Tbilisi

$172 13.6% 22.7% $32

Getting Around

Albany, NY

$82 3%

Tbilisi

$22 1.8% 72.8% $60

Sport & Entertainment

Albany, NY

$69 2.5%

Tbilisi

$78 6.2% 13.8% $9.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,440 in Albany, NY and $666 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Albany, NY pays 524% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $100 in Albany, NY vs $39.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $451 vs $234 per month, with Tbilisi cheaper across the board.

Good to know

🇺🇸 Albany, NY

🇬🇪 Tbilisi

🕒 Local time

20:15 8:15 PM

04:15 4:15 AM

8 h ahead of Albany, NY

🌤 Weather

👥 Population

101,228

1,241,700 Capital

💱 Currency

United States Dollar USD $

Georgian Lari GEL ₾

📈 Exchange rate

1 USD = 0.89 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, EUR to USD – United States Dollar Converter

🇬🇪 Georgian Lari (₾)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Georgian Lari exchange rates as of October 19, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

GEL to USD in detail →

On the map

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Between locations

Albany, NY Tbilisi 8,810 km ≈ 12 h nonstop flight

From you

Albany, NY
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albany, NY vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi wins on cost – living expenses run 119% lower than in Albany, NY. Housing and daily spending are where you'll feel the difference most, making Tbilisi the obvious pick if budget is a priority.

Average pay runs 524% higher in Albany, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,440 in Albany, NY versus $666 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tbilisi – a meal for two runs $39.00 versus $100 in Albany, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,776 per month in Albany, NY versus $1,266 in Tbilisi – a 119% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,266 in Tbilisi versus $2,776 in Albany, NY, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Albany, NY. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

Both work as nomad bases, but Tbilisi delivers better value – similar infrastructure at $1,266 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tbilisi hard to pass up.

Safety-wise, Albany, NY and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 119% less than in Albany, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.