Cost of Living Comparison Between Albany, NY and Singapore Cost of Living Comparison Between Albany, NY and Singapore

Monthly Cost of Living

Monthly costs for one person with rent: $2,601 in Albany, NY versus $3,507 in Singapore.

Estimated couple costs with rent: $4,161 in Albany, NY versus $5,136 in Singapore.

Monthly costs for a family of three with rent: $5,721 in Albany, NY versus $6,764 in Singapore.

Living in Albany, NY costs roughly 26% less than in Singapore, driven mainly by Eating Out.

Both cities are pricier than the global median: Albany, NY 95% above, Singapore 163% above.

Meal at Budget Restaurant

$19.29 $19.29

$10.77 SGD 13.91

79.11%

Three-Course Dinner for Two, Mid-Range

$78.0 $78.0

$78.1 SGD 101

-0.10%

Fast Food Meal (McDonalds, etc)

$13.18 $13.18

$7.58 SGD 9.78

73.88%

Cappuccino

$6.13 $6.13

$4.84 SGD 6.25

26.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$1.70 SGD 2.19

62.94%

Water (0.33 liter bottle)

$1.99 $1.99

$1.20 SGD 1.55

65.83%

Local Beer (0.5 liter draught)

$4.90 $4.90

$7.85 SGD 10.13

-37.58%

Imported Beer (0.33 liter bottle)

$6.17 $6.17

$9.15 SGD 11.81

-32.57%

Milk (1 liter)

$1.05 $1.05

$3.07 SGD 3.96

-65.80%

White Bread (500g)

$4.01 $4.01

$2.38 SGD 3.07

68.49%

Rice (white) (1kg)

$5.76 $5.76

$2.79 SGD 3.60

106.45%

Eggs

$5.36 $5.36

$3.29 SGD 4.24

62.92%

Local Cheese (1kg)

$13.92 $13.92

$19.19 SGD 24.78

-27.46%

Chicken Fillets (1kg)

$14.55 $14.55

$11.42 SGD 14.74

27.41%

Beef Round Steak (1kg)

$17.83 $17.83

$22.61 SGD 29.19

-21.14%

Apples (1kg)

$4.60 $4.60

$4.56 SGD 5.88

0.88%

Banana (1kg)

$1.48 $1.48

$2.98 SGD 3.85

-50.34%

Oranges (1kg)

$4.85 $4.85

$4.95 SGD 6.40

-2.02%

Tomato (1kg)

$4.75 $4.75

$2.74 SGD 3.53

73.36%

Potato (1kg)

$3.04 $3.04

$2.52 SGD 3.25

20.63%

Onion (1kg)

$3.45 $3.45

$2.17 SGD 2.80

58.99%

Lettuce (1 head)

$3.16 $3.16

$1.95 SGD 2.52

62.05%

Water (1.5 liter bottle)

$1.75 $1.75

$1.49 SGD 1.93

17.45%

Cigarettes 20 Pack (Marlboro, Camel)

$14.56 $14.56

$13.20 SGD 17.04

10.30%

Wine (Bottle)

$13.84 $13.84

$23.04 SGD 29.75

-39.93%

Local Beer (0.5 liter bottle)

$2.23 $2.23

$4.17 SGD 5.38

-46.52%

Imported Beer (0.33 liter bottle)

$4.10 $4.10

$5.16 SGD 6.66

-20.54%

One-way Ticket (Public Transport)

$1.52 $1.52

$1.59 SGD 2.06

-4.40%

Public Transport Monthly Pass (Regular Price)

$64.5 $64.5

$94.0 SGD 121

-31.31%

Taxi Start (Normal Tariff)

$4.93 $4.93

$3.68 SGD 4.75

33.97%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$0.72 SGD 0.94

90.28%

Taxi 1hour Waiting (Normal Tariff)

$27.06 $27.06

$16.54 SGD 21.35

63.60%

Gasoline (1 liter)

$0.91 $0.91

$2.20 SGD 2.84

-58.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$142.5K SGD 184.0K

-78.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$127.5K SGD 164.6K

-80.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 $208

$156 SGD 201

33.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.1 $59.1

$18.63 SGD 24.06

217.39%

Internet (50+ Mbps, Unlimited Data)

$76.3 $76.3

$37.75 SGD 48.74

102.04%

Gym Membership (Monthly)

$31.00 $31.00

$120 SGD 155

-74.16%

Tennis Court (1 Hour on Weekend)

$21.95 $21.95

$12.10 SGD 15.62

81.40%

Cinema Ticket

$15.16 $15.16

$11.53 SGD 14.89

31.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,400 $1,400

$1,190 SGD 1,536

17.66%

International Primary School, 1 Child (Yearly)

$27.9K $27.9K

$29.1K SGD 37.6K

-4.32%

Jeans (Levis 501 Or Similar)

$52.4 $52.4

$83.5 SGD 108

-37.29%

Summer Dress (H&M, Zara, etc)

$45.23 $45.23

$42.55 SGD 54.9

6.30%

Sport Shoes (Adidas, Nike)

$83.3 $83.3

$108 SGD 139

-22.58%

Men's Leather Business Shoes

$105 $105

$128 SGD 166

-18.29%

1-bedroom Apartment, City Center (Monthly)

$1,445 $1,445

$3,209 SGD 4,143

-54.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 $1,268

$2,299 SGD 2,969

-44.84%

3-bedroom Apartment, City Center (Monthly)

$2,895 $2,895

$6,127 SGD 7,911

-52.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,564 $2,564

$3,793 SGD 4,898

-32.41%

Buy Apartment in City Center (m2)

$2,423 $2,423

$23.3K SGD 30.1K

-89.59%

Buy Apartment Outside City Center (m2)

$2,507 $2,507

$16.4K SGD 21.2K

-84.71%

Average Monthly Net Salary (After Tax)

$4,191 $4,191

$3,969 SGD 5,125

5.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

3.19

102.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albany, NY: July 13, 2026

Last update for Singapore: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,445 in Albany, NY and $3,209 in Singapore. Housing cost is often the main lever when comparing two cities.

Albany, NY pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $78.0 in Albany, NY vs $78.0 in Singapore for a mid-range dinner for two. Groceries echo the gap at $435 vs $450 per month, with Albany, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Albany, NY vs Singapore: Cost of Living - Frequently Asked Questions

Albany, NY wins on cost – living expenses run 35% lower than in Singapore. Housing and daily spending are where you'll feel the difference most, making Albany, NY the obvious pick if budget is a priority.

Average pay runs 6% higher in Albany, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,445 in Albany, NY versus $3,209 in Singapore. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Albany, NY – a meal for two runs $78.0 versus $78.0 in Singapore. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,601 per month in Albany, NY versus $3,507 in Singapore – a 35% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Albany, NY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Albany, NY and Singapore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Albany, NY gentler on the wallet – expenses run 35% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.