😐Monthly costs for one person with rent: $1,332 in Al Khobar versus $1,218 in Umluj.
😐Estimated couple costs with rent: $2,100 in Al Khobar versus $1,841 in Umluj.
😐Monthly costs for a family of three with rent: $2,868 in Al Khobar versus $2,463 in Umluj.
🌍Living in Al Khobar is roughly 9% more expensive than in Umluj, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Al Khobar is 0% above, Umluj is 9% below.
Currency
🍽 Eating Out
Al Khobar
Umluj
Difference
Meal at Budget Restaurant
$6.82SAR 25.60
$6.59SAR 24.75
3.49%
Three-Course Dinner for Two, Mid-Range
$54.0SAR 203
$44.44SAR 167
21.60%
Fast Food Meal(McDonalds, etc)
$8.19SAR 30.77
$7.81SAR 29.33
4.87%
Local Non-Alcoholic Beer(0.5 liter draught)
$1.98SAR 7.44
$1.76SAR 6.61
12.50%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$2.70SAR 10.13
$1.77SAR 6.65
52.54%
Cappuccino
$4.26SAR 16.01
$3.74SAR 14.03
13.90%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.96SAR 3.61
$0.74SAR 2.78
29.73%
Water(0.33 liter bottle)
$0.49SAR 1.83
$0.31SAR 1.17
58.06%
🛒 Groceries & Markets
Al Khobar
Umluj
Difference
Milk(1 liter)
$1.69SAR 6.34
$1.65SAR 6.20
2.42%
White Bread(500g)
$1.40SAR 5.24
$0.99SAR 3.70
41.41%
Rice(white)(1kg)
$2.32SAR 8.72
$2.30SAR 8.64
0.87%
Eggs
$2.88SAR 10.81
$2.45SAR 9.19
17.55%
Local Cheese(1kg)
$6.94SAR 26.05
$6.72SAR 25.24
3.27%
Chicken Fillets(1kg)
$9.12SAR 34.26
$7.30SAR 27.41
24.93%
Beef Round Steak(1kg)
$12.61SAR 47.34
$12.97SAR 48.71
-2.78%
Apples(1kg)
$2.54SAR 9.53
$2.19SAR 8.21
15.98%
Banana(1kg)
$1.72SAR 6.45
$1.64SAR 6.16
4.88%
Oranges(1kg)
$2.13SAR 8.00
$1.75SAR 6.57
21.71%
Tomato(1kg)
$1.57SAR 5.88
$1.61SAR 6.04
-2.48%
Potato(1kg)
$1.41SAR 5.30
$1.25SAR 4.69
12.80%
Onion(1kg)
$1.72SAR 6.47
$1.28SAR 4.81
34.37%
Lettuce(1 head)
$1.70SAR 6.38
$1.24SAR 4.64
37.10%
Water(1.5 liter bottle)
$0.60SAR 2.24
$0.56SAR 2.09
7.14%
Bottle of Non-Alcoholic Wine(Mid-Range)
$2.70SAR 10.14
$2.76SAR 10.38
-2.17%
Local Non-Alcoholic Beer(0.5 liter bottle)
$1.46SAR 5.48
$1.71SAR 6.43
-14.62%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.88SAR 7.04
$2.08SAR 7.82
-9.62%
Cigarettes 20 Pack(Marlboro, Camel)
$6.51SAR 24.45
$6.87SAR 25.81
-5.24%
🚌 Getting Around
Al Khobar
Umluj
Difference
One-way Ticket(Public Transport)
$0.92SAR 3.44
$1.09SAR 4.10
-15.60%
Public Transport Monthly Pass(Regular Price)
$60.1SAR 225
$39.50SAR 148
52.03%
Taxi Start(Normal Tariff)
$2.26SAR 8.48
$2.61SAR 9.79
-13.41%
Taxi(Normal Tariff)(1km)
$1.35SAR 5.06
$1.86SAR 6.98
-27.42%
Taxi 1hour Waiting(Normal Tariff)
$6.60SAR 24.78
$13.24SAR 49.71
-50.15%
Gasoline(1 liter)
$0.65SAR 2.43
$0.64SAR 2.42
1.56%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4KSAR 80.2K
$26.6KSAR 100.0K
-19.79%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7KSAR 85.4K
$22.5KSAR 84.5K
1.10%
🧾 Monthly Utilities & Internet
Al Khobar
Umluj
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$124SAR 466
$107SAR 401
16.24%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.51SAR 130
$33.75SAR 127
2.25%
Internet(50+ Mbps, Unlimited Data)
$80.7SAR 303
$71.7SAR 269
12.55%
🎉 Sport & Entertainment
Al Khobar
Umluj
Difference
Gym Membership(Monthly)
$109SAR 410
$87.3SAR 328
25.21%
Tennis Court(1 Hour on Weekend)
$36.80SAR 138
$35.50SAR 133
3.66%
Cinema Ticket
$17.36SAR 65.2
$15.76SAR 59.2
10.15%
🧸 Childcare & Education
Al Khobar
Umluj
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$306SAR 1,147
$355SAR 1,332
-13.88%
International Primary School, 1 Child(Yearly)
$7,541SAR 28.3K
$7,024SAR 26.4K
7.35%
👕👟 Clothing & Footwear
Al Khobar
Umluj
Difference
Jeans(Levis 501 Or Similar)
$63.4SAR 238
$59.0SAR 221
7.53%
Summer Dress(H&M, Zara, etc)
$69.8SAR 262
$60.1SAR 226
16.10%
Sport Shoes(Adidas, Nike)
$100SAR 376
$80.4SAR 302
24.58%
Men's Leather Business Shoes
$80.4SAR 302
$82.0SAR 308
-1.92%
🏠 Accommodation & Living
Al Khobar
Umluj
Difference
1-bedroom Apartment, City Center(Monthly)
$433SAR 1,627
$436SAR 1,638
-0.62%
1-bedroom Apartment, Outside City Center(Monthly)
$401SAR 1,505
$377SAR 1,414
6.42%
3-bedroom Apartment, City Center(Monthly)
$1,059SAR 3,977
$840SAR 3,156
26.02%
3-bedroom Apartment, Outside City Center(Monthly)
$813SAR 3,054
$621SAR 2,332
30.95%
Buy Apartment in City Center(m2)
$2,442SAR 9,169
$2,132SAR 8,006
14.54%
Buy Apartment Outside City Center(m2)
$1,423SAR 5,344
$1,522SAR 5,715
-6.49%
💵 Salaries & Financials
Al Khobar
Umluj
Difference
Average Monthly Net Salary(After Tax)
$1,856SAR 6,971
$4,245SAR 15.9K
-56.27%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.84
4.42
-13.12%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Al Khobar: July 11, 2026
Last update for Umluj: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $433 in Al Khobar and $436 in Umluj. Housing cost is often the main lever when comparing two cities.
💰Umluj pays 129% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $54.0 in Al Khobar vs $44.00 in Umluj for a mid-range dinner for two. Groceries echo the gap at $217 vs $195 per month, with Umluj cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Al Khobar vs Umluj: Cost of Living - Frequently Asked Questions
Which city is more expensive, Al Khobar or Umluj?
Umluj wins on cost – living expenses run 9% lower than in Al Khobar. Housing and daily spending are where you'll feel the difference most, making Umluj the obvious pick if budget is a priority.
Are salaries higher in Al Khobar or in Umluj?
On paper, salaries run 129% lower in Umluj. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Al Khobar compared to Umluj?
Rent for a central apartment: $433 in Al Khobar versus $436 in Umluj. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Al Khobar compared to Umluj?
A monthly transit pass in Umluj runs roughly 52% less than in Al Khobar. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Al Khobar and in Umluj?
Childcare runs $306 in Al Khobar versus $355 in Umluj. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Al Khobar or in Umluj?
At $1,218 in Umluj versus $1,332 in Al Khobar, a $2,000 budget is realistic in Umluj but tight or insufficient in Al Khobar. The gap between the two cities makes Umluj the clear choice for anyone on this budget.
Which city offers a better quality of life: Al Khobar or Umluj?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Al Khobar compared to Umluj?
Safety-wise, Al Khobar and Umluj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Umluj gentler on the wallet – expenses run 9% less than in Al Khobar. Beyond cost, consider language, visa policies, and how big the international community is in each city.