😐Monthly costs for one person with rent: $1,344 in Al Khobar versus $1,240 in Umluj.
😐Estimated couple costs with rent: $2,120 in Al Khobar versus $1,858 in Umluj.
😐Monthly costs for a family of three with rent: $2,897 in Al Khobar versus $2,477 in Umluj.
😐Living in Al Khobar is roughly 8% more expensive than Umluj, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Al Khobar is 0% above, Umluj is 7% below.
Currency
🍽 Eating Out
Al Khobar
Umluj
Difference
Meal at Budget Restaurant
$6.75SAR 25.34
$6.77SAR 25.41
-0.30%
Three-Course Dinner for Two, Mid-Range
$52.6SAR 197
$45.00SAR 169
16.82%
Fast Food Meal(McDonalds, etc)
$8.05SAR 30.20
$7.91SAR 29.68
1.77%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.02SAR 7.59
$1.70SAR 6.39
18.82%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$2.72SAR 10.22
$1.76SAR 6.60
54.55%
Cappuccino
$4.32SAR 16.23
$3.74SAR 14.04
15.51%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.00SAR 3.75
$0.79SAR 2.97
26.58%
Water(0.33 liter bottle)
$0.51SAR 1.93
$0.29SAR 1.08
75.86%
🛒 Groceries & Markets
Al Khobar
Umluj
Difference
Milk(1 liter)
$1.69SAR 6.34
$1.63SAR 6.13
3.68%
White Bread(500g)
$1.38SAR 5.17
$0.99SAR 3.72
39.39%
Rice(white)(1kg)
$2.33SAR 8.75
$2.35SAR 8.83
-0.85%
Eggs
$2.91SAR 10.91
$2.42SAR 9.06
20.25%
Local Cheese(1kg)
$6.59SAR 24.72
$6.72SAR 25.24
-1.93%
Chicken Fillets(1kg)
$9.17SAR 34.43
$7.66SAR 28.76
19.71%
Beef Round Steak(1kg)
$12.70SAR 47.65
$13.19SAR 49.49
-3.71%
Apples(1kg)
$2.50SAR 9.38
$2.28SAR 8.54
9.65%
Banana(1kg)
$1.74SAR 6.54
$1.63SAR 6.13
6.75%
Oranges(1kg)
$2.11SAR 7.90
$1.67SAR 6.27
26.35%
Tomato(1kg)
$1.64SAR 6.17
$1.57SAR 5.89
4.46%
Potato(1kg)
$1.43SAR 5.38
$1.24SAR 4.64
15.32%
Onion(1kg)
$1.67SAR 6.26
$1.28SAR 4.81
30.47%
Lettuce(1 head)
$1.76SAR 6.59
$1.20SAR 4.49
46.67%
Water(1.5 liter bottle)
$0.62SAR 2.33
$0.58SAR 2.19
6.90%
Bottle of Non-Alcoholic Wine(Mid-Range)
$2.68SAR 10.05
$2.44SAR 9.16
9.84%
Local Non-Alcoholic Beer(0.5 liter bottle)
$1.42SAR 5.34
$1.68SAR 6.32
-15.48%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.97SAR 7.39
$2.01SAR 7.53
-1.99%
Cigarettes 20 Pack(Marlboro, Camel)
$6.75SAR 25.35
$7.13SAR 26.77
-5.33%
🚌 Getting Around
Al Khobar
Umluj
Difference
One-way Ticket(Public Transport)
$0.92SAR 3.45
$1.09SAR 4.11
-15.60%
Public Transport Monthly Pass(Regular Price)
$61.6SAR 231
$40.32SAR 151
52.78%
Taxi Start(Normal Tariff)
$2.25SAR 8.44
$2.73SAR 10.25
-17.58%
Taxi(Normal Tariff)(1km)
$1.30SAR 4.87
$1.88SAR 7.07
-30.85%
Taxi 1hour Waiting(Normal Tariff)
$6.59SAR 24.74
$13.10SAR 49.18
-49.69%
Gasoline(1 liter)
$0.60SAR 2.25
$0.65SAR 2.42
-7.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2KSAR 79.4K
$26.6KSAR 99.9K
-20.48%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7KSAR 85.1K
$22.7KSAR 85.3K
-0.33%
🧾 Monthly Utilities & Internet
Al Khobar
Umluj
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$123SAR 461
$107SAR 400
15.07%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.93SAR 131
$33.82SAR 127
3.28%
Internet(50+ Mbps, Unlimited Data)
$80.1SAR 301
$72.4SAR 272
10.63%
🎉 Sport & Entertainment
Al Khobar
Umluj
Difference
Gym Membership(Monthly)
$107SAR 400
$87.7SAR 329
21.39%
Tennis Court(1 Hour on Weekend)
$36.08SAR 135
$35.18SAR 132
2.56%
Cinema Ticket
$17.66SAR 66.3
$15.95SAR 59.9
10.72%
🧸 Childcare & Education
Al Khobar
Umluj
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$307SAR 1,151
$359SAR 1,348
-14.61%
International Primary School, 1 Child(Yearly)
$7,553SAR 28.3K
$6,949SAR 26.1K
8.70%
👕👟 Clothing & Footwear
Al Khobar
Umluj
Difference
Jeans(Levis 501 Or Similar)
$63.8SAR 239
$59.8SAR 224
6.71%
Summer Dress(H&M, Zara, etc)
$70.0SAR 263
$60.8SAR 228
15.22%
Sport Shoes(Adidas, Nike)
$98.7SAR 370
$80.5SAR 302
22.64%
Men's Leather Business Shoes
$80.8SAR 303
$81.8SAR 307
-1.22%
🏠 Accommodation & Living
Al Khobar
Umluj
Difference
1-bedroom Apartment, City Center(Monthly)
$433SAR 1,624
$447SAR 1,676
-3.13%
1-bedroom Apartment, Outside City Center(Monthly)
$397SAR 1,489
$380SAR 1,427
4.30%
3-bedroom Apartment, City Center(Monthly)
$1,031SAR 3,869
$839SAR 3,150
22.82%
3-bedroom Apartment, Outside City Center(Monthly)
$790SAR 2,965
$633SAR 2,375
24.84%
Buy Apartment in City Center(m2)
$2,419SAR 9,077
$2,592SAR 9,729
-6.69%
Buy Apartment Outside City Center(m2)
$1,457SAR 5,468
$1,485SAR 5,574
-1.90%
💵 Salaries & Financials
Al Khobar
Umluj
Difference
Average Monthly Net Salary(After Tax)
$1,866SAR 7,005
$4,306SAR 16.2K
-56.66%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.84
4.42
-13.12%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Al Khobar: June 1, 2026
Last update for Umluj: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $433 in Al Khobar and $447 in Umluj. Housing cost is often the main lever when comparing two cities.
💰Umluj pays 131% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $53.0 in Al Khobar vs $45.00 in Umluj for a mid-range dinner for two. Groceries echo the gap at $217 vs $197 per month, with Umluj cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Al Khobar vs Umluj: Cost of Living - Frequently Asked Questions
Which city is more expensive, Al Khobar or Umluj?
Umluj wins on cost – living expenses run 8% lower than in Al Khobar. Housing and daily spending are where you'll feel the difference most, making Umluj the obvious pick if budget is a priority.
Are salaries higher in Al Khobar or Umluj?
On paper, Umluj earns 131% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Al Khobar vs Umluj?
Rent for a central apartment: $433 in Al Khobar versus $447 in Umluj. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Al Khobar vs Umluj?
A monthly transit pass in Umluj runs roughly 53% less than in Al Khobar. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Al Khobar and Umluj?
Childcare runs $307 in Al Khobar versus $359 in Umluj. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Al Khobar or Umluj?
At $1,240 in Umluj versus $1,344 in Al Khobar, a $2,000 budget is realistic in Umluj but tight or insufficient in Al Khobar. The gap between the two cities makes Umluj the clear choice for anyone on this budget.
Which city offers a better quality of life: Al Khobar or Umluj?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Al Khobar compared to Umluj?
Safety-wise, Al Khobar and Umluj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Umluj gentler on the wallet – expenses run 8% less than in Al Khobar. Beyond cost, consider language, visa policies, and how big the international community is in each city.