😐Monthly costs for one person with rent: $1,415 in Al Khobar versus $1,177 in Umluj.
😐Estimated couple costs with rent: $2,187 in Al Khobar versus $1,785 in Umluj.
😐Monthly costs for a family of three with rent: $2,960 in Al Khobar versus $2,394 in Umluj.
🌍Living in Al Khobar is roughly 20% more expensive than in Umluj, driven mainly by Getting Around.
📊The two cities straddle the global median: Al Khobar is 3% above, Umluj is 15% below.
Currency
🍽 Eating Out
Al Khobar
Umluj
Difference
Meal at Budget Restaurant
$6.69SAR 25.12
$7.26SAR 27.27
-7.85%
Three-Course Dinner for Two, Mid-Range
$59.3SAR 223
$36.08SAR 135
64.44%
Fast Food Meal(McDonalds, etc)
$7.92SAR 29.72
$7.83SAR 29.39
1.15%
Local Non-Alcoholic Beer(0.5 liter draught)
$2.59SAR 9.73
$1.99SAR 7.47
30.15%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$2.70SAR 10.14
$2.36SAR 8.85
14.41%
Cappuccino
$4.32SAR 16.21
$3.78SAR 14.21
14.29%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.00SAR 3.74
$0.86SAR 3.24
16.28%
Water(0.33 liter bottle)
$0.38SAR 1.42
$0.25SAR 0.92
52.00%
🛒 Groceries & Markets
Al Khobar
Umluj
Difference
Milk(1 liter)
$1.62SAR 6.08
$1.71SAR 6.43
-5.26%
White Bread(500g)
$1.26SAR 4.75
$1.22SAR 4.58
3.28%
Rice(white)(1kg)
$2.43SAR 9.13
$2.35SAR 8.81
3.40%
Eggs
$2.40SAR 9.01
$2.11SAR 7.92
13.74%
Local Cheese(1kg)
$7.11SAR 26.71
$6.69SAR 25.11
6.28%
Chicken Fillets(1kg)
$10.25SAR 38.46
$7.95SAR 29.84
28.93%
Beef Round Steak(1kg)
$11.75SAR 44.12
$12.22SAR 45.89
-3.85%
Apples(1kg)
$2.78SAR 10.44
$1.81SAR 6.80
53.59%
Banana(1kg)
$1.72SAR 6.44
$1.81SAR 6.80
-4.97%
Oranges(1kg)
$1.97SAR 7.41
$1.74SAR 6.52
13.22%
Tomato(1kg)
$1.83SAR 6.87
$1.77SAR 6.63
3.39%
Potato(1kg)
$1.35SAR 5.05
$1.18SAR 4.42
14.41%
Onion(1kg)
$1.63SAR 6.13
$1.35SAR 5.07
20.74%
Lettuce(1 head)
$1.68SAR 6.30
$1.01SAR 3.81
66.34%
Water(1.5 liter bottle)
$0.55SAR 2.05
$0.51SAR 1.91
7.84%
Bottle of Non-Alcoholic Wine(Mid-Range)
$2.60SAR 9.74
$3.21SAR 12.06
-19.00%
Local Non-Alcoholic Beer(0.5 liter bottle)
$1.59SAR 5.96
$1.92SAR 7.20
-17.19%
Imported Non-Alcoholic Beer(0.33 liter bottle)
$1.81SAR 6.78
$2.02SAR 7.57
-10.40%
Cigarettes 20 Pack(Marlboro, Camel)
$6.54SAR 24.55
$6.08SAR 22.81
7.57%
🚌 Getting Around
Al Khobar
Umluj
Difference
One-way Ticket(Public Transport)
$0.74SAR 2.79
$1.19SAR 4.47
-37.82%
Public Transport Monthly Pass(Regular Price)
$66.6SAR 250
$38.99SAR 146
70.74%
Taxi Start(Normal Tariff)
$3.40SAR 12.77
$2.56SAR 9.61
32.81%
Taxi(Normal Tariff)(1km)
$2.62SAR 9.83
$1.62SAR 6.06
61.73%
Taxi 1hour Waiting(Normal Tariff)
$6.75SAR 25.35
$14.11SAR 53.0
-52.16%
Gasoline(1 liter)
$0.60SAR 2.25
$0.56SAR 2.09
7.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$67.2KSAR 252.3K
$44.5KSAR 167.1K
51.06%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.3KSAR 83.6K
$21.5KSAR 80.8K
3.48%
🧾 Monthly Utilities & Internet
Al Khobar
Umluj
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$100SAR 376
$102SAR 382
-1.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.10SAR 120
$35.94SAR 135
-10.68%
Internet(50+ Mbps, Unlimited Data)
$68.3SAR 256
$64.9SAR 244
5.13%
🎉 Sport & Entertainment
Al Khobar
Umluj
Difference
Gym Membership(Monthly)
$81.6SAR 306
$85.5SAR 321
-4.61%
Tennis Court(1 Hour on Weekend)
$36.00SAR 135
$33.03SAR 124
8.99%
Cinema Ticket
$15.59SAR 58.5
$13.99SAR 52.5
11.44%
🧸 Childcare & Education
Al Khobar
Umluj
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$590SAR 2,215
$359SAR 1,347
64.40%
International Primary School, 1 Child(Yearly)
$8,568SAR 32.2K
$6,713SAR 25.2K
27.63%
👕👟 Clothing & Footwear
Al Khobar
Umluj
Difference
Jeans(Levis 501 Or Similar)
$62.4SAR 234
$48.88SAR 184
27.56%
Summer Dress(H&M, Zara, etc)
$83.5SAR 313
$50.3SAR 189
65.94%
Sport Shoes(Adidas, Nike)
$95.7SAR 359
$82.3SAR 309
16.22%
Men's Leather Business Shoes
$91.4SAR 343
$85.7SAR 322
6.63%
🏠 Accommodation & Living
Al Khobar
Umluj
Difference
1-bedroom Apartment, City Center(Monthly)
$645SAR 2,422
$590SAR 2,214
9.37%
1-bedroom Apartment, Outside City Center(Monthly)
$496SAR 1,863
$346SAR 1,300
43.29%
3-bedroom Apartment, City Center(Monthly)
$1,188SAR 4,461
$865SAR 3,248
37.37%
3-bedroom Apartment, Outside City Center(Monthly)
$876SAR 3,288
$554SAR 2,082
57.95%
Buy Apartment in City Center(m2)
$2,382SAR 8,940
$2,582SAR 9,694
-7.77%
Buy Apartment Outside City Center(m2)
$1,464SAR 5,496
$1,346SAR 5,053
8.76%
💵 Salaries & Financials
Al Khobar
Umluj
Difference
Average Monthly Net Salary(After Tax)
$1,812SAR 6,803
$4,322SAR 16.2K
-58.07%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.88
5.47
7.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Al Khobar: September 6, 2026
Last update for Umluj: September 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $645 in Al Khobar and $590 in Umluj. Housing cost is often the main lever when comparing two cities.
💰Umluj pays 139% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $59.0 in Al Khobar vs $36.00 in Umluj for a mid-range dinner for two. Groceries echo the gap at $218 vs $196 per month, with Umluj cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Al Khobar vs Umluj: Cost of Living - Frequently Asked Questions
Which city is more expensive, Al Khobar or Umluj?
Umluj wins on cost – living expenses run 20% lower than in Al Khobar. Housing and daily spending are where you'll feel the difference most, making Umluj the obvious pick if budget is a priority.
Are salaries higher in Al Khobar or in Umluj?
On paper, salaries run 139% lower in Umluj. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Al Khobar compared to Umluj?
Rent for a central apartment: $645 in Al Khobar versus $590 in Umluj. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Al Khobar compared to Umluj?
A monthly transit pass in Umluj runs roughly 71% less than in Al Khobar. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Al Khobar and in Umluj?
Childcare runs $590 in Al Khobar versus $359 in Umluj. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Al Khobar or in Umluj?
At $1,177 in Umluj versus $1,415 in Al Khobar, a $2,000 budget is realistic in Umluj but tight or insufficient in Al Khobar. The gap between the two cities makes Umluj the clear choice for anyone on this budget.
Which city offers a better quality of life: Al Khobar or Umluj?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Al Khobar compared to Umluj?
Safety-wise, Al Khobar and Umluj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Umluj gentler on the wallet – expenses run 20% less than in Al Khobar. Beyond cost, consider language, visa policies, and how big the international community is in each city.