😐Monthly costs for one person with rent: $2,458 in Ajman versus $1,745 in Ras al-Khaimah.
😐Estimated couple costs with rent: $4,549 in Ajman versus $2,761 in Ras al-Khaimah.
😐Monthly costs for a family of three with rent: $6,640 in Ajman versus $3,777 in Ras al-Khaimah.
🌍Living in Ajman is roughly 41% more expensive than in Ras al-Khaimah, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Ajman79% above, Ras al-Khaimah27% above.
Currency
🍽 Eating Out
Ajman
Ras al-Khaimah
Difference
Meal at Budget Restaurant
$5.64AED 20.71
$12.04AED 44.22
-53.16%
Three-Course Dinner for Two, Mid-Range
$27.31AED 100
$45.52AED 167
-40.00%
Fast Food Meal(McDonalds, etc)
$8.05AED 29.56
$7.48AED 27.45
7.62%
Cappuccino
$3.72AED 13.66
$5.51AED 20.24
-32.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.74AED 2.71
$1.11AED 4.07
-33.33%
Water(0.33 liter bottle)
$0.39AED 1.44
$0.44AED 1.60
-11.36%
Local Beer(0.5 liter draught)
$10.98AED 40.34
$10.06AED 36.94
9.15%
Imported Beer(0.33 liter bottle)
$12.09AED 44.39
$9.78AED 35.93
23.62%
🛒 Groceries & Markets
Ajman
Ras al-Khaimah
Difference
Milk(1 liter)
$1.90AED 6.99
$1.71AED 6.29
11.11%
White Bread(500g)
$1.33AED 4.90
$2.06AED 7.56
-35.44%
Rice(white)(1kg)
$1.47AED 5.40
$1.88AED 6.91
-21.81%
Eggs
$1.97AED 7.24
$2.42AED 8.88
-18.60%
Local Cheese(1kg)
$7.58AED 27.83
$12.50AED 45.90
-39.36%
Chicken Fillets(1kg)
$5.54AED 20.34
$9.68AED 35.56
-42.77%
Beef Round Steak(1kg)
$8.32AED 30.57
$15.75AED 57.9
-47.17%
Apples(1kg)
$1.89AED 6.94
$1.99AED 7.30
-5.03%
Banana(1kg)
$1.26AED 4.61
$1.59AED 5.85
-20.75%
Oranges(1kg)
$1.51AED 5.54
$1.50AED 5.51
0.67%
Tomato(1kg)
$0.89AED 3.27
$1.34AED 4.93
-33.58%
Potato(1kg)
$1.05AED 3.85
$0.97AED 3.56
8.25%
Onion(1kg)
$1.04AED 3.81
$0.92AED 3.38
13.04%
Lettuce(1 head)
$0.83AED 3.05
$1.75AED 6.44
-52.57%
Water(1.5 liter bottle)
$0.52AED 1.92
$0.48AED 1.75
8.33%
Cigarettes 20 Pack(Marlboro, Camel)
$6.40AED 23.51
$6.77AED 24.87
-5.47%
Wine(Bottle)
$10.74AED 39.46
$13.66AED 50.2
-21.38%
Local Beer(0.5 liter bottle)
$1.65AED 6.08
$2.52AED 9.25
-34.52%
Imported Beer(0.33 liter bottle)
$2.22AED 8.14
$2.86AED 10.49
-22.38%
🚌 Getting Around
Ajman
Ras al-Khaimah
Difference
One-way Ticket(Public Transport)
$4.01AED 14.74
$2.13AED 7.82
88.26%
Public Transport Monthly Pass(Regular Price)
$68.1AED 250
$112AED 411
-39.19%
Taxi Start(Normal Tariff)
$3.58AED 13.15
$1.72AED 6.30
108.14%
Taxi(Normal Tariff)(1km)
$0.65AED 2.38
$0.79AED 2.89
-17.72%
Taxi 1hour Waiting(Normal Tariff)
$8.12AED 29.84
$7.96AED 29.23
2.01%
Gasoline(1 liter)
$0.86AED 3.15
$0.89AED 3.26
-3.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$46.3KAED 170.1K
$46.3KAED 169.9K
0.13%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.1KAED 81.3K
$21.8KAED 80.2K
1.36%
🧾 Monthly Utilities & Internet
Ajman
Ras al-Khaimah
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$148AED 543
$124AED 456
19.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$48.82AED 179
$45.14AED 166
8.15%
Internet(50+ Mbps, Unlimited Data)
$84.5AED 310
$79.6AED 292
6.22%
🎉 Sport & Entertainment
Ajman
Ras al-Khaimah
Difference
Gym Membership(Monthly)
$79.2AED 291
$57.5AED 211
37.86%
Tennis Court(1 Hour on Weekend)
$9.80AED 35.99
$40.71AED 150
-75.93%
Cinema Ticket
$13.43AED 49.33
$13.07AED 48.00
2.75%
🧸 Childcare & Education
Ajman
Ras al-Khaimah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$490AED 1,800
$296AED 1,086
65.75%
International Primary School, 1 Child(Yearly)
$5,782AED 21.2K
$4,411AED 16.2K
31.08%
👕👟 Clothing & Footwear
Ajman
Ras al-Khaimah
Difference
Jeans(Levis 501 Or Similar)
$57.7AED 212
$82.5AED 303
-30.08%
Summer Dress(H&M, Zara, etc)
$61.6AED 226
$52.4AED 192
17.66%
Sport Shoes(Adidas, Nike)
$83.4AED 306
$127AED 466
-34.36%
Men's Leather Business Shoes
$93.3AED 343
$115AED 422
-18.77%
🏠 Accommodation & Living
Ajman
Ras al-Khaimah
Difference
1-bedroom Apartment, City Center(Monthly)
$2,524AED 9,268
$754AED 2,768
234.86%
1-bedroom Apartment, Outside City Center(Monthly)
$1,424AED 5,230
$581AED 2,135
145.00%
3-bedroom Apartment, City Center(Monthly)
$1,829AED 6,717
$1,642AED 6,029
11.41%
3-bedroom Apartment, Outside City Center(Monthly)
$4,513AED 16.6K
$1,268AED 4,655
256.07%
Buy Apartment in City Center(m2)
$2,234AED 8,203
$4,911AED 18.0K
-54.52%
Buy Apartment Outside City Center(m2)
$1,401AED 5,146
$1,949AED 7,157
-28.09%
💵 Salaries & Financials
Ajman
Ras al-Khaimah
Difference
Average Monthly Net Salary(After Tax)
$2,265AED 8,319
$1,584AED 5,818
42.99%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
4.92
1.63%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ajman: August 30, 2026
Last update for Ras al-Khaimah: August 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $2,524 in Ajman and $754 in Ras al-Khaimah. Housing cost is often the main lever when comparing two cities.
💰Ajman pays 43% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $27.00 in Ajman vs $46.00 in Ras al-Khaimah for a mid-range dinner for two. Groceries echo the gap at $198 vs $283 per month, with Ajman cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ajman vs Ras al-Khaimah: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ajman or Ras al-Khaimah?
Ras al-Khaimah wins on cost – living expenses run 41% lower than in Ajman. Housing and daily spending are where you'll feel the difference most, making Ras al-Khaimah the obvious pick if budget is a priority.
Are salaries higher in Ajman or in Ras al-Khaimah?
Average pay runs 43% higher in Ajman, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ajman compared to Ras al-Khaimah?
Rent for a central apartment: $2,524 in Ajman versus $754 in Ras al-Khaimah. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ajman and in Ras al-Khaimah?
Childcare runs $490 in Ajman versus $296 in Ras al-Khaimah. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ajman or in Ras al-Khaimah?
Shoppers in Ajman pay roughly 43% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $2,500/month in Ajman or in Ras al-Khaimah?
At $1,745 in Ras al-Khaimah versus $2,458 in Ajman, a $2,500 budget is realistic in Ras al-Khaimah but tight or insufficient in Ajman. The gap between the two cities makes Ras al-Khaimah the clear choice for anyone on this budget.
Which city is better for digital nomads, Ajman or Ras al-Khaimah?
Both work as nomad bases, but Ras al-Khaimah delivers better value – similar infrastructure at $1,745 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ras al-Khaimah hard to pass up.
How safe is Ajman compared to Ras al-Khaimah?
Safety-wise, Ajman and Ras al-Khaimah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ras al-Khaimah gentler on the wallet – expenses run 41% less than in Ajman. Beyond cost, consider language, visa policies, and how big the international community is in each city.