😐Monthly costs for one person with rent: $2,773 in Ajman versus $2,149 in Abu Dhabi.
😐Estimated couple costs with rent: $5,108 in Ajman versus $3,434 in Abu Dhabi.
😐Monthly costs for a family of three with rent: $7,444 in Ajman versus $4,719 in Abu Dhabi.
🌍Living in Ajman is roughly 29% more expensive than in Abu Dhabi, driven mainly by Sport & Entertainment.
📊Both cities are pricier than the global median: Ajman108% above, Abu Dhabi61% above.
Currency
🍽 Eating Out
Ajman
Abu Dhabi
Difference
Meal at Budget Restaurant
$6.16AED 22.61
$10.88AED 39.94
-43.38%
Three-Course Dinner for Two, Mid-Range
$27.30AED 100
$69.2AED 254
-60.57%
Fast Food Meal(McDonalds, etc)
$8.36AED 30.72
$9.70AED 35.62
-13.81%
Cappuccino
$3.81AED 13.99
$6.00AED 22.05
-36.50%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.84AED 3.07
$1.26AED 4.62
-33.33%
Water(0.33 liter bottle)
$0.38AED 1.38
$0.44AED 1.61
-13.64%
Local Beer(0.5 liter draught)
$10.84AED 39.81
$10.93AED 40.15
-0.82%
Imported Beer(0.33 liter bottle)
$11.01AED 40.44
$10.75AED 39.48
2.42%
🛒 Groceries & Markets
Ajman
Abu Dhabi
Difference
Milk(1 liter)
$2.27AED 8.35
$1.91AED 7.02
18.85%
White Bread(500g)
$1.17AED 4.30
$1.60AED 5.86
-26.88%
Rice(white)(1kg)
$1.41AED 5.18
$2.43AED 8.93
-41.98%
Eggs
$1.81AED 6.65
$3.68AED 13.52
-50.82%
Local Cheese(1kg)
$9.19AED 33.77
$10.59AED 38.89
-13.22%
Chicken Fillets(1kg)
$6.69AED 24.56
$8.49AED 31.17
-21.20%
Beef Round Steak(1kg)
$7.50AED 27.54
$11.28AED 41.44
-33.51%
Apples(1kg)
$1.66AED 6.11
$2.38AED 8.75
-30.25%
Banana(1kg)
$1.26AED 4.62
$1.74AED 6.39
-27.59%
Oranges(1kg)
$1.44AED 5.29
$1.81AED 6.64
-20.44%
Tomato(1kg)
$1.04AED 3.82
$1.51AED 5.53
-31.13%
Potato(1kg)
$0.94AED 3.44
$1.16AED 4.28
-18.97%
Onion(1kg)
$1.01AED 3.72
$1.40AED 5.13
-27.86%
Lettuce(1 head)
$0.80AED 2.94
$1.86AED 6.84
-56.99%
Water(1.5 liter bottle)
$0.57AED 2.08
$0.59AED 2.17
-3.39%
Cigarettes 20 Pack(Marlboro, Camel)
$6.22AED 22.86
$6.23AED 22.90
-0.16%
Wine(Bottle)
$11.09AED 40.75
$13.52AED 49.64
-17.97%
Local Beer(0.5 liter bottle)
$1.61AED 5.92
$2.32AED 8.51
-30.60%
Imported Beer(0.33 liter bottle)
$2.73AED 10.03
$2.26AED 8.29
20.80%
🚌 Getting Around
Ajman
Abu Dhabi
Difference
One-way Ticket(Public Transport)
$4.15AED 15.24
$0.70AED 2.55
492.86%
Public Transport Monthly Pass(Regular Price)
$63.2AED 232
$25.96AED 95.3
143.26%
Taxi Start(Normal Tariff)
$3.63AED 13.33
$3.24AED 11.91
12.04%
Taxi(Normal Tariff)(1km)
$0.69AED 2.53
$0.56AED 2.06
23.21%
Taxi 1hour Waiting(Normal Tariff)
$8.41AED 30.90
$7.96AED 29.22
5.65%
Gasoline(1 liter)
$0.77AED 2.82
$0.75AED 2.77
2.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$45.0KAED 165.2K
$45.8KAED 168.2K
-1.78%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7KAED 86.9K
$22.6KAED 83.1K
4.61%
🧾 Monthly Utilities & Internet
Ajman
Abu Dhabi
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$140AED 516
$143AED 526
-1.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$60.7AED 223
$50.1AED 184
21.16%
Internet(50+ Mbps, Unlimited Data)
$110AED 403
$102AED 376
7.11%
🎉 Sport & Entertainment
Ajman
Abu Dhabi
Difference
Gym Membership(Monthly)
$164AED 601
$65.2AED 240
150.63%
Tennis Court(1 Hour on Weekend)
$3.56AED 13.06
$34.30AED 126
-89.62%
Cinema Ticket
$13.85AED 50.9
$13.54AED 49.73
2.29%
🧸 Childcare & Education
Ajman
Abu Dhabi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$597AED 2,192
$621AED 2,282
-3.96%
International Primary School, 1 Child(Yearly)
$5,646AED 20.7K
$12.1KAED 44.3K
-53.20%
👕👟 Clothing & Footwear
Ajman
Abu Dhabi
Difference
Jeans(Levis 501 Or Similar)
$58.6AED 215
$58.9AED 216
-0.54%
Summer Dress(H&M, Zara, etc)
$61.7AED 227
$56.1AED 206
10.13%
Sport Shoes(Adidas, Nike)
$84.9AED 312
$93.4AED 343
-9.13%
Men's Leather Business Shoes
$93.1AED 342
$88.6AED 326
5.08%
🏠 Accommodation & Living
Ajman
Abu Dhabi
Difference
1-bedroom Apartment, City Center(Monthly)
$3,295AED 12.1K
$1,481AED 5,440
122.43%
1-bedroom Apartment, Outside City Center(Monthly)
$1,655AED 6,077
$1,095AED 4,021
51.15%
3-bedroom Apartment, City Center(Monthly)
$5,671AED 20.8K
$3,073AED 11.3K
84.56%
3-bedroom Apartment, Outside City Center(Monthly)
$5,335AED 19.6K
$2,310AED 8,484
130.93%
Buy Apartment in City Center(m2)
$2,279AED 8,370
$4,810AED 17.7K
-52.62%
Buy Apartment Outside City Center(m2)
$1,413AED 5,190
$2,843AED 10.4K
-50.29%
💵 Salaries & Financials
Ajman
Abu Dhabi
Difference
Average Monthly Net Salary(After Tax)
$2,235AED 8,207
$2,887AED 10.6K
-22.60%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.53
5.19
-12.72%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ajman: July 12, 2026
Last update for Abu Dhabi: July 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $3,295 in Ajman and $1,481 in Abu Dhabi. Housing cost is often the main lever when comparing two cities.
💰Abu Dhabi pays 29% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $27.00 in Ajman vs $69.0 in Abu Dhabi for a mid-range dinner for two. Groceries echo the gap at $208 vs $269 per month, with Ajman cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ajman vs Abu Dhabi: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ajman or Abu Dhabi?
Abu Dhabi wins on cost – living expenses run 29% lower than in Ajman. Housing and daily spending are where you'll feel the difference most, making Abu Dhabi the obvious pick if budget is a priority.
Are salaries higher in Ajman or in Abu Dhabi?
On paper, salaries run 29% lower in Abu Dhabi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ajman compared to Abu Dhabi?
Rent for a central apartment: $3,295 in Ajman versus $1,481 in Abu Dhabi. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ajman compared to Abu Dhabi?
A monthly transit pass in Abu Dhabi runs roughly 143% less than in Ajman. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ajman and in Abu Dhabi?
Childcare runs $597 in Ajman versus $621 in Abu Dhabi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $2,000/month in Ajman or in Abu Dhabi?
At $2,149 in Abu Dhabi versus $2,773 in Ajman, a $2,000 budget is realistic in Abu Dhabi but tight or insufficient in Ajman. The gap between the two cities makes Abu Dhabi the clear choice for anyone on this budget.
Which city is better for digital nomads, Ajman or Abu Dhabi?
Both work as nomad bases, but Abu Dhabi delivers better value – similar infrastructure at $2,149 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Abu Dhabi hard to pass up.
How safe is Ajman compared to Abu Dhabi?
Safety-wise, Ajman and Abu Dhabi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Abu Dhabi gentler on the wallet – expenses run 29% less than in Ajman. Beyond cost, consider language, visa policies, and how big the international community is in each city.