Last update: Oct 2026

Cost of Living Comparison Between Agra and Cebu

For one person, living is cheaper in Agra: $399 a month against $918 in Cebu, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Agra
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Agra Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Agra

🇮🇳 India

$399

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Agra and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agra and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $399 in Agra versus $918 in Cebu.

Agra $399
Cebu $918

Estimated couple costs with rent: $610 in Agra versus $1,409 in Cebu.

Agra $610
Cebu $1,409

Monthly costs for a family of three with rent: $820 in Agra versus $1,900 in Cebu.

Agra $820
Cebu $1,900

Living in Agra costs roughly 57% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Agra 70% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.13 ₹297

$3.09 ₱194

1.29%

Three-Course Dinner for Two, Mid-Range

$15.77 ₹1,497

$24.22 ₱1,525

-34.89%

Fast Food Meal (McDonalds, etc)

$3.73 ₹354

$3.92 ₱247

-4.85%

Cappuccino

$2.00 ₹190

$2.51 ₱158

-20.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 ₹42.31

$1.59 ₱100

-71.70%

Water (0.33 liter bottle)

$0.14 ₹13.10

$0.53 ₱33.43

-73.58%

Local Beer (0.5 liter draught)

$2.06 ₹196

$1.78 ₱112

15.73%

Imported Beer (0.33 liter bottle)

$2.56 ₹243

$2.17 ₱137

17.97%

Milk (1 liter)

$0.76 ₹72.3

$1.92 ₱121

-60.42%

White Bread (500g)

$0.53 ₹50.3

$1.36 ₱85.4

-61.03%

Rice (white) (1kg)

$0.78 ₹74.5

$1.01 ₱63.5

-22.77%

Eggs

$1.09 ₹103

$2.03 ₱128

-46.31%

Local Cheese (1kg)

$3.42 ₹325

$9.86 ₱621

-65.31%

Chicken Fillets (1kg)

$4.34 ₹412

$4.39 ₱277

-1.14%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$1.55 ₹147

$3.30 ₱208

-53.03%

Banana (1kg)

$0.58 ₹55.2

$1.39 ₱87.8

-58.27%

Oranges (1kg)

$0.83 ₹78.5

$2.33 ₱147

-64.38%

Tomato (1kg)

$0.82 ₹77.4

$1.50 ₱94.3

-45.33%

Potato (1kg)

$0.36 ₹34.16

$2.36 ₱149

-84.75%

Onion (1kg)

$0.47 ₹44.60

$1.90 ₱119

-75.26%

Lettuce (1 head)

$0.77 ₹72.9

$1.19 ₱74.9

-35.29%

Water (1.5 liter bottle)

$0.30 ₹28.85

$0.63 ₱39.71

-52.38%

Cigarettes 20 Pack (Marlboro, Camel)

$4.88 ₹464

$3.00 ₱189

62.67%

Wine (Bottle)

$7.30 ₹693

$6.03 ₱379

21.06%

Local Beer (0.5 liter bottle)

$1.36 ₹129

$1.23 ₱77.7

10.57%

Imported Beer (0.33 liter bottle)

$2.55 ₹242

$1.75 ₱110

45.71%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.20 ₹684

One-way Ticket (Public Transport)

$0.30 ₹28.41

$0.25 ₱15.86

20.00%

Public Transport Monthly Pass (Regular Price)

$15.91 ₹1,511

$12.64 ₱796

25.87%

Taxi Start (Normal Tariff)

$0.32 ₹30.74

$0.77 ₱48.62

-58.44%

Taxi (Normal Tariff) (1km)

$0.20 ₹18.95

$0.23 ₱14.53

-13.04%

Taxi 1hour Waiting (Normal Tariff)

$1.27 ₹120

$4.46 ₱281

-71.52%

Gasoline (1 liter)

$1.12 ₹106

$1.31 ₱82.8

-14.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.5K ₹994.3K

$21.2K ₱1.3M

-50.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

$19.1K ₱1.2M

-1.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.6 ₹4,992

$120 ₱7,569

-56.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.40 ₹323

$14.00 ₱882

-75.71%

Internet (50+ Mbps, Unlimited Data)

$6.54 ₹621

$27.54 ₱1,734

-76.25%

Gym Membership (Monthly)

$17.27 ₹1,640

$32.33 ₱2,035

-46.58%

Tennis Court (1 Hour on Weekend)

$12.88 ₹1,223

$6.65 ₱419

93.68%

Cinema Ticket

$3.06 ₹290

$5.65 ₱356

-45.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$34.62 ₹3,288

$275 ₱17.3K

-87.43%

International Primary School, 1 Child (Yearly)

$1,159 ₹110.0K

$7,918 ₱498.5K

-85.37%

Jeans (Levis 501 Or Similar)

$33.12 ₹3,145

$49.33 ₱3,106

-32.86%

Summer Dress (H&M, Zara, etc)

$19.92 ₹1,892

$25.24 ₱1,589

-21.08%

Sport Shoes (Adidas, Nike)

$50.1 ₹4,762

$77.0 ₱4,846

-34.85%

Men's Leather Business Shoes

$28.43 ₹2,699

$57.2 ₱3,601

-50.30%

1-bedroom Apartment, City Center (Monthly)

$119 ₹11.3K

$500 ₱31.5K

-76.12%

1-bedroom Apartment, Outside City Center (Monthly)

$51.4 ₹4,883

$309 ₱19.4K

-83.35%

3-bedroom Apartment, City Center (Monthly)

$183 ₹17.4K

$1,078 ₱67.9K

-82.98%

3-bedroom Apartment, Outside City Center (Monthly)

$62.8 ₹5,962

$615 ₱38.7K

-89.80%

Buy Apartment in City Center (m2)

$1,026 ₹97.4K

$2,886 ₱181.7K

-64.45%

Buy Apartment Outside City Center (m2)

$165 ₹15.7K

$1,917 ₱120.7K

-91.39%

Average Monthly Net Salary (After Tax)

$288 ₹27.4K

$346 ₱21.8K

-16.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.33

7.2

15.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agra: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Agra

$106 26.6%

Cebu

$206 22.4% 93.8% $100

Eating Out

Agra

$78 19.5%

Cebu

$88 9.6% 13.2% $10

Monthly Utilities & Internet

Agra

$63 15.7%

Cebu

$162 17.6% 159% $99

Clothing & Footwear

Agra

$59 14.8%

Cebu

$94 10.2% 58.6% $35

Accommodation & Living

Agra

$51 12.9%

Cebu

$309 33.6% 501% $257

Sport & Entertainment

Agra

$23 5.9%

Cebu

$44 4.8% 86.5% $20

Getting Around

Agra

$18 4.6%

Cebu

$16 1.7% 15.5% $2.9

Cost Breakdown

A one-bedroom apartment in the center runs $119 in Agra and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 20% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Agra vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $106 vs $206 per month, with Agra cheaper across the board.

Good to know

🇮🇳 Agra

🇵🇭 Cebu

🕒 Local time

03:47 3:47 AM

06:17 6:17 AM

2 h 30 min ahead of Agra

🌤 Weather

👥 Population

1,500,000

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Agra Cebu 5,150 km ≈ 7 h nonstop flight

From you

Agra
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agra vs Cebu: Cost of Living - Frequently Asked Questions

Agra wins on cost – living expenses run 130% lower than in Cebu. Housing and daily spending are where you'll feel the difference most, making Agra the obvious pick if budget is a priority.

On paper, salaries run 20% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $119 in Agra versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 94% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Agra – a meal for two runs $16.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Agra gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Agra delivers better value – similar infrastructure at $399 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agra hard to pass up.

Safety-wise, Agra and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agra gentler on the wallet – expenses run 130% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.