Last update: Oct 2026

Cost of Living Comparison Between Agen and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,739 in Agen, rent and utilities included – about $9,900 less a year. Rent and utilities account for about half of the difference.

85

Cost of Living Index in Agen
Learn more

Agen Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Agen

🇫🇷 France

$1,739

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Agen and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agen and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,739 in Agen versus $918 in Cebu.

Agen $1,739
Cebu $918

Estimated couple costs with rent: $2,553 in Agen versus $1,409 in Cebu.

Agen $2,553
Cebu $1,409

Monthly costs for a family of three with rent: $3,367 in Agen versus $1,900 in Cebu.

Agen $3,367
Cebu $1,900

Living in Agen is roughly 89% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Agen is 29% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.04 €9.82

$3.09 ₱194

257.28%

Three-Course Dinner for Two, Mid-Range

$55.4 €49.31

$24.22 ₱1,525

128.90%

Fast Food Meal (McDonalds, etc)

$11.51 €10.24

$3.92 ₱247

193.62%

Cappuccino

$3.91 €3.47

$2.51 ₱158

55.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 €2.51

$1.59 ₱100

77.36%

Water (0.33 liter bottle)

$1.44 €1.28

$0.53 ₱33.43

171.70%

Local Beer (0.5 liter draught)

$6.63 €5.90

$1.78 ₱112

272.47%

Imported Beer (0.33 liter bottle)

$4.47 €3.98

$2.17 ₱137

105.99%

Milk (1 liter)

$1.14 €1.01

$1.92 ₱121

-40.63%

White Bread (500g)

$2.01 €1.79

$1.36 ₱85.4

47.79%

Rice (white) (1kg)

$2.69 €2.39

$1.01 ₱63.5

166.34%

Eggs

$3.19 €2.84

$2.03 ₱128

57.14%

Local Cheese (1kg)

$13.92 €12.39

$9.86 ₱621

41.18%

Chicken Fillets (1kg)

$12.40 €11.03

$4.39 ₱277

182.46%

Beef Round Steak (1kg)

$16.50 €14.67

$7.60 ₱479

117.11%

Apples (1kg)

$2.26 €2.01

$3.30 ₱208

-31.52%

Banana (1kg)

$2.18 €1.94

$1.39 ₱87.8

56.83%

Oranges (1kg)

$2.35 €2.09

$2.33 ₱147

0.86%

Tomato (1kg)

$4.42 €3.93

$1.50 ₱94.3

194.67%

Potato (1kg)

$2.08 €1.85

$2.36 ₱149

-11.86%

Onion (1kg)

$2.97 €2.64

$1.90 ₱119

56.32%

Lettuce (1 head)

$1.36 €1.21

$1.19 ₱74.9

14.29%

Water (1.5 liter bottle)

$0.43 €0.39

$0.63 ₱39.71

-31.75%

Cigarettes 20 Pack (Marlboro, Camel)

$13.36 €11.88

$3.00 ₱189

345.33%

Wine (Bottle)

$8.76 €7.79

$6.03 ₱379

45.27%

Local Beer (0.5 liter bottle)

$3.96 €3.52

$1.23 ₱77.7

221.95%

Imported Beer (0.33 liter bottle)

$4.28 €3.81

$1.75 ₱110

144.57%

One-way Ticket (Public Transport)

$1.91 €1.70

$0.25 ₱15.86

664.00%

Public Transport Monthly Pass (Regular Price)

$53.0 €47.14

$12.64 ₱796

319.30%

Taxi Start (Normal Tariff)

$2.20 €1.96

$0.77 ₱48.62

185.71%

Taxi (Normal Tariff) (1km)

$1.82 €1.62

$0.23 ₱14.53

691.30%

Taxi 1hour Waiting (Normal Tariff)

$37.91 €33.72

$4.46 ₱281

750.00%

Gasoline (1 liter)

$1.87 €1.66

$1.31 ₱82.8

42.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K €28.8K

$21.2K ₱1.3M

52.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K €30.8K

$19.1K ₱1.2M

80.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 €224

$120 ₱7,569

109.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.39 €13.69

$14.00 ₱882

9.93%

Internet (50+ Mbps, Unlimited Data)

$31.17 €27.73

$27.54 ₱1,734

13.18%

Gym Membership (Monthly)

$31.18 €27.73

$32.33 ₱2,035

-3.56%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.55 €10.27

$5.65 ₱356

104.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$791 €703

$275 ₱17.3K

187.22%

International Primary School, 1 Child (Yearly)

$13.6K €12.1K

$7,918 ₱498.5K

72.08%

Jeans (Levis 501 Or Similar)

$120 €107

$49.33 ₱3,106

143.42%

Summer Dress (H&M, Zara, etc)

$44.05 €39.18

$25.24 ₱1,589

74.52%

Sport Shoes (Adidas, Nike)

$106 €94.3

$77.0 ₱4,846

37.73%

Men's Leather Business Shoes

$145 €129

$57.2 ₱3,601

153.15%

1-bedroom Apartment, City Center (Monthly)

$602 €536

$500 ₱31.5K

20.56%

1-bedroom Apartment, Outside City Center (Monthly)

$566 €503

$309 ₱19.4K

83.18%

3-bedroom Apartment, City Center (Monthly)

$968 €861

$1,078 ₱67.9K

-10.23%

3-bedroom Apartment, Outside City Center (Monthly)

$888 €790

$615 ₱38.7K

44.35%

Buy Apartment in City Center (m2)

$3,840 €3,415

$2,886 ₱181.7K

33.04%

Buy Apartment Outside City Center (m2)

$2,922 €2,599

$1,917 ₱120.7K

52.44%

Average Monthly Net Salary (After Tax)

$3,155 €2,806

$346 ₱21.8K

812.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

7.2

-51.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agen: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agen

$566 32.5%

Cebu

$309 33.6% 45.4% $257

Groceries & Markets

Agen

$333 19.1%

Cebu

$206 22.4% 38.1% $127

Monthly Utilities & Internet

Agen

$299 17.2%

Cebu

$162 17.6% 45.9% $137

Eating Out

Agen

$229 13.2%

Cebu

$88 9.6% 61.4% $141

Clothing & Footwear

Agen

$187 10.7%

Cebu

$94 10.2% 49.7% $93

Getting Around

Agen

$72 4.1%

Cebu

$16 1.7% 78.4% $56

Sport & Entertainment

Agen

$54 3.1%

Cebu

$44 4.8% 19.6% $11

Cost Breakdown

A one-bedroom apartment in the center runs $602 in Agen and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Agen pays 812% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Agen vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $333 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Agen

🇵🇭 Cebu

🕒 Local time

18:14 6:14 PM

00:14 12:14 AM

6 h ahead of Agen

🌤 Weather

👥 Population

32,485

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Agen Cebu 11,700 km ≈ 15 h nonstop flight

From you

Agen
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agen vs Cebu: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 89% lower than in Agen. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

Average pay runs 812% higher in Agen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $602 in Agen versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 62% higher in Agen. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $55.0 in Agen. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $1,739 in Agen, a $1,500 budget is realistic in Cebu but tight or insufficient in Agen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $918 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Agen and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 89% less than in Agen. Beyond cost, consider language, visa policies, and how big the international community is in each city.