Last update: Oct 2026

Cost of Living Comparison Between Agana Heights and Queenstown

For one person, living is cheaper in Agana Heights: $1,009 a month against $2,380 in Queenstown, rent and utilities included – about $16,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Queenstown
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Queenstown Living Index

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Agana Heights

🇬🇺 Guam

$1,009

/mo nomad

Queenstown

🇳🇿 New Zealand

$2,380

/mo nomad

Monthly Cost of Living

How much you'll spend in Agana Heights and in Queenstown

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agana Heights and in Queenstown actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,009 in Agana Heights versus $2,380 in Queenstown.

Agana Heights $1,009
Queenstown $2,380

Estimated couple costs with rent: $1,355 in Agana Heights versus $3,738 in Queenstown.

Agana Heights $1,355
Queenstown $3,738

Monthly costs for a family of three with rent: $1,701 in Agana Heights versus $5,096 in Queenstown.

Agana Heights $1,701
Queenstown $5,096

Living in Agana Heights costs roughly 58% less than in Queenstown, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Agana Heights is 25% below, Queenstown is 78% above.

Meal at Budget Restaurant

$14.19 NZ$25.28

Three-Course Dinner for Two, Mid-Range

$61.4 NZ$109

Fast Food Meal (McDonalds, etc)

$9.19 NZ$16.38

Cappuccino

$3.13 NZ$5.57

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 NZ$3.61

Water (0.33 liter bottle)

$2.00 NZ$3.57

Local Beer (0.5 liter draught)

$6.80 NZ$12.11

Imported Beer (0.33 liter bottle)

$6.26 NZ$11.16

Milk (1 liter)

$1.75 $1.75

$2.15 NZ$3.82

-18.60%

White Bread (500g)

$4.76 $4.76

$1.94 NZ$3.46

145.36%

Rice (white) (1kg)

$1.77 $1.77

$1.71 NZ$3.04

3.51%

Eggs

$3.91 $3.91

$5.67 NZ$10.10

-31.04%

Local Cheese (1kg)

$26.95 $26.95

$8.10 NZ$14.43

232.72%

Chicken Fillets (1kg)

$6.46 $6.46

$9.89 NZ$17.62

-34.68%

Beef Round Steak (1kg)

$17.29 $17.29

$15.72 NZ$28.02

9.99%

Apples (1kg)

$3.88 $3.88

$2.87 NZ$5.11

35.19%

Banana (1kg)

$1.17 $1.17

$2.25 NZ$4.01

-48.00%

Oranges (1kg)

$1.91 $1.91

$3.68 NZ$6.55

-48.10%

Tomato (1kg)

$6.49 $6.49

$5.27 NZ$9.38

23.15%

Potato (1kg)

$2.78 $2.78

$3.41 NZ$6.08

-18.48%

Onion (1kg)

$2.80 $2.80

$1.84 NZ$3.28

52.17%

Lettuce (1 head)

$4.06 $4.06

$2.35 NZ$4.18

72.77%

Water (1.5 liter bottle)

$1.96 $1.96

$1.89 NZ$3.37

3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$27.36 NZ$48.75

-64.00%

Wine (Bottle)

$12.03 $12.03

$8.90 NZ$15.85

35.17%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$4.44 NZ$7.91

-60.81%

Imported Beer (0.33 liter bottle)

$1.53 $1.53

$6.40 NZ$11.40

-76.09%

One-way Ticket (Public Transport)

$2.97 $2.97

$1.44 NZ$2.56

106.25%

Public Transport Monthly Pass (Regular Price)

$60.3 $60.3

$119 NZ$212

-49.34%

Taxi Start (Normal Tariff)

$9.83 $9.83

$2.59 NZ$4.61

279.54%

Taxi (Normal Tariff) (1km)

$1.87 NZ$3.32

Taxi 1hour Waiting (Normal Tariff)

$29.12 NZ$51.9

Gasoline (1 liter)

$1.72 NZ$3.06

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K $38.4K

$24.9K NZ$44.4K

54.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K $34.9K

$23.2K NZ$41.4K

50.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 $342

$112 NZ$199

206.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.6 $75.6

$28.02 NZ$49.93

169.74%

Internet (50+ Mbps, Unlimited Data)

$96.5 $96.5

$51.5 NZ$91.8

87.17%

Gym Membership (Monthly)

$54.3 NZ$96.8

Tennis Court (1 Hour on Weekend)

$26.80 NZ$47.75

Cinema Ticket

$10.41 NZ$18.54

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$973 NZ$1,734

International Primary School, 1 Child (Yearly)

$7,592 NZ$13.5K

Jeans (Levis 501 Or Similar)

$58.2 NZ$104

Summer Dress (H&M, Zara, etc)

$45.11 NZ$80.4

Sport Shoes (Adidas, Nike)

$90.3 NZ$161

Men's Leather Business Shoes

$136 NZ$242

1-bedroom Apartment, City Center (Monthly)

$1,512 NZ$2,693

1-bedroom Apartment, Outside City Center (Monthly)

$1,270 NZ$2,263

3-bedroom Apartment, City Center (Monthly)

$2,853 NZ$5,084

3-bedroom Apartment, Outside City Center (Monthly)

$2,522 NZ$4,493

Buy Apartment in City Center (m2)

$7,599 NZ$13.5K

Buy Apartment Outside City Center (m2)

$5,285 NZ$9,417

Average Monthly Net Salary (After Tax)

$3,052 NZ$5,438

20-Year Fixed Mortgage Interest Rate (Annual %)

6.12

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agana Heights: October 3, 2026

Last update for Queenstown: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agana Heights

–

Queenstown

$1.3K 52.5%

Groceries & Markets

Agana Heights

–

Queenstown

$359 14.8%

Eating Out

Agana Heights

–

Queenstown

$241 10%

Monthly Utilities & Internet

Agana Heights

–

Queenstown

$191 7.9%

Clothing & Footwear

Agana Heights

–

Queenstown

$148 6.1%

Getting Around

Agana Heights

–

Queenstown

$137 5.7%

Sport & Entertainment

Agana Heights

–

Queenstown

$75 3.1%

Good to know

🇬🇺 Agana Heights

🇳🇿 Queenstown

🕒 Local time

19:48 7:48 PM

22:48 10:48 PM

3 h ahead of Agana Heights

🌤 Weather

👥 Population

3,940

15,450

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.892 EUR

1 NZD = 0.561 USD

1 NZD = 0.501 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.501 EUR).

NZD to USD in detail →

On the map

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Between locations

Agana Heights Queenstown 6,940 km ≈ 9 h nonstop flight

From you

Agana Heights
Queenstown

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agana Heights vs Queenstown: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 136% lower than in Queenstown. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $1,513 in Agana Heights and $3,570 in Queenstown to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,009 per month in Agana Heights versus $2,380 in Queenstown – a 136% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Queenstown pay roughly 14% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,009 in Agana Heights versus $2,380 in Queenstown, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Queenstown. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both work as nomad bases, but Agana Heights delivers better value – similar infrastructure at $1,009 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agana Heights hard to pass up.

Safety-wise, Agana Heights and Queenstown are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 136% less than in Queenstown. Beyond cost, consider language, visa policies, and how big the international community is in each city.