Last update: Oct 2026

Cost of Living Comparison Between Agana Heights and North Shore

For one person, living is cheaper in Agana Heights: $1,006 a month against $2,119 in North Shore, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

102

Cost of Living Index in North Shore
Learn more

North Shore Living Index

Jump to prices

Agana Heights

🇬🇺 Guam

$1,006

/mo nomad

North Shore

🇳🇿 New Zealand

$2,119

/mo nomad

Monthly Cost of Living

How much you'll spend in Agana Heights and in North Shore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agana Heights and in North Shore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,006 in Agana Heights versus $2,119 in North Shore.

Agana Heights $1,006
North Shore $2,119

Estimated couple costs with rent: $1,356 in Agana Heights versus $2,933 in North Shore.

Agana Heights $1,356
North Shore $2,933

Monthly costs for a family of three with rent: $1,707 in Agana Heights versus $3,746 in North Shore.

Agana Heights $1,707
North Shore $3,746

Living in Agana Heights costs roughly 53% less than in North Shore, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Agana Heights is 25% below, North Shore is 57% above.

Meal at Budget Restaurant

$14.08 NZ$24.90

Three-Course Dinner for Two, Mid-Range

$73.5 NZ$130

Fast Food Meal (McDonalds, etc)

$8.46 NZ$14.96

Cappuccino

$3.27 NZ$5.78

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 NZ$3.42

Water (0.33 liter bottle)

$1.78 NZ$3.15

Local Beer (0.5 liter draught)

$6.53 NZ$11.55

Imported Beer (0.33 liter bottle)

$5.61 NZ$9.92

Milk (1 liter)

$1.70 $1.70

$1.61 NZ$2.85

5.59%

White Bread (500g)

$4.65 $4.65

$1.30 NZ$2.29

257.69%

Rice (white) (1kg)

$1.70 $1.70

$1.89 NZ$3.33

-10.05%

Eggs

$4.08 $4.08

$5.68 NZ$10.05

-28.17%

Local Cheese (1kg)

$25.94 $25.94

$7.74 NZ$13.69

235.14%

Chicken Fillets (1kg)

$6.60 $6.60

$10.02 NZ$17.72

-34.13%

Beef Round Steak (1kg)

$17.90 $17.90

$11.56 NZ$20.45

54.84%

Apples (1kg)

$3.99 $3.99

$2.62 NZ$4.63

52.29%

Banana (1kg)

$1.20 $1.20

$2.05 NZ$3.63

-41.46%

Oranges (1kg)

$1.92 $1.92

$3.14 NZ$5.56

-38.85%

Tomato (1kg)

$6.72 $6.72

$5.84 NZ$10.33

15.07%

Potato (1kg)

$2.82 $2.82

$2.08 NZ$3.67

35.58%

Onion (1kg)

$2.85 $2.85

$1.51 NZ$2.67

88.74%

Lettuce (1 head)

$4.07 $4.07

$2.39 NZ$4.22

70.29%

Water (1.5 liter bottle)

$2.02 $2.02

$0.95 NZ$1.68

112.63%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$25.48 NZ$45.06

-61.50%

Wine (Bottle)

$12.18 $12.18

$10.33 NZ$18.26

17.91%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.74 NZ$4.84

-32.85%

Imported Beer (0.33 liter bottle)

$1.54 $1.54

$3.34 NZ$5.90

-53.89%

One-way Ticket (Public Transport)

$2.95 $2.95

$2.21 NZ$3.90

33.48%

Public Transport Monthly Pass (Regular Price)

$60.8 $60.8

$59.5 NZ$105

2.07%

Taxi Start (Normal Tariff)

$10.08 $10.08

$2.22 NZ$3.93

354.05%

Taxi (Normal Tariff) (1km)

$1.92 NZ$3.39

Taxi 1hour Waiting (Normal Tariff)

$32.25 NZ$57.0

Gasoline (1 liter)

$1.71 NZ$3.02

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K $38.9K

$25.4K NZ$44.9K

53.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K $35.7K

$22.4K NZ$39.5K

59.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$339 $339

$181 NZ$321

87.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.9 $75.9

$26.42 NZ$46.73

187.24%

Internet (50+ Mbps, Unlimited Data)

$97.4 $97.4

$50.6 NZ$89.5

92.38%

Gym Membership (Monthly)

$27.16 NZ$48.03

Cinema Ticket

$13.05 NZ$23.07

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$672 NZ$1,188

International Primary School, 1 Child (Yearly)

$14.4K NZ$25.5K

Jeans (Levis 501 Or Similar)

$68.9 NZ$122

Summer Dress (H&M, Zara, etc)

$37.87 NZ$67.0

Sport Shoes (Adidas, Nike)

$93.1 NZ$165

Men's Leather Business Shoes

$103 NZ$182

1-bedroom Apartment, City Center (Monthly)

$1,302 NZ$2,303

1-bedroom Apartment, Outside City Center (Monthly)

$1,050 NZ$1,856

3-bedroom Apartment, City Center (Monthly)

$2,278 NZ$4,029

3-bedroom Apartment, Outside City Center (Monthly)

$1,339 NZ$2,369

Buy Apartment in City Center (m2)

$7,194 NZ$12.7K

Buy Apartment Outside City Center (m2)

$6,028 NZ$10.7K

Average Monthly Net Salary (After Tax)

$2,774 NZ$4,905

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agana Heights: October 10, 2026

Last update for North Shore: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agana Heights

–

North Shore

$1K 49.5%

Groceries & Markets

Agana Heights

–

North Shore

$306 14.4%

Monthly Utilities & Internet

Agana Heights

–

North Shore

$258 12.2%

Eating Out

Agana Heights

–

North Shore

$236 11.1%

Clothing & Footwear

Agana Heights

–

North Shore

$136 6.4%

Getting Around

Agana Heights

–

North Shore

$80 3.8%

Sport & Entertainment

Agana Heights

–

North Shore

$53 2.5%

Good to know

🇬🇺 Agana Heights

🇳🇿 North Shore

🕒 Local time

10:27 10:27 AM

13:27 1:27 PM

3 h ahead of Agana Heights

🌤 Weather

👥 Population

3,940

258,697

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.89 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

NZD to USD in detail →

On the map

Lowest

Highest

Between locations

Agana Heights North Shore 6,410 km ≈ 9 h nonstop flight

From you

Agana Heights
North Shore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agana Heights vs North Shore: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 111% lower than in North Shore. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $1,509 in Agana Heights and $3,179 in North Shore to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,006 per month in Agana Heights versus $2,119 in North Shore – a 111% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in North Shore pay roughly 34% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,006 in Agana Heights versus $2,119 in North Shore, a $1,000 budget is realistic in Agana Heights but tight or insufficient in North Shore. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Agana Heights and North Shore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 111% less than in North Shore. Beyond cost, consider language, visa policies, and how big the international community is in each city.