Last update: Oct 2026

Cost of Living Comparison Between Agana Heights and Invercargill

For one person, living is cheaper in Agana Heights: $1,006 a month against $1,412 in Invercargill, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Invercargill
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Invercargill Living Index

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Agana Heights

🇬🇺 Guam

$1,006

/mo nomad

Invercargill

🇳🇿 New Zealand

$1,412

/mo nomad

Monthly Cost of Living

How much you'll spend in Agana Heights and in Invercargill

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agana Heights and in Invercargill actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,006 in Agana Heights versus $1,412 in Invercargill.

Agana Heights $1,006
Invercargill $1,412

Estimated couple costs with rent: $1,356 in Agana Heights versus $2,099 in Invercargill.

Agana Heights $1,356
Invercargill $2,099

Monthly costs for a family of three with rent: $1,707 in Agana Heights versus $2,785 in Invercargill.

Agana Heights $1,707
Invercargill $2,785

Living in Agana Heights costs roughly 29% less than in Invercargill, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Agana Heights is 25% below, Invercargill is 5% above.

Meal at Budget Restaurant

$14.04 NZ$24.83

Three-Course Dinner for Two, Mid-Range

$61.2 NZ$108

Fast Food Meal (McDonalds, etc)

$8.32 NZ$14.71

Cappuccino

$3.12 NZ$5.52

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 NZ$2.92

Water (0.33 liter bottle)

$2.03 NZ$3.60

Local Beer (0.5 liter draught)

$2.74 NZ$4.85

Imported Beer (0.33 liter bottle)

$2.74 NZ$4.85

Milk (1 liter)

$1.70 $1.70

$1.68 NZ$2.96

1.19%

White Bread (500g)

$4.65 $4.65

$1.85 NZ$3.27

151.35%

Rice (white) (1kg)

$1.70 $1.70

$1.76 NZ$3.11

-3.41%

Eggs

$4.08 $4.08

$5.58 NZ$9.87

-26.88%

Local Cheese (1kg)

$25.94 $25.94

$8.23 NZ$14.55

215.19%

Chicken Fillets (1kg)

$6.60 $6.60

$8.83 NZ$15.61

-25.25%

Beef Round Steak (1kg)

$17.90 $17.90

$12.12 NZ$21.44

47.69%

Apples (1kg)

$3.99 $3.99

$2.55 NZ$4.50

56.47%

Banana (1kg)

$1.20 $1.20

$2.36 NZ$4.17

-49.15%

Oranges (1kg)

$1.92 $1.92

$2.66 NZ$4.70

-27.82%

Tomato (1kg)

$6.72 $6.72

$3.52 NZ$6.23

90.91%

Potato (1kg)

$2.82 $2.82

$3.21 NZ$5.68

-12.15%

Onion (1kg)

$2.85 $2.85

$1.61 NZ$2.85

77.02%

Lettuce (1 head)

$4.07 $4.07

$2.33 NZ$4.13

74.68%

Water (1.5 liter bottle)

$2.02 $2.02

$1.04 NZ$1.84

94.23%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$20.39 NZ$36.06

-51.89%

Wine (Bottle)

$12.18 $12.18

$8.56 NZ$15.14

42.29%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.86 NZ$5.06

-35.66%

Imported Beer (0.33 liter bottle)

$1.54 $1.54

$3.39 NZ$5.99

-54.57%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.41 NZ$2.49

109.22%

Public Transport Monthly Pass (Regular Price)

$60.8 $60.8

Taxi Start (Normal Tariff)

$10.08 $10.08

$2.27 NZ$4.01

344.05%

Taxi (Normal Tariff) (1km)

$1.94 NZ$3.42

Taxi 1hour Waiting (Normal Tariff)

$27.73 NZ$49.04

Gasoline (1 liter)

$1.59 NZ$2.81

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K $38.9K

$23.8K NZ$42.1K

63.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K $35.7K

$18.2K NZ$32.3K

95.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$339 $339

$109 NZ$192

212.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.9 $75.9

$32.30 NZ$57.1

134.95%

Internet (50+ Mbps, Unlimited Data)

$97.4 $97.4

$42.46 NZ$75.1

129.39%

Gym Membership (Monthly)

$27.87 NZ$49.29

Tennis Court (1 Hour on Weekend)

$13.77 NZ$24.34

Cinema Ticket

$8.82 NZ$15.60

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$589 NZ$1,042

Jeans (Levis 501 Or Similar)

$57.4 NZ$102

Summer Dress (H&M, Zara, etc)

$35.07 NZ$62.0

Sport Shoes (Adidas, Nike)

$70.0 NZ$124

Men's Leather Business Shoes

$79.0 NZ$140

1-bedroom Apartment, City Center (Monthly)

$594 NZ$1,050

1-bedroom Apartment, Outside City Center (Monthly)

$551 NZ$974

3-bedroom Apartment, City Center (Monthly)

$831 NZ$1,470

3-bedroom Apartment, Outside City Center (Monthly)

$764 NZ$1,350

Buy Apartment in City Center (m2)

$5,482 NZ$9,695

Buy Apartment Outside City Center (m2)

$5,034 NZ$8,902

Average Monthly Net Salary (After Tax)

$2,729 NZ$4,826

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agana Heights: October 10, 2026

Last update for Invercargill: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agana Heights

–

Invercargill

$551 39%

Groceries & Markets

Agana Heights

–

Invercargill

$298 21.1%

Eating Out

Agana Heights

–

Invercargill

$209 14.8%

Monthly Utilities & Internet

Agana Heights

–

Invercargill

$183 13%

Clothing & Footwear

Agana Heights

–

Invercargill

$109 7.7%

Sport & Entertainment

Agana Heights

–

Invercargill

$46 3.2%

Getting Around

Agana Heights

–

Invercargill

$18 * 1.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇬🇺 Agana Heights

🇳🇿 Invercargill

🕒 Local time

01:02 1:02 AM

04:02 4:02 AM

3 h ahead of Agana Heights

🌤 Weather

👥 Population

3,940

56,200

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.89 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

NZD to USD in detail →

On the map

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Between locations

Agana Heights Invercargill 7,060 km ≈ 9 h nonstop flight

From you

Agana Heights
Invercargill

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agana Heights vs Invercargill: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 40% lower than in Invercargill. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $1,509 in Agana Heights and $2,119 in Invercargill to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Invercargill pay roughly 38% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,006 per month in Agana Heights versus $1,412 in Invercargill – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,006 in Agana Heights versus $1,412 in Invercargill, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Invercargill. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Agana Heights and Invercargill are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 40% less than in Invercargill. Beyond cost, consider language, visa policies, and how big the international community is in each city.