Last update: Oct 2026

Cost of Living Comparison Between Agana Heights and Christchurch

For one person, living is cheaper in Agana Heights: $1,009 a month against $2,035 in Christchurch, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Christchurch
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Christchurch Living Index

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Agana Heights

🇬🇺 Guam

$1,009

/mo nomad

Christchurch

🇳🇿 New Zealand

$2,035

/mo nomad

Monthly Cost of Living

How much you'll spend in Agana Heights and in Christchurch

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agana Heights and in Christchurch actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,009 in Agana Heights versus $2,035 in Christchurch.

Agana Heights $1,009
Christchurch $2,035

Estimated couple costs with rent: $1,355 in Agana Heights versus $3,004 in Christchurch.

Agana Heights $1,355
Christchurch $3,004

Monthly costs for a family of three with rent: $1,701 in Agana Heights versus $3,973 in Christchurch.

Agana Heights $1,701
Christchurch $3,973

Living in Agana Heights costs roughly 50% less than in Christchurch, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Agana Heights is 25% below, Christchurch is 52% above.

Meal at Budget Restaurant

$13.89 NZ$24.75

Three-Course Dinner for Two, Mid-Range

$68.9 NZ$123

Fast Food Meal (McDonalds, etc)

$9.20 NZ$16.39

Cappuccino

$3.30 NZ$5.87

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 NZ$4.03

Water (0.33 liter bottle)

$1.78 NZ$3.16

Local Beer (0.5 liter draught)

$6.74 NZ$12.01

Imported Beer (0.33 liter bottle)

$6.85 NZ$12.21

Milk (1 liter)

$1.75 $1.75

$1.64 NZ$2.93

6.71%

White Bread (500g)

$4.76 $4.76

$1.87 NZ$3.33

154.55%

Rice (white) (1kg)

$1.77 $1.77

$1.49 NZ$2.66

18.79%

Eggs

$3.91 $3.91

$5.95 NZ$10.59

-34.29%

Local Cheese (1kg)

$26.95 $26.95

$7.24 NZ$12.91

272.24%

Chicken Fillets (1kg)

$6.46 $6.46

$8.99 NZ$16.02

-28.14%

Beef Round Steak (1kg)

$17.29 $17.29

$13.47 NZ$24.00

28.36%

Apples (1kg)

$3.88 $3.88

$2.56 NZ$4.56

51.56%

Banana (1kg)

$1.17 $1.17

$2.33 NZ$4.16

-49.79%

Oranges (1kg)

$1.91 $1.91

$2.69 NZ$4.79

-29.00%

Tomato (1kg)

$6.49 $6.49

$3.77 NZ$6.73

72.15%

Potato (1kg)

$2.78 $2.78

$1.52 NZ$2.71

82.89%

Onion (1kg)

$2.80 $2.80

$1.46 NZ$2.60

91.78%

Lettuce (1 head)

$4.06 $4.06

$2.23 NZ$3.97

82.06%

Water (1.5 liter bottle)

$1.96 $1.96

$1.40 NZ$2.49

40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$23.68 NZ$42.20

-58.40%

Wine (Bottle)

$12.03 $12.03

$8.59 NZ$15.32

40.05%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$3.36 NZ$5.98

-48.21%

Imported Beer (0.33 liter bottle)

$1.53 $1.53

$4.23 NZ$7.54

-63.83%

One-way Ticket (Public Transport)

$2.97 $2.97

$1.65 NZ$2.95

80.00%

Public Transport Monthly Pass (Regular Price)

$60.3 $60.3

$99.5 NZ$177

-39.40%

Taxi Start (Normal Tariff)

$9.83 $9.83

$2.50 NZ$4.46

293.20%

Taxi (Normal Tariff) (1km)

$1.70 NZ$3.03

Taxi 1hour Waiting (Normal Tariff)

$28.29 NZ$50.4

Gasoline (1 liter)

$1.86 NZ$3.31

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K $38.4K

$25.6K NZ$45.7K

49.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K $34.9K

$24.3K NZ$43.3K

43.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 $342

$160 NZ$285

114.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.6 $75.6

$22.55 NZ$40.18

235.17%

Internet (50+ Mbps, Unlimited Data)

$96.5 $96.5

$45.39 NZ$80.9

112.49%

Gym Membership (Monthly)

$23.21 NZ$41.36

Tennis Court (1 Hour on Weekend)

$9.26 NZ$16.51

Cinema Ticket

$11.09 NZ$19.77

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$678 NZ$1,208

International Primary School, 1 Child (Yearly)

$21.8K NZ$38.8K

Jeans (Levis 501 Or Similar)

$59.4 NZ$106

Summer Dress (H&M, Zara, etc)

$39.46 NZ$70.3

Sport Shoes (Adidas, Nike)

$101 NZ$180

Men's Leather Business Shoes

$122 NZ$217

1-bedroom Apartment, City Center (Monthly)

$1,196 NZ$2,132

1-bedroom Apartment, Outside City Center (Monthly)

$987 NZ$1,759

3-bedroom Apartment, City Center (Monthly)

$1,578 NZ$2,812

3-bedroom Apartment, Outside City Center (Monthly)

$1,440 NZ$2,565

Buy Apartment in City Center (m2)

$4,983 NZ$8,880

Buy Apartment Outside City Center (m2)

$2,682 NZ$4,779

Average Monthly Net Salary (After Tax)

$2,576 NZ$4,591

20-Year Fixed Mortgage Interest Rate (Annual %)

5.91

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agana Heights: October 3, 2026

Last update for Christchurch: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agana Heights

–

Christchurch

$987 47.7%

Groceries & Markets

Agana Heights

–

Christchurch

$304 14.7%

Eating Out

Agana Heights

–

Christchurch

$242 11.7%

Monthly Utilities & Internet

Agana Heights

–

Christchurch

$228 11%

Clothing & Footwear

Agana Heights

–

Christchurch

$145 7%

Getting Around

Agana Heights

–

Christchurch

$117 5.7%

Sport & Entertainment

Agana Heights

–

Christchurch

$45 2.2%

Good to know

🇬🇺 Agana Heights

🇳🇿 Christchurch

🕒 Local time

18:03 6:03 PM

21:03 9:03 PM

3 h ahead of Agana Heights

🌤 Weather

👥 Population

3,940

380,600

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.892 EUR

1 NZD = 0.561 USD

1 NZD = 0.5 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.5 EUR).

NZD to USD in detail →

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Between locations

Agana Heights Christchurch 6,940 km ≈ 9 h nonstop flight

From you

Agana Heights
Christchurch

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agana Heights vs Christchurch: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 102% lower than in Christchurch. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $1,513 in Agana Heights and $3,052 in Christchurch to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,009 per month in Agana Heights versus $2,035 in Christchurch – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Christchurch pay roughly 35% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,009 in Agana Heights versus $2,035 in Christchurch, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Christchurch. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Agana Heights and Christchurch are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 102% less than in Christchurch. Beyond cost, consider language, visa policies, and how big the international community is in each city.