Last update: Oct 2026

Cost of Living Comparison Between Agana Heights and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,009 in Agana Heights, rent and utilities included – about $900 less a year. The total is higher in Agana Heights despite lower rent and utilities.

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Cost of Living Index in Cebu
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Cebu Living Index

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Agana Heights

🇬🇺 Guam

$1,009

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Agana Heights and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agana Heights and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,009 in Agana Heights versus $934 in Cebu.

Agana Heights $1,009
Cebu $934

Estimated couple costs with rent: $1,355 in Agana Heights versus $1,415 in Cebu.

Agana Heights $1,355
Cebu $1,415

Monthly costs for a family of three with rent: $1,701 in Agana Heights versus $1,896 in Cebu.

Agana Heights $1,701
Cebu $1,896

Living in Agana Heights is roughly 8% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Agana Heights 25% lower, Cebu 30% lower.

Meal at Budget Restaurant

$3.03 ₱191

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,476

Fast Food Meal (McDonalds, etc)

$4.09 ₱257

Cappuccino

$2.52 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.2

Water (0.33 liter bottle)

$0.49 ₱31.06

Local Beer (0.5 liter draught)

$1.79 ₱113

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.75 $1.75

$1.95 ₱122

-10.26%

White Bread (500g)

$4.76 $4.76

$1.43 ₱89.9

232.87%

Rice (white) (1kg)

$1.77 $1.77

$1.02 ₱64.0

73.53%

Eggs

$3.91 $3.91

$2.06 ₱129

89.81%

Local Cheese (1kg)

$26.95 $26.95

$9.81 ₱617

174.72%

Chicken Fillets (1kg)

$6.46 $6.46

$4.61 ₱290

40.13%

Beef Round Steak (1kg)

$17.29 $17.29

$7.70 ₱484

124.55%

Apples (1kg)

$3.88 $3.88

$3.31 ₱208

17.22%

Banana (1kg)

$1.17 $1.17

$1.45 ₱91.2

-19.31%

Oranges (1kg)

$1.91 $1.91

$2.36 ₱148

-19.07%

Tomato (1kg)

$6.49 $6.49

$1.54 ₱96.6

321.43%

Potato (1kg)

$2.78 $2.78

$2.36 ₱148

17.80%

Onion (1kg)

$2.80 $2.80

$1.99 ₱125

40.70%

Lettuce (1 head)

$4.06 $4.06

$1.15 ₱72.3

253.04%

Water (1.5 liter bottle)

$1.96 $1.96

$0.67 ₱42.26

192.54%

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$3.00 ₱189

228.33%

Wine (Bottle)

$12.03 $12.03

$6.35 ₱399

89.45%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$1.31 ₱82.1

32.82%

Imported Beer (0.33 liter bottle)

$1.53 $1.53

$1.73 ₱109

-11.56%

One-way Ticket (Public Transport)

$2.97 $2.97

$0.25 ₱15.82

1088.00%

Public Transport Monthly Pass (Regular Price)

$60.3 $60.3

$12.65 ₱796

376.84%

Taxi Start (Normal Tariff)

$9.83 $9.83

$0.74 ₱46.44

1228.38%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.15

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱272

Gasoline (1 liter)

$1.33 ₱83.7

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K $38.4K

$21.8K ₱1.4M

76.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K $34.9K

$19.4K ₱1.2M

79.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$342 $342

$121 ₱7,583

183.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.6 $75.6

$14.45 ₱909

423.04%

Internet (50+ Mbps, Unlimited Data)

$96.5 $96.5

$28.29 ₱1,779

240.93%

Gym Membership (Monthly)

$32.68 ₱2,055

Tennis Court (1 Hour on Weekend)

$6.39 ₱402

Cinema Ticket

$5.46 ₱343

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.2K

International Primary School, 1 Child (Yearly)

$8,156 ₱512.9K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,117

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,564

Sport Shoes (Adidas, Nike)

$76.6 ₱4,817

Men's Leather Business Shoes

$59.3 ₱3,727

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.8K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.1K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.9K

Buy Apartment in City Center (m2)

$2,915 ₱183.4K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.4K

Average Monthly Net Salary (After Tax)

$341 ₱21.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agana Heights: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agana Heights

–

Cebu

$309 33.5%

Groceries & Markets

Agana Heights

–

Cebu

$210 22.7%

Monthly Utilities & Internet

Agana Heights

–

Cebu

$163 17.7%

Clothing & Footwear

Agana Heights

–

Cebu

$95 10.2%

Eating Out

Agana Heights

–

Cebu

$88 9.6%

Sport & Entertainment

Agana Heights

–

Cebu

$44 4.7%

Getting Around

Agana Heights

–

Cebu

$15 1.7%

Good to know

🇬🇺 Agana Heights

🇵🇭 Cebu

🕒 Local time

12:53 12:53 PM

10:53 10:53 AM

2 h behind Agana Heights

🌤 Weather

👥 Population

3,940

964,169

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.892 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

PHP to USD in detail →

On the map

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Between locations

Agana Heights Cebu 2,290 km ≈ 3 h 15 min nonstop flight

From you

Agana Heights
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agana Heights vs Cebu: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 8% lower than in Agana Heights. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

You'd need roughly $1,513 in Agana Heights and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,009 per month in Agana Heights versus $934 in Cebu – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 94% higher in Agana Heights. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $934 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Agana Heights and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 8% less than in Agana Heights. Beyond cost, consider language, visa policies, and how big the international community is in each city.