Last update: Oct 2026

Cost of Living Comparison Between Agana Heights and Cambridge

For one person, living is cheaper in Agana Heights: $1,006 a month against $2,044 in Cambridge, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cambridge
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Cambridge Living Index

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Agana Heights

🇬🇺 Guam

$1,006

/mo nomad

Cambridge

🇳🇿 New Zealand

$2,044

/mo nomad

Monthly Cost of Living

How much you'll spend in Agana Heights and in Cambridge

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agana Heights and in Cambridge actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,006 in Agana Heights versus $2,044 in Cambridge.

Agana Heights $1,006
Cambridge $2,044

Estimated couple costs with rent: $1,356 in Agana Heights versus $2,830 in Cambridge.

Agana Heights $1,356
Cambridge $2,830

Monthly costs for a family of three with rent: $1,707 in Agana Heights versus $3,617 in Cambridge.

Agana Heights $1,707
Cambridge $3,617

Living in Agana Heights costs roughly 51% less than in Cambridge, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Agana Heights is 25% below, Cambridge is 51% above.

Meal at Budget Restaurant

$13.75 NZ$24.32

Three-Course Dinner for Two, Mid-Range

$68.4 NZ$121

Fast Food Meal (McDonalds, etc)

$8.74 NZ$15.45

Cappuccino

$3.45 NZ$6.10

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 NZ$3.41

Water (0.33 liter bottle)

$1.99 NZ$3.52

Local Beer (0.5 liter draught)

$6.08 NZ$10.75

Imported Beer (0.33 liter bottle)

$6.63 NZ$11.73

Milk (1 liter)

$1.70 $1.70

$1.51 NZ$2.67

12.58%

White Bread (500g)

$4.65 $4.65

$2.23 NZ$3.94

108.52%

Rice (white) (1kg)

$1.70 $1.70

$1.89 NZ$3.34

-10.05%

Eggs

$4.08 $4.08

$5.95 NZ$10.53

-31.43%

Local Cheese (1kg)

$25.94 $25.94

$8.33 NZ$14.73

211.40%

Chicken Fillets (1kg)

$6.60 $6.60

$9.43 NZ$16.68

-30.01%

Beef Round Steak (1kg)

$17.90 $17.90

$13.01 NZ$23.01

37.59%

Apples (1kg)

$3.99 $3.99

$2.55 NZ$4.50

56.47%

Banana (1kg)

$1.20 $1.20

$2.28 NZ$4.04

-47.37%

Oranges (1kg)

$1.92 $1.92

$3.02 NZ$5.34

-36.42%

Tomato (1kg)

$6.72 $6.72

$5.65 NZ$9.99

18.94%

Potato (1kg)

$2.82 $2.82

$2.11 NZ$3.73

33.65%

Onion (1kg)

$2.85 $2.85

$1.56 NZ$2.76

82.69%

Lettuce (1 head)

$4.07 $4.07

$2.27 NZ$4.02

79.30%

Water (1.5 liter bottle)

$2.02 $2.02

$1.08 NZ$1.92

87.04%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$25.11 NZ$44.41

-60.93%

Wine (Bottle)

$12.18 $12.18

$10.40 NZ$18.39

17.12%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$3.44 NZ$6.08

-46.51%

Imported Beer (0.33 liter bottle)

$1.54 $1.54

$3.84 NZ$6.79

-59.90%

One-way Ticket (Public Transport)

$2.95 $2.95

$2.72 NZ$4.81

8.46%

Public Transport Monthly Pass (Regular Price)

$60.8 $60.8

Taxi Start (Normal Tariff)

$10.08 $10.08

$2.18 NZ$3.85

362.39%

Taxi (Normal Tariff) (1km)

$1.94 NZ$3.43

Taxi 1hour Waiting (Normal Tariff)

$31.37 NZ$55.5

Gasoline (1 liter)

$1.70 NZ$3.00

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K $38.9K

$25.1K NZ$44.4K

54.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K $35.7K

$22.1K NZ$39.1K

61.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$339 $339

$99.4 NZ$176

241.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.9 $75.9

$26.44 NZ$46.77

187.03%

Internet (50+ Mbps, Unlimited Data)

$97.4 $97.4

$50.8 NZ$89.8

91.81%

Cinema Ticket

$13.51 NZ$23.90

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$673 NZ$1,190

International Primary School, 1 Child (Yearly)

$19.3K NZ$34.1K

Jeans (Levis 501 Or Similar)

$62.0 NZ$110

Summer Dress (H&M, Zara, etc)

$37.37 NZ$66.1

Sport Shoes (Adidas, Nike)

$93.1 NZ$165

Men's Leather Business Shoes

$105 NZ$186

1-bedroom Apartment, City Center (Monthly)

$584 NZ$1,033

1-bedroom Apartment, Outside City Center (Monthly)

$1,122 NZ$1,985

3-bedroom Apartment, City Center (Monthly)

$1,158 NZ$2,048

3-bedroom Apartment, Outside City Center (Monthly)

$1,449 NZ$2,563

Buy Apartment in City Center (m2)

$4,539 NZ$8,027

Buy Apartment Outside City Center (m2)

$3,931 NZ$6,953

Average Monthly Net Salary (After Tax)

$2,585 NZ$4,571

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agana Heights: October 10, 2026

Last update for Cambridge: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agana Heights

–

Cambridge

$1.1K 54.9%

Groceries & Markets

Agana Heights

–

Cambridge

$324 15.9%

Eating Out

Agana Heights

–

Cambridge

$237 11.6%

Monthly Utilities & Internet

Agana Heights

–

Cambridge

$177 8.6%

Clothing & Footwear

Agana Heights

–

Cambridge

$134 6.6%

Sport & Entertainment

Agana Heights

–

Cambridge

$27 * 1.3%

Getting Around

Agana Heights

–

Cambridge

$23 * 1.1%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇬🇺 Agana Heights

🇳🇿 Cambridge

🕒 Local time

13:02 1:02 PM

16:02 4:02 PM

3 h ahead of Agana Heights

🌤 Weather

👥 Population

3,940

21,400

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.89 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

NZD to USD in detail →

On the map

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Between locations

Agana Heights Cambridge 6,550 km ≈ 9 h nonstop flight

From you

Agana Heights
Cambridge

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agana Heights vs Cambridge: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 103% lower than in Cambridge. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $1,509 in Agana Heights and $3,065 in Cambridge to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cambridge pay roughly 27% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,006 per month in Agana Heights versus $2,044 in Cambridge – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,006 in Agana Heights versus $2,044 in Cambridge, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Cambridge. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Agana Heights and Cambridge are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 103% less than in Cambridge. Beyond cost, consider language, visa policies, and how big the international community is in each city.