Last update: Oct 2026

Cost of Living Comparison Between Agana Heights and Ashburton

For one person, living is cheaper in Agana Heights: $1,006 a month against $1,806 in Ashburton, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ashburton
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Ashburton Living Index

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Agana Heights

🇬🇺 Guam

$1,006

/mo nomad

Ashburton

🇳🇿 New Zealand

$1,806

/mo nomad

Monthly Cost of Living

How much you'll spend in Agana Heights and in Ashburton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agana Heights and in Ashburton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,006 in Agana Heights versus $1,806 in Ashburton.

Agana Heights $1,006
Ashburton $1,806

Estimated couple costs with rent: $1,356 in Agana Heights versus $2,897 in Ashburton.

Agana Heights $1,356
Ashburton $2,897

Monthly costs for a family of three with rent: $1,707 in Agana Heights versus $3,987 in Ashburton.

Agana Heights $1,707
Ashburton $3,987

Living in Agana Heights costs roughly 44% less than in Ashburton, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Agana Heights is 25% below, Ashburton is 34% above.

Meal at Budget Restaurant

$13.93 NZ$24.63

Three-Course Dinner for Two, Mid-Range

$67.8 NZ$120

Fast Food Meal (McDonalds, etc)

$8.85 NZ$15.65

Cappuccino

$3.26 NZ$5.77

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 NZ$4.10

Water (0.33 liter bottle)

$1.81 NZ$3.21

Local Beer (0.5 liter draught)

$6.89 NZ$12.19

Imported Beer (0.33 liter bottle)

$6.77 NZ$11.97

Milk (1 liter)

$1.70 $1.70

$1.67 NZ$2.95

1.80%

White Bread (500g)

$4.65 $4.65

$1.88 NZ$3.32

147.34%

Rice (white) (1kg)

$1.70 $1.70

$1.50 NZ$2.64

13.33%

Eggs

$4.08 $4.08

$5.80 NZ$10.26

-29.66%

Local Cheese (1kg)

$25.94 $25.94

$7.48 NZ$13.23

246.79%

Chicken Fillets (1kg)

$6.60 $6.60

$9.35 NZ$16.53

-29.41%

Beef Round Steak (1kg)

$17.90 $17.90

$13.55 NZ$23.96

32.10%

Apples (1kg)

$3.99 $3.99

$2.46 NZ$4.35

62.20%

Banana (1kg)

$1.20 $1.20

$1.98 NZ$3.51

-39.39%

Oranges (1kg)

$1.92 $1.92

$2.73 NZ$4.82

-29.67%

Tomato (1kg)

$6.72 $6.72

$3.04 NZ$5.37

121.05%

Potato (1kg)

$2.82 $2.82

$1.50 NZ$2.65

88.00%

Onion (1kg)

$2.85 $2.85

$1.46 NZ$2.59

95.21%

Lettuce (1 head)

$4.07 $4.07

$2.17 NZ$3.83

87.56%

Water (1.5 liter bottle)

$2.02 $2.02

$1.32 NZ$2.33

53.03%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$24.15 NZ$42.70

-59.38%

Wine (Bottle)

$12.18 $12.18

$8.45 NZ$14.94

44.14%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$3.52 NZ$6.23

-47.73%

Imported Beer (0.33 liter bottle)

$1.54 $1.54

$4.26 NZ$7.53

-63.85%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.62 NZ$2.86

82.10%

Public Transport Monthly Pass (Regular Price)

$60.8 $60.8

$74.4 NZ$132

-18.37%

Taxi Start (Normal Tariff)

$10.08 $10.08

$2.48 NZ$4.38

306.45%

Taxi (Normal Tariff) (1km)

$1.66 NZ$2.93

Taxi 1hour Waiting (Normal Tariff)

$27.91 NZ$49.35

Gasoline (1 liter)

$1.93 NZ$3.41

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K $38.9K

$24.7K NZ$43.7K

57.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K $35.7K

$23.9K NZ$42.3K

49.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$339 $339

$156 NZ$276

117.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.9 $75.9

$22.75 NZ$40.23

233.58%

Internet (50+ Mbps, Unlimited Data)

$97.4 $97.4

$44.32 NZ$78.4

119.77%

Gym Membership (Monthly)

$40.15 NZ$71.0

Cinema Ticket

$11.12 NZ$19.66

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$659 NZ$1,165

International Primary School, 1 Child (Yearly)

$21.9K NZ$38.8K

Jeans (Levis 501 Or Similar)

$57.9 NZ$102

Summer Dress (H&M, Zara, etc)

$39.80 NZ$70.4

Sport Shoes (Adidas, Nike)

$99.6 NZ$176

Men's Leather Business Shoes

$121 NZ$214

1-bedroom Apartment, City Center (Monthly)

$1,013 NZ$1,792

1-bedroom Apartment, Outside City Center (Monthly)

$745 NZ$1,317

3-bedroom Apartment, City Center (Monthly)

$1,417 NZ$2,506

3-bedroom Apartment, Outside City Center (Monthly)

$1,600 NZ$2,830

Buy Apartment in City Center (m2)

$4,546 NZ$8,039

Buy Apartment Outside City Center (m2)

$3,098 NZ$5,479

20-Year Fixed Mortgage Interest Rate (Annual %)

5.91

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agana Heights: October 10, 2026

Last update for Ashburton: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agana Heights

–

Ashburton

$745 41.2%

Groceries & Markets

Agana Heights

–

Ashburton

$300 16.6%

Eating Out

Agana Heights

–

Ashburton

$242 13.4%

Monthly Utilities & Internet

Agana Heights

–

Ashburton

$223 12.3%

Clothing & Footwear

Agana Heights

–

Ashburton

$143 7.9%

Getting Around

Agana Heights

–

Ashburton

$92 5.1%

Sport & Entertainment

Agana Heights

–

Ashburton

$62 3.5%

Good to know

🇬🇺 Agana Heights

🇳🇿 Ashburton

🕒 Local time

16:07 4:07 PM

19:07 7:07 PM

3 h ahead of Agana Heights

🌤 Weather

👥 Population

3,940

20,500

💱 Currency

United States Dollar USD $

New Zealand Dollar NZD $

📈 Exchange rate

1 USD = 0.89 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, EUR to USD – United States Dollar Converter

🇳🇿 New Zealand Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

New Zealand Dollar exchange rates as of October 18, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

NZD to USD in detail →

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Between locations

Agana Heights Ashburton 6,940 km ≈ 9 h nonstop flight

From you

Agana Heights
Ashburton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agana Heights vs Ashburton: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 80% lower than in Ashburton. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $1,509 in Agana Heights and $2,710 in Ashburton to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,006 per month in Agana Heights versus $1,806 in Ashburton – a 80% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Ashburton pay roughly 37% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,006 in Agana Heights versus $1,806 in Ashburton, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Ashburton. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Agana Heights and Ashburton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 80% less than in Ashburton. Beyond cost, consider language, visa policies, and how big the international community is in each city.