Cost of Living Comparison Between Accra and Takoradi Cost of Living Comparison Between Accra and Takoradi

Monthly Cost of Living

A single person spends $765 per month in Accra vs $483 in Takoradi, rent included.

A couple spends around $1,319 per month in Accra vs $833 in Takoradi, rent included.

A family of three spends $1,873 per month in Accra vs $1,184 in Takoradi, rent included.

Accra costs about 58% more than Takoradi, driven mainly by Groceries & Markets.

Both Accra and Takoradi are more affordable than the global median – Accra 43% lower, Takoradi 64% lower.

Currency
🍽 Eating Out
Accra
Takoradi
Difference
Meal at Budget Restaurant
$4.30 GHS 47.27
$4.37 GHS 48.09
-1.60%
Three-Course Dinner for Two, Mid-Range
$47.62 GHS 524
$46.84 GHS 515
1.67%
Fast Food Meal (McDonalds, etc)
$7.60 GHS 83.6
$7.77 GHS 85.5
-2.19%
Cappuccino
$3.43 GHS 37.78
$3.43 GHS 37.69
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.94 GHS 10.32
$0.98 GHS 10.81
-4.08%
Water (0.33 liter bottle)
$0.37 GHS 4.10
$0.38 GHS 4.16
-2.63%
Local Beer (0.5 liter draught)
$1.51 GHS 16.59
$1.50 GHS 16.52
0.67%
Imported Beer (0.33 liter bottle)
$2.45 GHS 26.98
$2.55 GHS 28.02
-3.92%
🛒 Groceries & Markets
Accra
Takoradi
Difference
Milk (1 liter)
$3.32 GHS 36.55
$1.60 GHS 17.63
107.50%
White Bread (500g)
$1.44 GHS 15.89
$1.14 GHS 12.57
26.32%
Rice (white) (1kg)
$2.36 GHS 25.99
$1.90 GHS 20.91
24.21%
Eggs
$2.38 GHS 26.18
$2.38 GHS 26.13
-
Local Cheese (1kg)
$11.10 GHS 122
$11.10 GHS 122
-
Chicken Fillets (1kg)
$4.73 GHS 52.0
$4.59 GHS 50.5
3.05%
Beef Round Steak (1kg)
$5.99 GHS 65.9
$2.94 GHS 32.36
103.74%
Apples (1kg)
$3.03 GHS 33.31
$2.65 GHS 29.10
14.34%
Banana (1kg)
$1.44 GHS 15.80
$0.99 GHS 10.87
45.45%
Oranges (1kg)
$1.68 GHS 18.51
$1.19 GHS 13.11
41.18%
Tomato (1kg)
$3.04 GHS 33.39
$1.91 GHS 21.05
59.16%
Potato (1kg)
$3.03 GHS 33.37
$2.62 GHS 28.78
15.65%
Onion (1kg)
$2.46 GHS 27.03
$2.11 GHS 23.23
16.59%
Lettuce (1 head)
$0.80 GHS 8.81
$0.75 GHS 8.24
6.67%
Water (1.5 liter bottle)
$0.48 GHS 5.26
$0.28 GHS 3.04
71.43%
Cigarettes 20 Pack (Marlboro, Camel)
$1.64 GHS 18.01
$1.59 GHS 17.46
3.14%
Wine (Bottle)
$7.19 GHS 79.1
$7.51 GHS 82.6
-4.26%
Local Beer (0.5 liter bottle)
$1.11 GHS 12.23
$0.33 GHS 3.59
236.36%
Imported Beer (0.33 liter bottle)
$1.92 GHS 21.16
$1.94 GHS 21.36
-1.03%
🚌 Getting Around
Accra
Takoradi
Difference
One-way Ticket (Public Transport)
$1.04 GHS 11.45
-
-
Public Transport Monthly Pass (Regular Price)
$35.56 GHS 391
-
-
Taxi Start (Normal Tariff)
$1.56 GHS 17.15
$1.61 GHS 17.70
-3.11%
Taxi (Normal Tariff) (1km)
$1.17 GHS 12.82
$1.22 GHS 13.38
-4.10%
Taxi 1hour Waiting (Normal Tariff)
$5.54 GHS 61.0
$5.65 GHS 62.1
-1.95%
Gasoline (1 liter)
$1.11 GHS 12.24
$1.07 GHS 11.78
3.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$8,040 GHS 88.4K
$7,996 GHS 88.0K
0.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$9,739 GHS 107.1K
$9,690 GHS 106.6K
0.51%
🧾 Monthly Utilities & Internet
Accra
Takoradi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$56.3 GHS 620
$54.9 GHS 604
2.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.30 GHS 146
$12.97 GHS 143
2.54%
Internet (50+ Mbps, Unlimited Data)
$37.50 GHS 413
$37.59 GHS 414
-0.24%
🎉 Sport & Entertainment
Accra
Takoradi
Difference
Gym Membership (Monthly)
$35.16 GHS 387
-
-
Tennis Court (1 Hour on Weekend)
$15.97 GHS 176
-
-
Cinema Ticket
$9.61 GHS 106
$9.54 GHS 105
0.73%
🧸 Childcare & Education
Accra
Takoradi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$73.5 GHS 809
$73.2 GHS 805
0.52%
International Primary School, 1 Child (Yearly)
$8,222 GHS 90.4K
$7,997 GHS 88.0K
2.81%
👕👟 Clothing & Footwear
Accra
Takoradi
Difference
Jeans (Levis 501 Or Similar)
$14.42 GHS 159
$14.86 GHS 164
-2.96%
Summer Dress (H&M, Zara, etc)
$18.82 GHS 207
$18.77 GHS 206
0.27%
Sport Shoes (Adidas, Nike)
$28.86 GHS 317
$28.90 GHS 318
-0.14%
Men's Leather Business Shoes
$41.12 GHS 452
$41.57 GHS 457
-1.08%
🏠 Accommodation & Living
Accra
Takoradi
Difference
1-bedroom Apartment, City Center (Monthly)
$543 GHS 5,978
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$147 GHS 1,614
-
-
3-bedroom Apartment, City Center (Monthly)
$1,060 GHS 11.7K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$370 GHS 4,069
-
-
Buy Apartment in City Center (m2)
$2,784 GHS 30.6K
-
-
Buy Apartment Outside City Center (m2)
$1,455 GHS 16.0K
-
-
💵 Salaries & Financials
Accra
Takoradi
Difference
Average Monthly Net Salary (After Tax)
$185 GHS 2,035
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
25.4
25.4
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Accra: June 13, 2026

Last update for Takoradi: June 15, 2026

Cost Breakdown

A mid-range dinner for two costs $48.00 in Accra versus $47.00 in Takoradi. Monthly groceries follow the same trend: $234 vs $182 – making Takoradi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Accra vs Takoradi: Cost of Living - Frequently Asked Questions
How do living costs in Accra and in Takoradi compare overall?
Monthly costs with rent: $765 in Accra, $483 in Takoradi – roughly 58% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Accra compared to Takoradi?
For a comfortable life, plan on about $1,147 per month in Accra and $724 in Takoradi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city is more expensive overall: Accra or Takoradi?
Monthly expenses with rent come to $765 in Accra and $483 in Takoradi. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Accra and Takoradi?
Kindergarten costs $73.5 per month in Accra and $73.2 in Takoradi. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Takoradi, where all-in costs run around $483, than in Accra at $765. In Takoradi it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.
Where should families live: Accra or Takoradi?
Families tend to lean toward Takoradi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Accra and Takoradi?
If budget matters most, go with Takoradi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.

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