🙂A single person spends $1,105 per month in Accra vs $1,305 in Playa del Carmen, rent included.
🙂A couple spends around $1,727 per month in Accra vs $2,334 in Playa del Carmen, rent included.
🙂A family of three spends $2,348 per month in Accra vs $3,362 in Playa del Carmen, rent included.
🙂Accra is about 15% cheaper than Playa del Carmen, driven mainly by Clothing & Footwear.
📊Both Accra and Playa del Carmen are more affordable than the global median – Accra20% lower, Playa del Carmen5% lower.
Currency
🍽 Eating Out
Accra
Playa del Carmen
Difference
Meal at Budget Restaurant
$7.99GHS 91.3
$11.96MX$203
-33.19%
Three-Course Dinner for Two, Mid-Range
$51.9GHS 593
$47.38MX$804
9.56%
Fast Food Meal(McDonalds, etc)
$10.73GHS 123
$11.75MX$199
-8.68%
Cappuccino
$4.59GHS 52.5
$4.12MX$70.0
11.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.62GHS 18.53
$1.40MX$23.74
15.71%
Water(0.33 liter bottle)
$0.45GHS 5.17
$0.91MX$15.48
-50.55%
Local Beer(0.5 liter draught)
$1.90GHS 21.70
$3.21MX$54.4
-40.81%
Imported Beer(0.33 liter bottle)
$2.33GHS 26.66
$7.07MX$120
-67.04%
🛒 Groceries & Markets
Accra
Playa del Carmen
Difference
Milk(1 liter)
$3.68GHS 42.03
$1.68MX$28.44
119.05%
White Bread(500g)
$1.72GHS 19.62
$2.15MX$36.48
-20.00%
Rice(white)(1kg)
$3.17GHS 36.18
$1.77MX$30.10
79.10%
Eggs
$2.70GHS 30.80
$2.82MX$47.76
-4.26%
Local Cheese(1kg)
$12.24GHS 140
$9.20MX$156
33.04%
Chicken Fillets(1kg)
$7.54GHS 86.1
$9.23MX$157
-18.31%
Beef Round Steak(1kg)
$10.04GHS 115
$12.64MX$214
-20.57%
Apples(1kg)
$3.75GHS 42.87
$2.95MX$50.1
27.12%
Banana(1kg)
$1.43GHS 16.29
$1.58MX$26.79
-9.49%
Oranges(1kg)
$1.80GHS 20.59
$2.22MX$37.70
-18.92%
Tomato(1kg)
$3.59GHS 41.01
$2.36MX$40.09
52.12%
Potato(1kg)
$2.72GHS 31.01
$1.99MX$33.81
36.68%
Onion(1kg)
$2.76GHS 31.48
$1.98MX$33.58
39.39%
Lettuce(1 head)
$0.73GHS 8.34
$1.24MX$21.04
-41.13%
Water(1.5 liter bottle)
$0.63GHS 7.15
$1.21MX$20.55
-47.93%
Cigarettes 20 Pack(Marlboro, Camel)
$2.61GHS 29.77
$4.60MX$78.1
-43.26%
Wine(Bottle)
$7.32GHS 83.5
$10.52MX$178
-30.42%
Local Beer(0.5 liter bottle)
$1.30GHS 14.81
$1.69MX$28.70
-23.08%
Imported Beer(0.33 liter bottle)
$2.43GHS 27.77
$2.77MX$47.06
-12.27%
🚌 Getting Around
Accra
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$1.58GHS 18.01
$0.60MX$10.22
163.33%
Public Transport Monthly Pass(Regular Price)
$42.03GHS 480
$29.70MX$504
41.52%
Taxi Start(Normal Tariff)
$1.78GHS 20.38
$5.24MX$88.8
-66.03%
Taxi(Normal Tariff)(1km)
$1.34GHS 15.31
$3.65MX$61.9
-63.29%
Taxi 1hour Waiting(Normal Tariff)
$4.52GHS 51.7
$5.78MX$98.1
-21.80%
Gasoline(1 liter)
$1.38GHS 15.76
$1.54MX$26.09
-10.39%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,902GHS 90.2K
$22.8KMX$386.8K
-65.34%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$10.2KGHS 116.1K
$25.8KMX$437.9K
-60.60%
🧾 Monthly Utilities & Internet
Accra
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$75.8GHS 865
$90.7MX$1,538
-16.46%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.38GHS 221
$25.19MX$427
-23.06%
Internet(50+ Mbps, Unlimited Data)
$44.26GHS 506
$31.75MX$539
39.40%
🎉 Sport & Entertainment
Accra
Playa del Carmen
Difference
Gym Membership(Monthly)
$73.0GHS 833
$68.8MX$1,167
6.06%
Tennis Court(1 Hour on Weekend)
$18.49GHS 211
$29.37MX$498
-37.04%
Cinema Ticket
$13.00GHS 148
$4.86MX$82.5
167.49%
🧸 Childcare & Education
Accra
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$468GHS 5,344
$226MX$3,828
107.36%
International Primary School, 1 Child(Yearly)
$18.4KGHS 210.6K
$4,194MX$71.1K
339.76%
👕👟 Clothing & Footwear
Accra
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$14.45GHS 165
$47.38MX$804
-69.50%
Summer Dress(H&M, Zara, etc)
$18.99GHS 217
$43.45MX$737
-56.29%
Sport Shoes(Adidas, Nike)
$37.24GHS 425
$80.2MX$1,361
-53.58%
Men's Leather Business Shoes
$54.6GHS 623
$91.4MX$1,550
-40.28%
🏠 Accommodation & Living
Accra
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$693GHS 7,909
$1,086MX$18.4K
-36.20%
1-bedroom Apartment, Outside City Center(Monthly)
$278GHS 3,180
$409MX$6,933
-31.87%
3-bedroom Apartment, City Center(Monthly)
$1,104GHS 12.6K
$1,972MX$33.5K
-44.02%
3-bedroom Apartment, Outside City Center(Monthly)
$475GHS 5,419
$1,281MX$21.7K
-62.97%
Buy Apartment in City Center(m2)
$2,888GHS 33.0K
$4,046MX$68.6K
-28.63%
Buy Apartment Outside City Center(m2)
$1,474GHS 16.8K
$6,704MX$113.7K
-78.02%
💵 Salaries & Financials
Accra
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$181GHS 2,068
$773MX$13.1K
-76.59%
20-Year Fixed Mortgage Interest Rate(Annual %)
26.75
11.45
133.62%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Accra: September 5, 2026
Last update for Playa del Carmen: September 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $693 in Accra versus $1,086 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 327% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $52.0 in Accra versus $47.00 in Playa del Carmen. Monthly groceries follow the same trend: $285 vs $278 – making Playa del Carmen the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Accra vs Playa del Carmen: Cost of Living - Frequently Asked Questions
How do living costs in Accra and in Playa del Carmen compare overall?
Monthly costs with rent: $1,105 in Accra, $1,305 in Playa del Carmen – roughly 18% apart. Playa del Carmen costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Accra compared to Playa del Carmen?
For a comfortable life, plan on about $1,658 per month in Accra and $1,958 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Accra and Playa del Carmen?
Rent is clearly cheaper in Accra, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 2% cheaper in Playa del Carmen – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Which city has cheaper restaurants?
A mid-range dinner for two costs $52.0 in Accra and $47.00 in Playa del Carmen. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Accra, where all-in costs run around $1,105, than in Playa del Carmen at $1,305. In Accra it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
How does quality of life compare between Accra and Playa del Carmen?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $1,105 in Accra to $1,305 in Playa del Carmen. Climate, culture, job market, and personal taste all factor in.
How do I decide between Accra and Playa del Carmen?
If budget matters most, go with Accra. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.