Last update: Oct 2026

Cost of Living Comparison Between Abuja and Jos

For one person, living is cheaper in Jos: $534 a month against $991 in Abuja, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

Abuja, Nigeria
Jos, Nigeria
Abuja
🇳🇬 Nigeria
$991
/mo nomad
Jos
🇳🇬 Nigeria
$534
/mo nomad
Monthly Cost of Living

How much you'll spend in Abuja and in Jos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Abuja and in Jos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $991 in Abuja versus $534 in Jos.

  • Abuja $991
  • Jos $534

Estimated couple costs with rent: $1,872 in Abuja versus $1,097 in Jos.

  • Abuja $1,872
  • Jos $1,097

Monthly costs for a family of three with rent: $2,753 in Abuja versus $1,661 in Jos.

  • Abuja $2,753
  • Jos $1,661

Living in Abuja is roughly 86% more expensive than in Jos, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Abuja 27% lower, Jos 61% lower.

Currency
🍽 Eating Out
Abuja
Jos
Difference
Meal at Budget Restaurant
$1.94 ₦2,611
$2.04 ₦2,738
-4.90%
Three-Course Dinner for Two, Mid-Range
$30.33 ₦40.8K
$30.16 ₦40.6K
0.56%
Fast Food Meal (McDonalds, etc)
$4.08 ₦5,483
$3.97 ₦5,343
2.77%
Cappuccino
$3.28 ₦4,415
$3.25 ₦4,373
0.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 ₦575
$0.43 ₦573
-
Water (0.33 liter bottle)
$0.71 ₦959
$0.67 ₦899
5.97%
Local Beer (0.5 liter draught)
$0.97 ₦1,306
$1.02 ₦1,371
-4.90%
Imported Beer (0.33 liter bottle)
$1.97 ₦2,656
$1.98 ₦2,667
-0.51%
🛒 Groceries & Markets
Abuja
Jos
Difference
Milk (1 liter)
$3.59 ₦4,830
$3.70 ₦4,975
-2.97%
White Bread (500g)
$1.29 ₦1,737
$0.87 ₦1,175
48.28%
Rice (white) (1kg)
$2.27 ₦3,058
$2.19 ₦2,941
3.65%
Eggs
$1.81 ₦2,428
$1.79 ₦2,405
1.12%
Local Cheese (1kg)
$11.11 ₦14.9K
$9.95 ₦13.4K
11.66%
Chicken Fillets (1kg)
$5.35 ₦7,189
$5.02 ₦6,751
6.57%
Beef Round Steak (1kg)
$5.82 ₦7,822
$4.02 ₦5,403
44.78%
Apples (1kg)
$2.07 ₦2,785
$2.00 ₦2,684
3.50%
Banana (1kg)
$1.50 ₦2,013
$1.45 ₦1,946
3.45%
Oranges (1kg)
$1.52 ₦2,046
$1.51 ₦2,032
0.66%
Tomato (1kg)
$2.29 ₦3,078
$2.27 ₦3,057
0.88%
Potato (1kg)
$1.79 ₦2,401
$1.78 ₦2,398
0.56%
Onion (1kg)
$2.48 ₦3,335
$2.41 ₦3,240
2.90%
Lettuce (1 head)
$0.59 ₦797
$0.59 ₦788
-
Water (1.5 liter bottle)
$0.39 ₦528
$0.40 ₦536
-2.50%
Cigarettes 20 Pack (Marlboro, Camel)
$1.96 ₦2,633
$1.95 ₦2,628
0.51%
Wine (Bottle)
$5.83 ₦7,845
$5.93 ₦7,977
-1.69%
Local Beer (0.5 liter bottle)
$1.20 ₦1,610
$1.20 ₦1,611
-
Imported Beer (0.33 liter bottle)
$1.85 ₦2,492
$1.77 ₦2,380
4.52%
🚌 Getting Around
Abuja
Jos
Difference
One-way Ticket (Public Transport)
$0.46 ₦622
-
-
Public Transport Monthly Pass (Regular Price)
$32.58 ₦43.8K
-
-
Taxi Start (Normal Tariff)
$0.61 ₦826
$0.58 ₦783
5.17%
Taxi (Normal Tariff) (1km)
$0.81 ₦1,090
$0.87 ₦1,170
-6.90%
Taxi 1hour Waiting (Normal Tariff)
$1.85 ₦2,482
$1.83 ₦2,462
1.09%
Gasoline (1 liter)
$0.57 ₦768
$0.54 ₦725
5.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K ₦35.1M
$25.7K ₦34.5M
1.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.3K ₦50.2M
$36.3K ₦48.8M
2.92%
🧾 Monthly Utilities & Internet
Abuja
Jos
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$110 ₦148.3K
$100 ₦135.0K
9.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.48 ₦8,717
$6.50 ₦8,742
-0.31%
Internet (50+ Mbps, Unlimited Data)
$29.14 ₦39.2K
$28.97 ₦39.0K
0.59%
🎉 Sport & Entertainment
Abuja
Jos
Difference
Gym Membership (Monthly)
$25.74 ₦34.6K
$39.52 ₦53.2K
-34.87%
Tennis Court (1 Hour on Weekend)
$9.62 ₦12.9K
$12.03 ₦16.2K
-20.03%
Cinema Ticket
$6.31 ₦8,485
$6.22 ₦8,360
1.45%
🧸 Childcare & Education
Abuja
Jos
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$44.68 ₦60.1K
$44.67 ₦60.1K
0.02%
International Primary School, 1 Child (Yearly)
$3,103 ₦4.2M
$1,001 ₦1.3M
209.88%
👕👟 Clothing & Footwear
Abuja
Jos
Difference
Jeans (Levis 501 Or Similar)
$26.03 ₦35.0K
$10.09 ₦13.6K
157.98%
Summer Dress (H&M, Zara, etc)
$60.8 ₦81.7K
$14.98 ₦20.1K
305.54%
Sport Shoes (Adidas, Nike)
$76.5 ₦102.9K
$51.0 ₦68.6K
50.09%
Men's Leather Business Shoes
$105 ₦141.8K
$50.1 ₦67.4K
110.50%
🏠 Accommodation & Living
Abuja
Jos
Difference
1-bedroom Apartment, City Center (Monthly)
$589 ₦792.6K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$348 ₦467.4K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,405 ₦1.9M
$554 ₦745.7K
153.32%
3-bedroom Apartment, Outside City Center (Monthly)
$1,346 ₦1.8M
$483 ₦648.9K
178.98%
Buy Apartment in City Center (m2)
$699 ₦940.4K
$2,030 ₦2.7M
-65.55%
Buy Apartment Outside City Center (m2)
$378 ₦508.7K
$1,485 ₦2.0M
-74.52%
💵 Salaries & Financials
Abuja
Jos
Difference
Average Monthly Net Salary (After Tax)
$162 ₦218.3K
$102 ₦136.9K
59.48%
20-Year Fixed Mortgage Interest Rate (Annual %)
22.5
22.5
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Abuja: October 24, 2026

Last update for Jos: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Abuja
$348
Jos
- * 100%
Groceries & Markets
Abuja
$218
Jos
$203 6.8% $15
Monthly Utilities & Internet
Abuja
$146
Jos
$136 6.9% $10
Clothing & Footwear
Abuja
$121
Jos
$57 53.1% $64
Eating Out
Abuja
$81
Jos
$81 0.2% $0.1
Getting Around
Abuja
$39
Jos
$4.9 * 87.4% $34
Sport & Entertainment
Abuja
$38
Jos
$52 35.4% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Abuja pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30 in Abuja vs $30 in Jos. Groceries flip the comparison at $218 vs $203, with Jos cheaper for home cooking.

Good to know
🇳🇬 Abuja
🇳🇬 Jos
🕒 Local time
18:07 6:07 PM
18:07 6:07 PM
Same time as Abuja
🌤 Weather
👥 Population
776,298 Capital
900,000
💱 Currency
Exchange rates and currency converter

USD, EUR to NGN – Nigerian Naira Converter

Nigerian Naira exchange rates as of November 1, 2026: 1 USD = 1,345 NGN (10,000 NGN = 7.44 USD). 1 EUR = 1,502 NGN (10,000 NGN = 6.66 EUR).

On the map
Between locations
  • Abuja Jos 180 km
From you
  • Abuja
  • Jos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Abuja vs Jos: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Abuja and in Jos?
Total monthly costs including rent come to $991 in Abuja and $534 in Jos, so Jos is about 46% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Abuja or Jos?
Average pay runs 59% higher in Abuja, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the difference in childcare costs between Abuja and Jos?
Childcare runs $45 in Abuja versus $45 in Jos. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more expensive overall: Abuja or Jos?
All in, you’ll spend $991 per month in Abuja versus $534 in Jos – Jos is about 46% cheaper, which adds up to real savings over time.
How far does $1,200 go in Abuja compared to Jos?
Either city works on $1,200 a month, though Jos gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Abuja and Jos?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How do I decide between Abuja and Jos?
It comes down to priorities – Jos wins on affordability, Abuja on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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