Last update: Oct 2026

Cost of Living Comparison Between Aarschot and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,043 in Aarschot, rent and utilities included – about $13,500 less a year. Rent and utilities account for about half of the difference.

100

Cost of Living Index in Aarschot
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Aarschot Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Aarschot

🇧🇪 Belgium

$2,043

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Aarschot and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Aarschot and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,043 in Aarschot versus $918 in Cebu.

Aarschot $2,043
Cebu $918

Estimated couple costs with rent: $2,981 in Aarschot versus $1,409 in Cebu.

Aarschot $2,981
Cebu $1,409

Monthly costs for a family of three with rent: $3,919 in Aarschot versus $1,900 in Cebu.

Aarschot $3,919
Cebu $1,900

Living in Aarschot is roughly 123% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Aarschot is 51% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.81 €15.84

$3.09 ₱194

476.38%

Three-Course Dinner for Two, Mid-Range

$77.2 €68.6

$24.22 ₱1,525

218.58%

Fast Food Meal (McDonalds, etc)

$10.96 €9.75

$3.92 ₱247

179.59%

Cappuccino

$3.68 €3.27

$2.51 ₱158

46.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 €2.65

$1.59 ₱100

86.79%

Water (0.33 liter bottle)

$2.62 €2.33

$0.53 ₱33.43

394.34%

Local Beer (0.5 liter draught)

$5.18 €4.61

$1.78 ₱112

191.01%

Imported Beer (0.33 liter bottle)

$4.42 €3.93

$2.17 ₱137

103.69%

Milk (1 liter)

$1.24 €1.10

$1.92 ₱121

-35.42%

White Bread (500g)

$2.80 €2.49

$1.36 ₱85.4

105.88%

Rice (white) (1kg)

$2.02 €1.79

$1.01 ₱63.5

100.00%

Eggs

$3.73 €3.32

$2.03 ₱128

83.74%

Local Cheese (1kg)

$11.33 €10.08

$9.86 ₱621

14.91%

Chicken Fillets (1kg)

$11.70 €10.41

$4.39 ₱277

166.51%

Beef Round Steak (1kg)

$14.96 €13.31

$7.60 ₱479

96.84%

Apples (1kg)

$2.70 €2.41

$3.30 ₱208

-18.18%

Banana (1kg)

$2.23 €1.98

$1.39 ₱87.8

60.43%

Oranges (1kg)

$2.16 €1.92

$2.33 ₱147

-7.30%

Tomato (1kg)

$2.20 €1.95

$1.50 ₱94.3

46.67%

Potato (1kg)

$2.20 €1.96

$2.36 ₱149

-6.78%

Onion (1kg)

$1.75 €1.56

$1.90 ₱119

-7.89%

Lettuce (1 head)

$1.50 €1.34

$1.19 ₱74.9

26.05%

Water (1.5 liter bottle)

$0.90 €0.80

$0.63 ₱39.71

42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$9.28 €8.26

$3.00 ₱189

209.33%

Wine (Bottle)

$7.24 €6.44

$6.03 ₱379

20.07%

Local Beer (0.5 liter bottle)

$2.03 €1.80

$1.23 ₱77.7

65.04%

Imported Beer (0.33 liter bottle)

$1.77 €1.58

$1.75 ₱110

1.14%

One-way Ticket (Public Transport)

$3.13 €2.79

$0.25 ₱15.86

1152.00%

Public Transport Monthly Pass (Regular Price)

$133 €118

$12.64 ₱796

951.42%

Taxi Start (Normal Tariff)

$4.98 €4.43

$0.77 ₱48.62

546.75%

Taxi (Normal Tariff) (1km)

$2.49 €2.21

$0.23 ₱14.53

982.61%

Taxi 1hour Waiting (Normal Tariff)

$16.79 €14.93

$4.46 ₱281

276.46%

Gasoline (1 liter)

$1.97 €1.75

$1.31 ₱82.8

50.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K €31.9K

$21.2K ₱1.3M

69.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K €30.3K

$19.1K ₱1.2M

78.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €186

$120 ₱7,569

74.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.26 €16.24

$14.00 ₱882

30.43%

Internet (50+ Mbps, Unlimited Data)

$53.8 €47.82

$27.54 ₱1,734

95.21%

Gym Membership (Monthly)

$36.30 €32.29

$32.33 ₱2,035

12.28%

Tennis Court (1 Hour on Weekend)

$17.78 €15.81

$6.65 ₱419

167.37%

Cinema Ticket

$14.46 €12.86

$5.65 ₱356

155.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$701 €624

$275 ₱17.3K

154.74%

International Primary School, 1 Child (Yearly)

$15.9K €14.1K

$7,918 ₱498.5K

100.42%

Jeans (Levis 501 Or Similar)

$86.4 €76.9

$49.33 ₱3,106

75.13%

Summer Dress (H&M, Zara, etc)

$25.84 €22.98

$25.24 ₱1,589

2.38%

Sport Shoes (Adidas, Nike)

$88.0 €78.3

$77.0 ₱4,846

14.40%

Men's Leather Business Shoes

$131 €116

$57.2 ₱3,601

128.34%

1-bedroom Apartment, City Center (Monthly)

$920 €818

$500 ₱31.5K

84.13%

1-bedroom Apartment, Outside City Center (Monthly)

$806 €717

$309 ₱19.4K

160.89%

3-bedroom Apartment, City Center (Monthly)

$1,371 €1,219

$1,078 ₱67.9K

27.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,158 €1,030

$615 ₱38.7K

88.18%

Buy Apartment in City Center (m2)

$3,530 €3,140

$2,886 ₱181.7K

22.31%

Buy Apartment Outside City Center (m2)

$2,807 €2,497

$1,917 ₱120.7K

46.48%

Average Monthly Net Salary (After Tax)

$3,157 €2,808

$346 ₱21.8K

812.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.52

7.2

-51.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Aarschot: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Aarschot

$806 39.4%

Cebu

$309 33.6% 61.7% $497

Groceries & Markets

Aarschot

$302 14.8%

Cebu

$206 22.4% 31.9% $96

Monthly Utilities & Internet

Aarschot

$282 13.8%

Cebu

$162 17.6% 42.5% $120

Eating Out

Aarschot

$277 13.5%

Cebu

$88 9.6% 68.1% $188

Getting Around

Aarschot

$163 8%

Cebu

$16 1.7% 90.4% $147

Clothing & Footwear

Aarschot

$149 7.3%

Cebu

$94 10.2% 36.9% $55

Sport & Entertainment

Aarschot

$65 3.2%

Cebu

$44 4.8% 33.1% $22

Cost Breakdown

A one-bedroom apartment in the center runs $920 in Aarschot and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Aarschot pays 813% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Aarschot vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $302 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Aarschot

🇵🇭 Cebu

🕒 Local time

01:39 1:39 AM

07:39 7:39 AM

6 h ahead of Aarschot

🌤 Weather

👥 Population

27,656

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Aarschot Cebu 11,040 km ≈ 14 h nonstop flight

From you

Aarschot
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Aarschot vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 123% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 813% higher in Aarschot, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $920 in Aarschot versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 47% higher in Aarschot. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $77.0 in Aarschot. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $2,043 in Aarschot, a $1,500 budget is realistic in Cebu but tight or insufficient in Aarschot. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Aarschot, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Aarschot and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 123% less than in Aarschot. Beyond cost, consider language, visa policies, and how big the international community is in each city.