Cost of Living in Chesterfield, MO - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $767 (excluding rent), and $2,327 including rent.

Family of 3: Estimated monthly costs are $1,972 (excluding rent), and $4,174 including rent.

Meal at Budget Restaurant

$15.18 $15.18

$10.12 $10.12

$40.48 $40.48

Three-Course Dinner for Two, Mid-Range

$51.0 $51.0

$32.63 $32.63

$63.2 $63.2

Fast Food Meal (McDonalds, etc)

$8.44 $8.44

$9.93 $9.93

Cappuccino

$4.18 $4.18

$2.96 $2.96

$6.91 $6.91

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 $2.31

$2.05 $2.05

$3.08 $3.08

Water (0.33 liter bottle)

$1.28 $1.28

$2.55 $2.55

Local Beer (0.5 liter draught)

$4.09 $4.09

$3.58 $3.58

$6.14 $6.14

Imported Beer (0.33 liter bottle)

$5.87 $5.87

$4.89 $4.89

$10.77 $10.77

Milk (1 liter)

$1.01 $1.01

$0.69 $0.69

$1.33 $1.33

White Bread (500g)

$3.00 $3.00

$1.63 $1.63

$4.49 $4.49

Rice (white) (1kg)

$2.02 $2.02

$1.91 $1.91

$4.53 $4.53

Eggs

$3.31 $3.31

$1.58 $1.58

$4.99 $4.99

Local Cheese (1kg)

$9.26 $9.26

$8.45 $8.45

$20.00 $20.00

Chicken Fillets (1kg)

$9.31 $9.31

$5.58 $5.58

$17.88 $17.88

Beef Round Steak (1kg)

$13.02 $13.02

$10.31 $10.31

$31.39 $31.39

Apples (1kg)

$4.58 $4.58

$4.10 $4.10

$6.27 $6.27

Banana (1kg)

$1.27 $1.27

$0.98 $0.98

$3.48 $3.48

Oranges (1kg)

$3.10 $3.10

$2.39 $2.39

$5.84 $5.84

Tomato (1kg)

$4.08 $4.08

$2.19 $2.19

$6.49 $6.49

Potato (1kg)

$1.62 $1.62

$0.87 $0.87

$4.31 $4.31

Onion (1kg)

$2.54 $2.54

$1.74 $1.74

$3.40 $3.40

Lettuce (1 head)

$1.97 $1.97

$1.01 $1.01

$3.03 $3.03

Water (1.5 liter bottle)

$1.85 $1.85

$1.09 $1.09

$2.53 $2.53

Cigarettes 20 Pack (Marlboro, Camel)

$6.85 $6.85

$6.36 $6.36

$9.79 $9.79

Wine (Bottle)

$14.96 $14.96

$7.98 $7.98

$24.94 $24.94

Local Beer (0.5 liter bottle)

$1.68 $1.68

$1.12 $1.12

$2.38 $2.38

Imported Beer (0.33 liter bottle)

$1.62 $1.62

$1.43 $1.43

$6.08 $6.08

One-way Ticket (Public Transport)

$2.03 $2.03

$1.27 $1.27

$2.03 $2.03

Taxi Start (Normal Tariff)

$2.91 $2.91

$2.43 $2.43

$2.91 $2.91

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$2.15 $2.15

Taxi 1hour Waiting (Normal Tariff)

$35.52 $35.52

Gasoline (1 liter)

$0.82 $0.82

$0.73 $0.73

$0.99 $0.99

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K $23.5K

$23.2K $23.2K

$35.6K $35.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K $23.4K

$27.1K $27.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 $238

$176 $176

$305 $305

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.9 $67.9

$35.17 $35.17

$109 $109

Internet (50+ Mbps, Unlimited Data)

$73.5 $73.5

$55.8 $55.8

$91.2 $91.2

Gym Membership (Monthly)

$43.24 $43.24

$17.60 $17.60

$50.3 $50.3

Cinema Ticket

$10.12 $10.12

$8.10 $8.10

$16.20 $16.20

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$765 $765

$598 $598

$1,197 $1,197

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$16.9K $16.9K

$27.5K $27.5K

Jeans (Levis 501 Or Similar)

$52.7 $52.7

$40.13 $40.13

$125 $125

Summer Dress (H&M, Zara, etc)

$29.86 $29.86

$34.84 $34.84

Sport Shoes (Adidas, Nike)

$39.47 $39.47

$83.9 $83.9

Men's Leather Business Shoes

$58.5 $58.5

$40.68 $40.68

$142 $142

1-bedroom Apartment, City Center (Monthly)

$1,743 $1,743

$996 $996

$2,490 $2,490

1-bedroom Apartment, Outside City Center (Monthly)

$1,251 $1,251

$834 $834

$1,668 $1,668

3-bedroom Apartment, City Center (Monthly)

$3,089 $3,089

$1,765 $1,765

$4,413 $4,413

3-bedroom Apartment, Outside City Center (Monthly)

$1,909 $1,909

$1,607 $1,607

$2,210 $2,210

Buy Apartment in City Center (m2)

$2,623 $2,623

$1,915 $1,915

$2,623 $2,623

Buy Apartment Outside City Center (m2)

$2,169 $2,169

$1,788 $1,788

$2,169 $2,169

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

7.04

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Chesterfield, MO Median Internet Speeds (Updated December 2025)

Mobile

115

Mbps

Fixed Broadband

332

Mbps

215

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Chesterfield, MO - Frequently Asked Questions

Chesterfield sits on the western edge of the St. Louis metro, offering a calm, suburban pace with easy access to downtown. For many travelers, expats, and digital nomads, it can feel more affordable than central city neighborhoods while still delivering good amenities. You will find a broad mix of housing options, from apartments to townhomes, with stable rents and longer-term leases common in family-friendly communities. Daily costs like groceries, dining, and services tend to skew toward mid-range, with a variety of shopping centers and parks to enjoy without long commutes. Cost of Living in Chesterfield, MO, United States is balanced for workweeks and weekend outings. Tip: Plan a realistic monthly budget that covers housing, transit, and leisure, then adjust with a few simple swaps.

Your daily rhythm in Chesterfield blends suburban calm with easy access to larger services in nearby towns. When searching housing, you will see a mix of apartment complexes near retail corridors and quieter townhome communities; leases often align with school calendars, so plan around seasonal demand. Grocery stores cluster along major roads, with farmers markets seasonally, and a range of dining options from casual to family-friendly. For transport, a car is common, but you will also find bike-friendly routes and limited public transit options to the metro area. Co-working spaces and cafes offer reliable WiFi for work. Chesterfield, MO, United States living cost – keep it in mind while planning. Tip: Map your errands by proximity to home and work.

Quality of life here leans on balance, quiet streets, good schools nearby, and accessible outdoor spaces. Build a simple budgeting framework by dividing expenses into housing, food, transport, and activities, then track changes as seasons shift with heat, holidays, and school calendars. For savings, compare memberships at local gyms or leisure centers, look for multi-use spaces near your home, and consider longer-term leases to reduce monthly costs. Neighborhood fit matters: look for proximity to parks, schools, and healthcare, plus easy access to the highways for weekend trips. Tip: set a monthly limit for dining out and rotate spots to keep routines fresh.