Cost of Living in Chatham - Updated Prices & Insights

77.37
Solo nomad: Estimated monthly costs are $1,055 (excluding rent), and $2,890 including rent.
Family of 3: Estimated monthly costs are $2,640 (excluding rent), and $5,083 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$27.13 £19.97
$20.35 £14.98
$40.7 £29.95
Three-Course Dinner for Two, Mid-Range
$95.8 £70.5
$82.1 £60.4
$164 £121
Fast Food Meal (McDonalds, etc)
$9.63 £7.08
$9.63 £7.08
$12.24 £9.01
Cappuccino
$3.32 £2.44
$3.32 £2.44
$5.96 £4.39
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.34 £2.46
$2 £1.47
$4.8 £3.53
Water (0.33 liter bottle)
$1.35 £0.99
$1.35 £0.99
$4.05 £2.98
Local Beer (0.5 liter draught)
$6.63 £4.88
$3.99 £2.93
$9.03 £6.64
Imported Beer (0.33 liter bottle)
$6.7 £4.93
$5.69 £4.19
$6.7 £4.93
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.37 £1.01
$0.85 £0.62
$1.87 £1.38
White Bread (500g)
$1.31 £0.96
$0.7 £0.52
$3.99 £2.94
Rice (white) (1kg)
$2.74 £2.01
$1.64 £1.21
$4.79 £3.52
Eggs
$3.67 £2.7
$3.07 £2.26
$4.97 £3.65
Local Cheese (1kg)
$10.16 £7.48
$4.15 £3.05
$14.91 £10.97
Chicken Fillets (1kg)
$7.87 £5.79
$5.29 £3.89
$10.59 £7.8
Beef Round Steak (1kg)
$12.82 £9.44
$7.35 £5.41
$20.06 £14.76
Apples (1kg)
$3.02 £2.22
$1.32 £0.97
$4.6 £3.39
Banana (1kg)
$1.49 £1.09
$1.19 £0.87
$2.64 £1.94
Oranges (1kg)
$2.88 £2.12
$1.35 £1
$4.12 £3.03
Tomato (1kg)
$3.34 £2.46
$2.06 £1.52
$8.23 £6.05
Potato (1kg)
$1.45 £1.07
$0.67 £0.5
$2.7 £1.99
Onion (1kg)
$1.42 £1.05
$1.23 £0.91
$2.06 £1.52
Lettuce (1 head)
$1.01 £0.74
$0.85 £0.63
$1.19 £0.88
Water (1.5 liter bottle)
$1.51 £1.11
$1.33 £0.98
$2.65 £1.95
Cigarettes 20 Pack (Marlboro, Camel)
$15.13 £11.14
$15.13 £11.14
$24.09 £17.73
Wine (Bottle)
$13.4 £9.86
$7.37 £5.42
$20.1 £14.79
Local Beer (0.5 liter bottle)
$2.32 £1.7
$1.37 £1.01
$4.11 £3.02
Imported Beer (0.33 liter bottle)
$3.38 £2.48
$1.35 £0.99
$5.39 £3.97
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.69 £1.98
$2.69 £1.98
$4.03 £2.96
Public Transport Monthly Pass (Regular Price)
$97.2 £71.5
$64.8 £47.67
$112 £82.2
Taxi Start (Normal Tariff)
$6.21 £4.57
$3.86 £2.84
$6.9 £5.08
Taxi (Normal Tariff) (1km)
$1.76 £1.29
$1.6 £1.17
$2.19 £1.61
Taxi 1hour Waiting (Normal Tariff)
$14.98 £11.03
$13.63 £10.03
$16.35 £12.03
Gasoline (1 liter)
$1.85 £1.36
$1.78 £1.31
$2.15 £1.58
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.7K £28.5K
$38.7K £28.5K
$38.7K £28.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.3K £30.4K
$40.8K £30K
$42.8K £31.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$227 £167
$165 £121
$398 £293
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.38 £14.26
$13.79 £10.15
$55.1 £40.57
Internet (50+ Mbps, Unlimited Data)
$44.23 £32.55
$38.17 £28.09
$54.5 £40.12
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$47.88 £35.23
$27.36 £20.13
$61.6 £45.3
Cinema Ticket
$13.53 £9.96
$8.11 £5.97
$17.52 £12.89
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,273 £937
$1,273 £937
$2,270 £1,671
International Primary School, 1 Child (Yearly)
$25.8K £19K
$20.4K £15K
$29.9K £22K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$83.2 £61.2
$47.75 £35.14
$136 £100
Summer Dress (H&M, Zara, etc)
$48.68 £35.83
$26.9 £19.79
$114 £84.1
Sport Shoes (Adidas, Nike)
$113 £83.1
$83 £61.1
$138 £102
Men's Leather Business Shoes
$97.2 £71.5
$80.4 £59.2
$107 £78.9
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,662 £1,223
$970 £714
$1,662 £1,223
1-bedroom Apartment, Outside City Center (Monthly)
$1,585 £1,166
$758 £558
$1,585 £1,166
3-bedroom Apartment, City Center (Monthly)
$2,496 £1,837
$2,178 £1,603
$2,859 £2,104
3-bedroom Apartment, Outside City Center (Monthly)
$2,155 £1,586
$1,885 £1,387
$2,424 £1,784
Buy Apartment in City Center (m2)
$8,306 £6,112
-
Buy Apartment Outside City Center (m2)
$7,372 £5,425
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,432 £1,790
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.53
4.75
5.9
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Chatham - Frequently Asked Questions
How does the overall affordability of Chatham compare for travelers, expats, and digital nomads, and who tends to find it good value?
Chatham is typically more affordable than London or other big regional hubs, making it appealing to travelers, expats, and digital nomads who want value without sacrificing access. The headline is that Cost of Living in Chatham, United Kingdom is generally balanced between housing, groceries, and services, with a local feel and good transport links to Kent and beyond. You'll find varied dining and nightlife, simple groceries, and mid-range housing options relative to the Southeast. Seasonality matters: summer weekends can raise activity in town, while off-peak periods ease noisy crowds. Tip: Use local markets and family-run shops to stretch your budget while staying flexible with workspaces.
What does daily life look like in Chatham for housing, food options, transport, and routine errands?
Daily life in Chatham centers on practicality and pace. Housing choices cluster in town-center flats, terraces, and riverside streets with walkable amenities; long-term leases can be easier to secure than in busier cities. For a sense of the Chatham, United Kingdom living cost, you’ll notice value in housing and everyday expenses compared with bigger cities. Food options run from traditional pubs to modern cafes and farmers' markets – great for flexible budgets. Transit is straightforward: reliable trains and buses link you to Medway towns and beyond, with cycling as an easy option. For work, several coworking spaces and quiet cafés support remote tasks. Tip: plan a weekly grocery route to avoid extra trips.
What strategies help you balance quality of life, budgeting, and neighborhood fit when staying in Chatham for a while?
Life quality in Chatham blends safety, walkability, and access to nature with a compact city vibe. Neighborhood fit matters: the town center gives you cafés, markets, and quick transit, while riverside or nearby villages offer quieter evenings and scenic strolls. A simple budgeting framework helps: separate essentials, discretionary spending, and save-for-a-goal categories; adjust as seasons shift travel plans and work. For transport, a mix of rail, bus, and cycling can reduce a car need. Seasonal markets and public events can offer free or low-cost entertainment. Tip: set up a flexible routine that lets you work where you feel most productive.
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