Cost of Living in Chatham - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,094 (excluding rent), and $2,796 including rent.

Family of 3: Estimated monthly costs are $2,460 (excluding rent), and $5,059 including rent.

Meal at Budget Restaurant

$27.53 £20.84

$20.65 £15.63

$41.31 £31.27

Three-Course Dinner for Two, Mid-Range

$94.3 £71.4

$80.8 £61.2

$162 £122

Fast Food Meal (McDonalds, etc)

$9.57 £7.25

$12.17 £9.21

Cappuccino

$3.45 £2.61

$6.2 £4.7

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.35 £2.53

$2.01 £1.52

$4.81 £3.64

Water (0.33 liter bottle)

$1.39 £1.05

$4.16 £3.15

Local Beer (0.5 liter draught)

$6.61 £5.01

$3.97 £3.01

$9 £6.81

Imported Beer (0.33 liter bottle)

$6.88 £5.21

$5.85 £4.43

$6.88 £5.21

Milk (1 liter)

$1.38 £1.04

$0.85 £0.64

$1.88 £1.42

White Bread (500g)

$1.31 £0.99

$0.7 £0.53

$3.98 £3.01

Rice (white) (1kg)

$2.74 £2.07

$1.64 £1.24

$4.79 £3.63

Eggs

$3.65 £2.77

$3.06 £2.31

$4.95 £3.75

Local Cheese (1kg)

$10.02 £7.58

$4.09 £3.09

$14.7 £11.12

Chicken Fillets (1kg)

$8.26 £6.25

$5.55 £4.2

$11.11 £8.41

Beef Round Steak (1kg)

$13.08 £9.9

$7.5 £5.68

$20.46 £15.49

Apples (1kg)

$3.08 £2.33

$1.35 £1.02

$4.7 £3.56

Banana (1kg)

$1.56 £1.18

$1.24 £0.94

$2.77 £2.09

Oranges (1kg)

$2.86 £2.17

$1.35 £1.02

$4.1 £3.1

Tomato (1kg)

$3.25 £2.46

$2 £1.52

$8 £6.05

Potato (1kg)

$1.43 £1.08

$0.66 £0.5

$2.66 £2.01

Onion (1kg)

$1.44 £1.09

$1.25 £0.94

$2.09 £1.58

Lettuce (1 head)

$0.98 £0.74

$0.83 £0.63

$1.16 £0.88

Water (1.5 liter bottle)

$1.56 £1.18

$1.37 £1.04

$2.74 £2.08

Cigarettes 20 Pack (Marlboro, Camel)

$14.82 £11.22

$23.6 £17.86

Wine (Bottle)

$10.6 £8.02

$13.24 £10.03

Local Beer (0.5 liter bottle)

$2.25 £1.7

$1.33 £1.01

$3.99 £3.02

Imported Beer (0.33 liter bottle)

$3.38 £2.56

$1.35 £1.02

$5.4 £4.09

One-way Ticket (Public Transport)

$2.65 £2.01

$3.98 £3.01

Public Transport Monthly Pass (Regular Price)

$87.5 £66.3

$58.4 £44.18

$101 £76.2

Taxi Start (Normal Tariff)

$6.13 £4.64

$3.81 £2.88

$6.81 £5.15

Taxi (Normal Tariff) (1km)

$1.67 £1.27

$1.52 £1.15

$2.08 £1.57

Taxi 1hour Waiting (Normal Tariff)

$14.81 £11.21

$13.47 £10.2

$16.16 £12.23

Gasoline (1 liter)

$1.89 £1.43

$1.82 £1.37

$2.2 £1.67

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.5K £29.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42K £31.8K

$41.5K £31.4K

$43.5K £33K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$225 £171

$163 £124

$395 £299

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.78 £14.21

$13.36 £10.11

$53.4 £40.44

Internet (50+ Mbps, Unlimited Data)

$43.39 £32.85

$37.44 £28.35

$53.5 £40.49

Gym Membership (Monthly)

$46.73 £35.38

$26.7 £20.21

$60.1 £45.49

Cinema Ticket

$13.51 £10.23

$8.09 £6.13

$17.49 £13.24

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,292 £978

$2,303 £1,744

International Primary School, 1 Child (Yearly)

$26.1K £19.8K

$20.6K £15.6K

$30.3K £22.9K

Jeans (Levis 501 Or Similar)

$83.9 £63.5

$48.15 £36.45

$138 £104

Summer Dress (H&M, Zara, etc)

$48.87 £37

$27 £20.44

$115 £86.9

Sport Shoes (Adidas, Nike)

$109 £82.4

$79.9 £60.5

$133 £101

Men's Leather Business Shoes

$98.1 £74.2

$81.2 £61.4

$108 £81.9

1-bedroom Apartment, City Center (Monthly)

$1,631 £1,235

$951 £720

$1,631 £1,235

1-bedroom Apartment, Outside City Center (Monthly)

$1,565 £1,184

$748 £566

$1,565 £1,184

3-bedroom Apartment, City Center (Monthly)

$2,532 £1,917

$2,210 £1,673

$2,900 £2,195

3-bedroom Apartment, Outside City Center (Monthly)

$2,155 £1,632

$1,886 £1,428

$2,425 £1,835

Buy Apartment in City Center (m2)

$8,071 £6,110

Buy Apartment Outside City Center (m2)

$7,332 £5,551

Average Monthly Net Salary (After Tax)

$2,533 £1,917

20-Year Fixed Mortgage Interest Rate (Annual %)

5.53

4.75

5.9

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: December 1, 2025

Digital Nomad Cost of Living Index

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Cost of Living in Chatham - Frequently Asked Questions

Chatham is typically more affordable than London or other big regional hubs, making it appealing to travelers, expats, and digital nomads who want value without sacrificing access. The headline is that Cost of Living in Chatham, United Kingdom is generally balanced between housing, groceries, and services, with a local feel and good transport links to Kent and beyond. You'll find varied dining and nightlife, simple groceries, and mid-range housing options relative to the Southeast. Seasonality matters: summer weekends can raise activity in town, while off-peak periods ease noisy crowds. Tip: Use local markets and family-run shops to stretch your budget while staying flexible with workspaces.

Daily life in Chatham centers on practicality and pace. Housing choices cluster in town-center flats, terraces, and riverside streets with walkable amenities; long-term leases can be easier to secure than in busier cities. For a sense of the Chatham, United Kingdom living cost, you’ll notice value in housing and everyday expenses compared with bigger cities. Food options run from traditional pubs to modern cafes and farmers' markets – great for flexible budgets. Transit is straightforward: reliable trains and buses link you to Medway towns and beyond, with cycling as an easy option. For work, several coworking spaces and quiet cafés support remote tasks. Tip: plan a weekly grocery route to avoid extra trips.

Life quality in Chatham blends safety, walkability, and access to nature with a compact city vibe. Neighborhood fit matters: the town center gives you cafés, markets, and quick transit, while riverside or nearby villages offer quieter evenings and scenic strolls. A simple budgeting framework helps: separate essentials, discretionary spending, and save-for-a-goal categories; adjust as seasons shift travel plans and work. For transport, a mix of rail, bus, and cycling can reduce a car need. Seasonal markets and public events can offer free or low-cost entertainment. Tip: set up a flexible routine that lets you work where you feel most productive.