Cost of Living in Zutphen - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,092 (excluding rent), and $2,653 including rent.
Family of 3: Estimated monthly costs are $2,652 (excluding rent), and $4,811 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.66 €16.98
$13.68 €11.81
$22.81 €19.69
Three-Course Dinner for Two, Mid-Range
$69.5 €60
$54.5 €47.02
$92.7 €80.1
Fast Food Meal (McDonalds, etc)
$12.59 €10.87
$11.44 €9.88
$17.17 €14.83
Cappuccino
$4.35 €3.76
$2.95 €2.55
$4.96 €4.28
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.45 €2.98
$2.82 €2.43
$3.95 €3.41
Water (0.33 liter bottle)
$2.66 €2.29
$2.34 €2.02
$3.75 €3.24
Local Beer (0.5 liter draught)
$7.27 €6.28
$3.49 €3.01
$9.31 €8.04
Imported Beer (0.33 liter bottle)
$5.7 €4.92
$4.56 €3.94
$7.4 €6.39
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.31 €1.13
$1.11 €0.96
$1.46 €1.26
White Bread (500g)
$2.37 €2.05
$1.73 €1.49
$3.45 €2.98
Rice (white) (1kg)
$3.32 €2.86
$1.48 €1.28
$3.83 €3.31
Eggs
$4.65 €4.01
$2.54 €2.19
$5.76 €4.98
Local Cheese (1kg)
$13.58 €11.72
$10.4 €8.98
$23.11 €19.95
Chicken Fillets (1kg)
$15.65 €13.51
$6.93 €5.98
$17.54 €15.14
Beef Round Steak (1kg)
$17.15 €14.8
$15.3 €13.21
$17.63 €15.22
Apples (1kg)
$2.31 €1.99
$1.81 €1.56
$3.4 €2.94
Banana (1kg)
$2.45 €2.12
$1.8 €1.56
$2.53 €2.19
Oranges (1kg)
$1.99 €1.72
$1.95 €1.68
$2.95 €2.55
Tomato (1kg)
$3.75 €3.24
$2.97 €2.57
$6.81 €5.88
Potato (1kg)
$2.01 €1.73
$1.15 €0.99
$2.29 €1.97
Onion (1kg)
$2.01 €1.73
$1.49 €1.29
$3.31 €2.86
Lettuce (1 head)
$1.23 €1.07
$1.18 €1.02
$1.6 €1.38
Water (1.5 liter bottle)
$0.86 €0.74
$0.72 €0.62
$1.81 €1.56
Cigarettes 20 Pack (Marlboro, Camel)
$14.28 €12.33
$10.85 €9.36
$14.28 €12.33
Wine (Bottle)
$7.05 €6.08
$7.05 €6.08
$8.24 €7.11
Local Beer (0.5 liter bottle)
$1.57 €1.36
$1.54 €1.33
$1.77 €1.53
Imported Beer (0.33 liter bottle)
$2.81 €2.43
$2.69 €2.32
$5.86 €5.06
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.85 €3.32
$2.64 €2.28
$5.09 €4.4
Public Transport Monthly Pass (Regular Price)
$103 €89.3
$54.9 €47.43
$124 €107
Taxi Start (Normal Tariff)
$4.29 €3.7
$3.88 €3.35
$5.83 €5.03
Taxi (Normal Tariff) (1km)
$2.24 €1.94
$0.95 €0.82
$5.34 €4.61
Taxi 1hour Waiting (Normal Tariff)
$29.28 €25.28
$29.28 €25.28
$29.28 €25.28
Gasoline (1 liter)
$2.27 €1.96
$2.25 €1.95
$2.31 €2
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.2K €32.2K
$32.6K €28.1K
$41.9K €36.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K €28.1K
$32.5K €28.1K
$43.7K €37.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$348 €300
$196 €169
$572 €494
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.13 €21.69
$13.87 €11.97
$31.78 €27.44
Internet (50+ Mbps, Unlimited Data)
$49.5 €42.73
$40.52 €34.99
$69.5 €60
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$40.44 €34.92
$23.11 €19.95
$46.21 €39.9
Tennis Court (1 Hour on Weekend)
$25.37 €21.91
$12.68 €10.95
$25.37 €21.91
Cinema Ticket
$15.46 €13.35
$12.84 €11.08
$18.67 €16.12
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,542 €1,331
$1,142 €986
$1,942 €1,676
International Primary School, 1 Child (Yearly)
$8,257 €7,129
$4,718 €4,074
$11.8K €10.2K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$90.6 €78.2
$46.87 €40.47
$117 €101
Summer Dress (H&M, Zara, etc)
$37.74 €32.58
$28.44 €24.55
$45.5 €39.29
Sport Shoes (Adidas, Nike)
$120 €103
$81.2 €70.1
$139 €120
Men's Leather Business Shoes
$129 €112
$45.95 €39.68
$171 €148
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,431 €1,236
$1,048 €905
$1,746 €1,508
1-bedroom Apartment, Outside City Center (Monthly)
$1,192 €1,030
$822 €710
$1,410 €1,217
3-bedroom Apartment, City Center (Monthly)
$2,310 €1,995
$1,634 €1,411
$2,743 €2,368
3-bedroom Apartment, Outside City Center (Monthly)
$1,707 €1,474
$1,180 €1,019
$2,048 €1,768
Buy Apartment in City Center (m2)
$5,555 €4,796
$4,073 €3,517
$6,789 €5,862
Buy Apartment Outside City Center (m2)
$3,948 €3,408
$3,069 €2,650
$4,580 €3,955
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$6,409 €5,534
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.34
3.5
4.6
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Zutphen - Frequently Asked Questions
How does the Cost of Living in Zutphen, Netherlands compare for travelers, expats, and digital nomads, and who tends to get good value?
Compared with bigger Dutch cities, Zutphen offers a practical mix of charm, walkability, and predictable costs. If you value a compact historic center, bike lanes, and approachable amenities, you can manage daily expenses without sacrificing lifestyle. Housing tends toward smaller apartments near the station or in leafy neighborhoods a short bike ride from town: a pattern many expats find appealing for cost control. Local markets and casual eateries let you balance meals with occasional dining out. For travelers who want quiet efficiency and a high quality of life, Zutphen often feels like solid value. Cost of Living in Zutphen, Netherlands mirrors this balance. Tip: Start with a neighborhood map and test a weekly routine to compare costs.
What does daily life look like in Zutphen for housing search, food options, transport, co-working, and errands?
Daily life in Zutphen blends a compact, walkable core with scenic waterways. For housing, search studios or shared flats within easy biking distance of the center; leases often offer flexible options and utilities included. Food options span farmers markets, bakeries, and casual eateries, with good seasonal produce at reasonable prices. Transport favors bikes, supported by bike lanes, with reliable trains for occasional trips. Co-working spaces are cozy and practical for remote work and errands run smoothly by foot or bike. Zutphen living cost tends to reflect your housing and transit mix more than flashy amenities. Tip: time your shopping around market days to maximize value.
What quality-of-life and budgeting strategies help you enjoy Zutphen across seasons, neighborhoods, and activities?
Quality of life and budgeting: approach it with a simple framework that matches your rhythm. Neighborhood fit matters: historic center for walkability, riverside for scenery, or greener outskirts for space. Build in seasonal adjustments: heating in winter, cooling rarely needed in Netherlands, but energy-saving habits help. Practical savings come from cooking at home, buying in-season produce, and using bikes or public transit instead of taxis. Look for long-term leases near stations or bike routes, and consider flexi-co-working or libraries as low-cost work zones. Social life and outdoor activities often revolve around markets, cafés, and trails, keeping life affordable without sacrificing convenience. Tip: set a monthly cap on discretionary spending and revisit it quarterly.
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