Cost of Living in Winter Haven, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $981 (excluding rent), and $2,342 including rent.

Family of 3: Estimated monthly costs are $2,529 (excluding rent), and $4,573 including rent.

Meal at Budget Restaurant

$17.73 $17.73

$6.40 $6.40

$59.1 $59.1

Three-Course Dinner for Two, Mid-Range

$75.6 $75.6

$40.32 $40.32

$151 $151

Fast Food Meal (McDonalds, etc)

$9.52 $9.52

$9.02 $9.02

$12.02 $12.02

Cappuccino

$3.07 $3.07

$9.20 $9.20

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 $2.11

$1.54 $1.54

$4.09 $4.09

Water (0.33 liter bottle)

$2.00 $2.00

$1.48 $1.48

$3.94 $3.94

Local Beer (0.5 liter draught)

$4.89 $4.89

$3.91 $3.91

$7.82 $7.82

Imported Beer (0.33 liter bottle)

$5.87 $5.87

$5.61 $5.61

$10.20 $10.20

Milk (1 liter)

$1.03 $1.03

$0.78 $0.78

$1.56 $1.56

White Bread (500g)

$2.96 $2.96

$1.05 $1.05

$6.73 $6.73

Rice (white) (1kg)

$3.98 $3.98

$1.65 $1.65

$6.49 $6.49

Eggs

$4.15 $4.15

$1.80 $1.80

$6.92 $6.92

Local Cheese (1kg)

$11.41 $11.41

$7.73 $7.73

$26.49 $26.49

Chicken Fillets (1kg)

$9.56 $9.56

$5.08 $5.08

$31.02 $31.02

Beef Round Steak (1kg)

$15.20 $15.20

$12.06 $12.06

$26.30 $26.30

Apples (1kg)

$5.17 $5.17

$1.98 $1.98

$8.90 $8.90

Banana (1kg)

$1.64 $1.64

$1.10 $1.10

$4.50 $4.50

Oranges (1kg)

$3.74 $3.74

$1.54 $1.54

$13.60 $13.60

Tomato (1kg)

$4.51 $4.51

$2.11 $2.11

$7.54 $7.54

Potato (1kg)

$2.69 $2.69

$1.56 $1.56

$11.32 $11.32

Onion (1kg)

$3.26 $3.26

$1.48 $1.48

$8.60 $8.60

Lettuce (1 head)

$2.17 $2.17

$1.67 $1.67

$2.98 $2.98

Water (1.5 liter bottle)

$2.13 $2.13

$1.02 $1.02

$3.07 $3.07

Cigarettes 20 Pack (Marlboro, Camel)

$8.12 $8.12

$7.11 $7.11

$18.28 $18.28

Wine (Bottle)

$9.60 $9.60

$7.07 $7.07

$20.23 $20.23

Local Beer (0.5 liter bottle)

$2.14 $2.14

$1.76 $1.76

$3.63 $3.63

Imported Beer (0.33 liter bottle)

$2.94 $2.94

$1.21 $1.21

$7.83 $7.83

One-way Ticket (Public Transport)

$2.93 $2.93

$1.22 $1.22

$2.93 $2.93

Public Transport Monthly Pass (Regular Price)

$49.54 $49.54

$48.27 $48.27

$50.8 $50.8

Taxi Start (Normal Tariff)

$10.04 $10.04

Taxi (Normal Tariff) (1km)

$1.26 $1.26

Taxi 1hour Waiting (Normal Tariff)

$30.07 $30.07

Gasoline (1 liter)

$0.80 $0.80

$0.73 $0.73

$0.92 $0.92

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K $23.8K

$22.3K $22.3K

$36.5K $36.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K $22.9K

$25.4K $25.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 $160

$124 $124

$395 $395

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.25 $47.25

$29.63 $29.63

$98.8 $98.8

Internet (50+ Mbps, Unlimited Data)

$52.9 $52.9

$45.32 $45.32

$101 $101

Gym Membership (Monthly)

$30.52 $30.52

$17.80 $17.80

$50.9 $50.9

Tennis Court (1 Hour on Weekend)

$15.29 $15.29

Cinema Ticket

$10.42 $10.42

$7.44 $7.44

$19.85 $19.85

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$597 $597

$1,193 $1,193

International Primary School, 1 Child (Yearly)

$10.2K $10.2K

$22.4K $22.4K

Jeans (Levis 501 Or Similar)

$46.27 $46.27

$15.12 $15.12

$79.6 $79.6

Summer Dress (H&M, Zara, etc)

$44.21 $44.21

$24.67 $24.67

$74.0 $74.0

Sport Shoes (Adidas, Nike)

$72.3 $72.3

$65.7 $65.7

$172 $172

Men's Leather Business Shoes

$77.5 $77.5

$44.53 $44.53

$173 $173

1-bedroom Apartment, City Center (Monthly)

$1,417 $1,417

1-bedroom Apartment, Outside City Center (Monthly)

$1,249 $1,249

$949 $949

$1,598 $1,598

3-bedroom Apartment, City Center (Monthly)

$2,215 $2,215

$1,812 $1,812

$2,618 $2,618

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 $2,090

$1,274 $1,274

$2,753 $2,753

Buy Apartment in City Center (m2)

$2,065 $2,065

$2,008 $2,008

$2,114 $2,114

Buy Apartment Outside City Center (m2)

$2,141 $2,141

$2,082 $2,082

$2,192 $2,192

Average Monthly Net Salary (After Tax)

$3,446 $3,446

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

5.99

7.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Winter Haven, FL Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

432

Mbps

108

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Winter Haven, FL - Frequently Asked Questions

Winter Haven generally offers good value for travelers, expats, and digital nomads who want lakeside living without the price tag of bigger Florida cities. In practical terms, the Cost of Living in Winter Haven, FL, United States tends to be more affordable than Orlando or Tampa metro areas, with rental options ranging from compact apartments to family homes near the water. Groceries and dining offer options for budget-conscious schedules, and you can find a range of options, while a small but growing coworking scene supports remote work. Utilities stay reasonable with modern homes, and the city is easy to navigate by car or bike. Tip: Focus on neighborhoods near Lake Mirror or downtown for daily accessibility.

Winter Haven, FL, United States living cost remains approachable for many who seek practicality with lakeside leisure. Housing search leans toward rentals and modest single-family homes near downtown or the water, with the option of affordable older homes and newer builds depending on neighborhood. Food options mix supermarkets, casual eateries, and farmers markets with local produce. Transport leans on a car for longer trips, with bike routes and occasional bus service for shorter hops. Co-working spaces and cafe-friendly spots support remote work, while errands stay straightforward thanks to centralized grocers and services. Tip: Time your trips to markets for fresh picks and better prices.

Quality of life in Winter Haven centers on pacing, outdoors, and affordability relative to larger Florida cities. Build a budgeting framework that splits housing, utilities (air conditioning in hot months), groceries, and transport, with a buffer for occasional travel to nearby cities. Saving tips include shopping at local markets, taking advantage of seasonal citrus, and choosing longer lease options to lock in predictable rents. Seasonality affects crowds around lakes and theme parks, so plan high-season excursions in advance and explore quieter neighborhoods for daily life. Neighborhood fit varies: downtown and lakefront cores offer walkability and events, while suburban pockets prioritize space and schools. Tip: You can map a 2–3 neighborhood shortlist and visit in person.