Cost of Living in Waipahu, HI - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,558 (excluding rent), and $3,112 including rent.

Family of 3: Estimated monthly costs are $3,731 (excluding rent), and $6,324 including rent.

Meal at Budget Restaurant

$23.92 $23.92

$15.27 $15.27

$50.9 $50.9

Three-Course Dinner for Two, Mid-Range

$99.1 $99.1

$69.4 $69.4

$198 $198

Fast Food Meal (McDonalds, etc)

$14.97 $14.97

$11.97 $11.97

$17.46 $17.46

Cappuccino

$6.63 $6.63

$4.86 $4.86

$8.75 $8.75

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.62 $3.62

$2.45 $2.45

$4.65 $4.65

Water (0.33 liter bottle)

$2.88 $2.88

$2.05 $2.05

$5.13 $5.13

Local Beer (0.5 liter draught)

$8.06 $8.06

$5.04 $5.04

$12.09 $12.09

Imported Beer (0.33 liter bottle)

$8.85 $8.85

$6.89 $6.89

$11.80 $11.80

Milk (1 liter)

$1.31 $1.31

$2.62 $2.62

White Bread (500g)

$6.65 $6.65

$4.44 $4.44

$9.99 $9.99

Rice (white) (1kg)

$10.37 $10.37

$3.32 $3.32

$17.83 $17.83

Eggs

$7.42 $7.42

$4.20 $4.20

$11.86 $11.86

Local Cheese (1kg)

$12.47 $12.47

$7.12 $7.12

$22.43 $22.43

Chicken Fillets (1kg)

$19.35 $19.35

$5.56 $5.56

$40.05 $40.05

Beef Round Steak (1kg)

$19.93 $19.93

$11.03 $11.03

$35.31 $35.31

Apples (1kg)

$6.74 $6.74

$2.69 $2.69

$10.72 $10.72

Banana (1kg)

$1.49 $1.49

$8.62 $8.62

Oranges (1kg)

$6.41 $6.41

$3.28 $3.28

$10.92 $10.92

Tomato (1kg)

$8.44 $8.44

$3.61 $3.61

$18.04 $18.04

Potato (1kg)

$5.15 $5.15

$2.67 $2.67

$6.65 $6.65

Onion (1kg)

$4.53 $4.53

$3.01 $3.01

$6.59 $6.59

Lettuce (1 head)

$5.01 $5.01

$2.06 $2.06

$6.17 $6.17

Water (1.5 liter bottle)

$3.02 $3.02

$1.46 $1.46

$4.85 $4.85

Cigarettes 20 Pack (Marlboro, Camel)

$10.15 $10.15

$14.91 $14.91

Wine (Bottle)

$15.01 $15.01

$9.51 $9.51

$40.05 $40.05

Local Beer (0.5 liter bottle)

$2.41 $2.41

$1.69 $1.69

$4.16 $4.16

Imported Beer (0.33 liter bottle)

$5.79 $5.79

$2.55 $2.55

$8.16 $8.16

One-way Ticket (Public Transport)

$1.95 $1.95

$1.22 $1.22

$1.95 $1.95

Public Transport Monthly Pass (Regular Price)

$81.5 $81.5

Taxi Start (Normal Tariff)

$3.46 $3.46

$3.95 $3.95

Taxi (Normal Tariff) (1km)

$2.58 $2.58

$3.07 $3.07

Taxi 1hour Waiting (Normal Tariff)

$44.90 $44.90

$50.1 $50.1

Gasoline (1 liter)

$1.22 $1.22

$1.04 $1.04

$1.29 $1.29

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K $29.9K

$22.9K $22.9K

$35.2K $35.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K $24.3K

$23.9K $23.9K

$25.6K $25.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$234 $234

$150 $150

$600 $600

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.2 $65.2

$42.73 $42.73

$124 $124

Internet (50+ Mbps, Unlimited Data)

$66.6 $66.6

$39.71 $39.71

$109 $109

Gym Membership (Monthly)

$43.25 $43.25

$17.60 $17.60

$50.3 $50.3

Cinema Ticket

$16.24 $16.24

$13.20 $13.20

$20.30 $20.30

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,495 $1,495

$1,096 $1,096

$2,391 $2,391

International Primary School, 1 Child (Yearly)

$20.3K $20.3K

$17.2K $17.2K

$32.8K $32.8K

Jeans (Levis 501 Or Similar)

$45.26 $45.26

$30.17 $30.17

$75.4 $75.4

Summer Dress (H&M, Zara, etc)

$40.10 $40.10

$35.09 $35.09

$130 $130

Sport Shoes (Adidas, Nike)

$94.9 $94.9

$64.9 $64.9

$150 $150

Men's Leather Business Shoes

$125 $125

$69.7 $69.7

$199 $199

1-bedroom Apartment, City Center (Monthly)

$1,616 $1,616

$1,212 $1,212

$2,020 $2,020

1-bedroom Apartment, Outside City Center (Monthly)

$1,446 $1,446

$1,197 $1,197

$1,695 $1,695

3-bedroom Apartment, City Center (Monthly)

$2,881 $2,881

$2,527 $2,527

$3,235 $3,235

3-bedroom Apartment, Outside City Center (Monthly)

$2,648 $2,648

$2,241 $2,241

$3,056 $3,056

Buy Apartment in City Center (m2)

$3,062 $3,062

$2,235 $2,235

$3,062 $3,062

Buy Apartment Outside City Center (m2)

$2,496 $2,496

$2,058 $2,058

$2,496 $2,496

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.19

6.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Waipahu, HI Median Internet Speeds (Updated December 2025)

Mobile

211

Mbps

Fixed Broadband

348

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Waipahu, HI - Frequently Asked Questions

Waipahu offers a practical balance for travelers, expats, and digital nomads, with a mix of housing options and convenient access to both local amenities and Honolulu. Cost of Living in Waipahu, HI, United States tends to feel manageable when you pair slower-paced neighborhoods with good transit options and neighborhood services. You’ll notice more grounded daily life here than in tourist hubs, and you can leverage cheaper groceries, local markets, and community spaces. This combination suits long stays and remote work, as you trade ultra-high costs for steadier routines. Tip: map weekly errands and transit routes to cut back on time and transport costs.

Daily life centers on a community feel and easy access to both Waipahu and central Oahu. For housing, you’ll find modest options near bus routes or rail connections; search around the village center and nearby Pearl City for balance between price and convenience. Food options range from local markets to familiar groceries; you’ll enjoy fresh produce and Hawaiian staples without long drives. For transport, you have options from buses to bike-friendly streets and car-sharing, plus short hops to coworking spaces and beaches. Planning your errands by neighborhood helps you minimize backtracking. Waipahu, HI, United States living cost insights come in handy when comparing spots. Tip: keep a simple weekly budget and track it with a note app.

In Waipahu, life quality hinges on a clear budgeting frame and neighborhood fit. Start with a simple framework that tracks housing, groceries, transport, and leisure; set aside a buffer for occasional splurges like weekend markets or outings. Seasonality matters in Hawaii: you may notice busier weekends during holidays and local festivals, which can influence crowding and quick-price shifts in options for dining out or coworking. To save, choose a neighborhood that minimizes commute time to your favorite spots and keep flexible work arrangements in appealing coworking hubs. Tip: schedule shopping trips early in the week and join community groups to snag local deals.