Last update: Oct 2026

Cost of Living Comparison Between Waipahu, HI and Austin, TX

For one person, living is cheaper in Austin, TX: $2,607 a month against $3,234 in Waipahu, HI, rent and utilities included – about $7,500 less a year. Other living expenses account for most of the difference.

155

Cost of Living Index in Waipahu, HI
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Waipahu, HI Living Index
125

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Waipahu, HI

🇺🇸 United States

$3,234

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Waipahu, HI and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Waipahu, HI and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,234 in Waipahu, HI versus $2,607 in Austin, TX.

Waipahu, HI $3,234
Austin, TX $2,607

Estimated couple costs with rent: $4,991 in Waipahu, HI versus $4,031 in Austin, TX.

Waipahu, HI $4,991
Austin, TX $4,031

Monthly costs for a family of three with rent: $6,748 in Waipahu, HI versus $5,454 in Austin, TX.

Waipahu, HI $6,748
Austin, TX $5,454

Living in Waipahu, HI is roughly 24% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Waipahu, HI 138% above, Austin, TX 92% above.

Meal at Budget Restaurant

$27.50 $27.50

$20.35 $20.35

35.14%

Three-Course Dinner for Two, Mid-Range

$141 $141

$84.7 $84.7

66.46%

Fast Food Meal (McDonalds, etc)

$14.92 $14.92

$12.12 $12.12

23.10%

Cappuccino

$10.38 $10.38

$5.65 $5.65

83.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.95 $4.95

$3.68 $3.68

34.51%

Water (0.33 liter bottle)

$3.49 $3.49

$2.36 $2.36

47.88%

Local Beer (0.5 liter draught)

$10.59 $10.59

$7.87 $7.87

34.56%

Imported Beer (0.33 liter bottle)

$11.61 $11.61

$8.82 $8.82

31.63%

Milk (1 liter)

$1.02 $1.02

$1.14 $1.14

-10.53%

White Bread (500g)

$3.59 $3.59

$3.69 $3.69

-2.71%

Rice (white) (1kg)

$9.96 $9.96

$3.31 $3.31

200.91%

Eggs

$7.47 $7.47

$4.15 $4.15

80.00%

Local Cheese (1kg)

$12.40 $12.40

$12.98 $12.98

-4.47%

Chicken Fillets (1kg)

$20.02 $20.02

$13.86 $13.86

44.44%

Beef Round Steak (1kg)

$21.86 $21.86

$16.34 $16.34

33.78%

Apples (1kg)

$8.11 $8.11

$4.69 $4.69

72.92%

Banana (1kg)

$1.59 $1.59

$1.45 $1.45

9.66%

Oranges (1kg)

$7.12 $7.12

$5.11 $5.11

39.33%

Tomato (1kg)

$9.73 $9.73

$4.52 $4.52

115.27%

Potato (1kg)

$4.86 $4.86

$3.08 $3.08

57.79%

Onion (1kg)

$4.87 $4.87

$2.38 $2.38

104.62%

Lettuce (1 head)

$5.26 $5.26

$1.80 $1.80

192.22%

Water (1.5 liter bottle)

$3.16 $3.16

$2.22 $2.22

42.34%

Cigarettes 20 Pack (Marlboro, Camel)

$10.18 $10.18

$9.97 $9.97

2.11%

Wine (Bottle)

$18.20 $18.20

$15.05 $15.05

20.93%

Local Beer (0.5 liter bottle)

$2.68 $2.68

$2.91 $2.91

-7.90%

Imported Beer (0.33 liter bottle)

$5.61 $5.61

$3.33 $3.33

68.47%

One-way Ticket (Public Transport)

$2.05 $2.05

$1.22 $1.22

68.03%

Public Transport Monthly Pass (Regular Price)

$60.5 $60.5

$40.53 $40.53

49.27%

Taxi Start (Normal Tariff)

$3.44 $3.44

$2.78 $2.78

23.74%

Taxi (Normal Tariff) (1km)

$2.68 $2.68

$1.65 $1.65

62.42%

Taxi 1hour Waiting (Normal Tariff)

$44.50 $44.50

$35.39 $35.39

25.74%

Gasoline (1 liter)

$1.43 $1.43

$0.95 $0.95

50.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$34.2K $34.2K

4.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$26.8K $26.8K

-2.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 $257

$223 $223

15.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.1 $67.1

$58.5 $58.5

14.79%

Internet (50+ Mbps, Unlimited Data)

$65.6 $65.6

$71.2 $71.2

-7.85%

Gym Membership (Monthly)

$43.68 $43.68

$53.0 $53.0

-17.65%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$19.66 $19.66

$14.06 $14.06

39.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,167 $2,167

$1,459 $1,459

48.51%

International Primary School, 1 Child (Yearly)

$26.7K $26.7K

$21.3K $21.3K

24.92%

Jeans (Levis 501 Or Similar)

$44.60 $44.60

$52.5 $52.5

-15.03%

Summer Dress (H&M, Zara, etc)

$40.71 $40.71

$42.75 $42.75

-4.77%

Sport Shoes (Adidas, Nike)

$86.5 $86.5

$86.4 $86.4

0.06%

Men's Leather Business Shoes

$131 $131

$104 $104

26.01%

1-bedroom Apartment, City Center (Monthly)

$1,614 $1,614

$2,112 $2,112

-23.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,451 $1,451

$1,230 $1,230

17.92%

3-bedroom Apartment, City Center (Monthly)

$2,815 $2,815

$3,863 $3,863

-27.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,590 $2,590

$2,407 $2,407

7.61%

Buy Apartment in City Center (m2)

$3,199 $3,199

$7,426 $7,426

-56.92%

Buy Apartment Outside City Center (m2)

$2,502 $2,502

$3,060 $3,060

-18.25%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

6.82

-1.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Waipahu, HI: October 25, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Waipahu, HI

$1.5K 44.9%

Austin, TX

$1.2K 47.2% 15.2% $220

Groceries & Markets

Waipahu, HI

$590 18.3%

Austin, TX

$410 15.7% 30.6% $181

Eating Out

Waipahu, HI

$499 15.4%

Austin, TX

$348 13.4% 30.3% $151

Monthly Utilities & Internet

Waipahu, HI

$389 12%

Austin, TX

$353 13.5% 9.4% $37

Clothing & Footwear

Waipahu, HI

$136 4.2%

Austin, TX

$128 4.9% 5.7% $7.7

Getting Around

Waipahu, HI

$86 2.6%

Austin, TX

$56 2.2% 34% $29

Sport & Entertainment

Waipahu, HI

$83 2.6%

Austin, TX

$81 3.1% 2.2% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,614 in Waipahu, HI and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $141 in Waipahu, HI vs $85 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $590 vs $410 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Waipahu, HI

🇺🇸 Austin, TX

🕒 Local time

23:14 11:14 PM

04:14 4:14 AM

5 h ahead of Waipahu, HI

🌤 Weather

👥 Population

71,894

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

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Between locations

Waipahu, HI Austin, TX 6,040 km ≈ 8 h nonstop flight

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Waipahu, HI
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Waipahu, HI vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 19% lower than in Waipahu, HI. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

You’d need roughly $4,852 in Waipahu, HI and $3,911 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,614 in Waipahu, HI versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,234 per month in Waipahu, HI versus $2,607 in Austin, TX – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 33% less than in Waipahu, HI. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.