Cost of Living in Wailuku, HI - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,133 (excluding rent), and $2,682 including rent.
Family of 3: Estimated monthly costs are $2,765 (excluding rent), and $5,137 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.01 $19.01
$12.01 $12.01
$35.25 $35.25
Three-Course Dinner for Two, Mid-Range
$73.5 $73.5
$49.01 $49.01
$123 $123
Fast Food Meal (McDonalds, etc)
$11.13 $11.13
$10.07 $10.07
$14.17 $14.17
Cappuccino
$5.13 $5.13
$3.53 $3.53
$8.06 $8.06
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.51 $2.51
$1.98 $1.98
$3.95 $3.95
Water (0.33 liter bottle)
$1.98 $1.98
$1.48 $1.48
$2.97 $2.97
Local Beer (0.5 liter draught)
$5.84 $5.84
$3.9 $3.9
$8.28 $8.28
Imported Beer (0.33 liter bottle)
$6.9 $6.9
$4.93 $4.93
$9.85 $9.85
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.01 $1.01
$0.75 $0.75
$1.44 $1.44
White Bread (500g)
$3.52 $3.52
$2.16 $2.16
$5.53 $5.53
Rice (white) (1kg)
$4.27 $4.27
$2.05 $2.05
$8.45 $8.45
Eggs
$4.12 $4.12
$1.96 $1.96
$6.87 $6.87
Local Cheese (1kg)
$12.03 $12.03
$6.87 $6.87
$21.64 $21.64
Chicken Fillets (1kg)
$11.73 $11.73
$6.25 $6.25
$20.23 $20.23
Beef Round Steak (1kg)
$15.21 $15.21
$9.78 $9.78
$23.91 $23.91
Apples (1kg)
$4.86 $4.86
$2.53 $2.53
$8.73 $8.73
Banana (1kg)
$1.43 $1.43
$0.98 $0.98
$3.73 $3.73
Oranges (1kg)
$4.23 $4.23
$2.19 $2.19
$8.78 $8.78
Tomato (1kg)
$4.83 $4.83
$2.25 $2.25
$9 $9
Potato (1kg)
$2.83 $2.83
$1.32 $1.32
$6.14 $6.14
Onion (1kg)
$2.86 $2.86
$1.84 $1.84
$4.44 $4.44
Lettuce (1 head)
$2.01 $2.01
$1.36 $1.36
$2.93 $2.93
Water (1.5 liter bottle)
$2.17 $2.17
$1.21 $1.21
$3.28 $3.28
Cigarettes 20 Pack (Marlboro, Camel)
$10.51 $10.51
$8.77 $8.77
$13.15 $13.15
Wine (Bottle)
$13.76 $13.76
$8.85 $8.85
$21.62 $21.62
Local Beer (0.5 liter bottle)
$1.72 $1.72
$1.65 $1.65
$2.73 $2.73
Imported Beer (0.33 liter bottle)
$3.34 $3.34
$1.59 $1.59
$5.96 $5.96
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.95 $1.95
$1.22 $1.22
$1.95 $1.95
Public Transport Monthly Pass (Regular Price)
$118 $118
-
Taxi Start (Normal Tariff)
$3.45 $3.45
$2.95 $2.95
$4.92 $4.92
Taxi (Normal Tariff) (1km)
$1.58 $1.58
$1.51 $1.51
$2.12 $2.12
Taxi 1hour Waiting (Normal Tariff)
$26.87 $26.87
$24.31 $24.31
$32.22 $32.22
Gasoline (1 liter)
$1.53 $1.53
$1.32 $1.32
$1.76 $1.76
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9K $29.9K
$24K $24K
$36.5K $36.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$24.7K $24.7K
$26.7K $26.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$191 $191
$122 $122
$350 $350
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.42 $46.42
$26.36 $26.36
$87.9 $87.9
Internet (50+ Mbps, Unlimited Data)
$67.5 $67.5
$49.8 $49.8
$99.6 $99.6
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$44.79 $44.79
$18.23 $18.23
$52.1 $52.1
Tennis Court (1 Hour on Weekend)
$24.64 $24.64
-
Cinema Ticket
$13.33 $13.33
$10.86 $10.86
$17.77 $17.77
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,307 $1,307
$1,007 $1,007
$1,860 $1,860
International Primary School, 1 Child (Yearly)
$23.5K $23.5K
$16.9K $16.9K
$27.3K $27.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$51.9 $51.9
$30.47 $30.47
$81.3 $81.3
Summer Dress (H&M, Zara, etc)
$39.76 $39.76
$24.85 $24.85
$64.6 $64.6
Sport Shoes (Adidas, Nike)
$86.4 $86.4
$59.8 $59.8
$130 $130
Men's Leather Business Shoes
$112 $112
$63.9 $63.9
$200 $200
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,579 $1,579
$1,182 $1,182
$1,830 $1,830
1-bedroom Apartment, Outside City Center (Monthly)
$1,334 $1,334
$986 $986
$1,479 $1,479
3-bedroom Apartment, City Center (Monthly)
$2,608 $2,608
$1,983 $1,983
$2,975 $2,975
3-bedroom Apartment, Outside City Center (Monthly)
$2,267 $2,267
$1,734 $1,734
$2,550 $2,550
Buy Apartment in City Center (m2)
$2,729 $2,729
$1,949 $1,949
$2,729 $2,729
Buy Apartment Outside City Center (m2)
$2,722 $2,722
$2,105 $2,105
$2,722 $2,722
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
6.19
7
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Wailuku, HI - Frequently Asked Questions
How does the overall affordability of Wailuku compare for travelers, expats, and digital nomads, and who tends to find it good value?
Compared to bigger Hawaiian hubs, Wailuku offers a more affordable feel for an island town, with a slower rhythm and easier access to local markets. You’ll notice rents and long-term stays hinge on proximity to Lahaina, Kahului, or the coast, but good value shows up in smaller apartments, shared spaces, and longer leases. For many, Cost of Living in Wailuku, HI, United States feels manageable when you cook at home, shop locally, and pick neighborhoods with a mix of housing options. Seasonal demand from visitors can influence prices, but the town remains walkable and bike-friendly for daily errands. Tip: Compare neighborhood vibes and seasonality to find value that fits your rhythm.
What does daily life look like in terms of housing search, food options, transport, and errands in Wailuku?
Understanding Wailuku, HI, United States living cost helps you set expectations as you search for housing. Housing options span compact apartments, modest houses, and guest units, often with flexible terms near the town center. Use local listings, drive around neighborhoods, and visit in person to gauge parking and noise. Food options range from farmers markets and produce boxes to casual eateries; cooking at home stretches budgets. Transport leans toward car use, with limited fixed schedules; some routes and bike lanes keep errands doable. Tip: Map your errands by neighborhood to save time.
What budgeting approaches help you maximize quality of life in Wailuku, including seasonal shopping, neighborhood fit, and saving tips?
A practical budgeting framework for Wailuku centers on prioritizing essentials like housing and groceries, while leaving room for experiences that Hawaii offers. Start by choosing a neighborhood that minimizes commute and parking costs, then tailor your food and utility habits accordingly. Shop at locally produced groceries and markets, use shared workspaces, and tap into community events for low-cost social options. Seasonality affects activity levels and availability of certain services, so adjust expectations and plans. Tip: Track recurring expenses for a simple monthly overview and adjust where needed.
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