Cost of Living in Waco, TX - Updated Prices & Insights

69.86

Solo nomad: Estimated monthly costs are $1,018 (excluding rent), and $2,690 including rent.

Family of 3: Estimated monthly costs are $2,448 (excluding rent), and $4,790 including rent.

Meal at Budget Restaurant

$20.09 $20.09

$13.23 $13.23

$40.69 $40.69

Three-Course Dinner for Two, Mid-Range

$62.8 $62.8

$50.2 $50.2

$151 $151

Fast Food Meal (McDonalds, etc)

$9.88 $9.88

$8.09 $8.09

$19.75 $19.75

Cappuccino

$5.67 $5.67

$3.52 $3.52

$8.05 $8.05

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 $2.14

$1.48 $1.48

$3.95 $3.95

Water (0.33 liter bottle)

$1.52 $1.52

$1.01 $1.01

$3.04 $3.04

Local Beer (0.5 liter draught)

$5.96 $5.96

$3.98 $3.98

$8.95 $8.95

Imported Beer (0.33 liter bottle)

$5.07 $5.07

$4.05 $4.05

$9.12 $9.12

Milk (1 liter)

$1.03 $1.03

$0.77 $0.77

$1.9 $1.9

White Bread (500g)

$2.85 $2.85

$1.69 $1.69

$6.14 $6.14

Rice (white) (1kg)

$2.61 $2.61

$1.74 $1.74

$6.52 $6.52

Eggs

$4.39 $4.39

$2.52 $2.52

$7.06 $7.06

Local Cheese (1kg)

$11.9 $11.9

$6.55 $6.55

$26.22 $26.22

Chicken Fillets (1kg)

$10.77 $10.77

$5.58 $5.58

$22.34 $22.34

Beef Round Steak (1kg)

$11.72 $11.72

$8.78 $8.78

$28.52 $28.52

Apples (1kg)

$4.01 $4.01

$2.16 $2.16

$8.92 $8.92

Banana (1kg)

$1.12 $1.12

$1.07 $1.07

$4.05 $4.05

Oranges (1kg)

$4.12 $4.12

$2.01 $2.01

$9.06 $9.06

Tomato (1kg)

$3.75 $3.75

$1.92 $1.92

$7.56 $7.56

Potato (1kg)

$2.81 $2.81

$1.07 $1.07

$6.66 $6.66

Onion (1kg)

$2.81 $2.81

$1.75 $1.75

$4.43 $4.43

Lettuce (1 head)

$1.58 $1.58

$1.19 $1.19

$2.92 $2.92

Water (1.5 liter bottle)

$1.8 $1.8

$0.56 $0.56

$3.07 $3.07

Cigarettes 20 Pack (Marlboro, Camel)

$7.91 $7.91

$7.54 $7.54

$12.86 $12.86

Wine (Bottle)

$13.94 $13.94

$10.15 $10.15

$26.38 $26.38

Local Beer (0.5 liter bottle)

$1.78 $1.78

$1.47 $1.47

$3.66 $3.66

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.42 $1.42

$7.41 $7.41

One-way Ticket (Public Transport)

$1.46 $1.46

$1.22 $1.22

$1.95 $1.95

Public Transport Monthly Pass (Regular Price)

$40.38 $40.38

Taxi Start (Normal Tariff)

$4.43 $4.43

$3.03 $3.03

$5.06 $5.06

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$1.4 $1.4

$1.91 $1.91

Taxi 1hour Waiting (Normal Tariff)

$34.71 $34.71

$29.75 $29.75

$59.5 $59.5

Gasoline (1 liter)

$0.73 $0.73

$0.64 $0.64

$0.83 $0.83

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K $25.9K

$24K $24K

$35.5K $35.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.4K $25.4K

$28.5K $28.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$105 $105

$492 $492

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.3 $59.3

$27.94 $27.94

$99.8 $99.8

Internet (50+ Mbps, Unlimited Data)

$65.7 $65.7

$49.78 $49.78

$99.6 $99.6

Gym Membership (Monthly)

$27.59 $27.59

$25.08 $25.08

$30.09 $30.09

Cinema Ticket

$9.42 $9.42

$7.93 $7.93

$18.84 $18.84

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$858 $858

$1,816 $1,816

International Primary School, 1 Child (Yearly)

$21.9K $21.9K

$19.8K $19.8K

$24.7K $24.7K

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$27.99 $27.99

$80 $80

Summer Dress (H&M, Zara, etc)

$46.52 $46.52

$30.46 $30.46

$71.1 $71.1

Sport Shoes (Adidas, Nike)

$77 $77

$39.26 $39.26

$123 $123

Men's Leather Business Shoes

$118 $118

$60.2 $60.2

$221 $221

1-bedroom Apartment, City Center (Monthly)

$1,223 $1,223

$1,893 $1,893

1-bedroom Apartment, Outside City Center (Monthly)

$1,534 $1,534

$1,286 $1,286

$1,781 $1,781

3-bedroom Apartment, City Center (Monthly)

$2,398 $2,398

$1,999 $1,999

$2,998 $2,998

3-bedroom Apartment, Outside City Center (Monthly)

$1,913 $1,913

$1,464 $1,464

$2,152 $2,152

Buy Apartment in City Center (m2)

$1,936 $1,936

$1,926 $1,926

$1,947 $1,947

Buy Apartment Outside City Center (m2)

$1,937 $1,937

$1,927 $1,927

$1,948 $1,948

Average Monthly Net Salary (After Tax)

$3,529 $3,529

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

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Cost of Living in Waco, TX - Frequently Asked Questions

Compared with larger metro areas, Waco offers a gentle pace and a practical price range for housing, groceries, and services. The Cost of Living in Waco, TX, United States tends to feel approachable for short-term stays and long-term work setups, especially if you choose to center your base around affordable neighborhoods or commuter-friendly zones near the riverfront. Expect well-priced dining options, a growing coworking scene, and seasonal events that help you stretch a budget without sacrificing access to culture. Tip: map out a 2-3 neighborhood trial to see where you feel most productive and comfortable.

Housing options range from compact apartments to family-friendly houses, and food options span local diners to farmers markets. For daily errands, plan around car or rideshare logistics, as transit is practical but limited in scope. Co-working spaces are approachable, with short commutes from riverfront or university-adjacent areas. In terms of the Waco, TX, United States living cost, you'll notice priorities: affordable groceries outside the city's tourist pockets, reasonable utilities, and flexible lease terms in quieter neighborhoods. Tip: use online searches to filter by walkability and parking before you visit neighborhoods.

Quality of life in Waco blends a friendly vibe with practical budgeting. A simple framework is to separate needs from nice-to-haves: housing, groceries, utilities as core; coworking or gym memberships as optional; travel as variable. Save by targeting offseason travel, taking advantage of farmers markets, and choosing neighborhoods with good access to groceries and transit. In summer, shade and air conditioning become key; in spring and fall, evenings on the riverfront shine. Neighborhood fit depends on your rhythm: downtown for nightlife and walkability, or outskirts for quieter mornings. Tip: build a 6-week trial plan to test routine and commute times.