Cost of Living in Varkaus - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $921 (excluding rent), and $1,680 including rent.
Family of 3: Estimated monthly costs are $2,312 (excluding rent), and $3,550 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$11.6 €10.02
$11.6 €10.02
$23.09 €19.94
Three-Course Dinner for Two, Mid-Range
$79 €68.2
$79 €68.2
$176 €152
Fast Food Meal (McDonalds, etc)
$9.37 €8.09
$9.37 €8.09
$14.06 €12.14
Cappuccino
$4.5 €3.89
$4.5 €3.89
$5.88 €5.08
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 €2.68
$2.68 €2.31
$4.61 €3.98
Water (0.33 liter bottle)
$1.58 €1.36
$1.58 €1.36
$3.38 €2.92
Local Beer (0.5 liter draught)
$7.07 €6.1
$7.07 €6.1
$10.61 €9.16
Imported Beer (0.33 liter bottle)
$7.59 €6.56
$7.01 €6.05
$11.68 €10.09
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.1 €0.95
$0.97 €0.84
$1.76 €1.52
White Bread (500g)
$2.03 €1.76
$1.65 €1.42
$4.93 €4.26
Rice (white) (1kg)
$2.26 €1.95
$2.26 €1.95
$4.7 €4.06
Eggs
$2.42 €2.09
$2.38 €2.06
$4.77 €4.12
Local Cheese (1kg)
$7.41 €6.4
$5.71 €4.93
$15.94 €13.76
Chicken Fillets (1kg)
$12.04 €10.39
$10.23 €8.83
$17.24 €14.89
Beef Round Steak (1kg)
$17.12 €14.78
$12.12 €10.47
$23.1 €19.94
Apples (1kg)
$2.27 €1.96
$1.11 €0.95
$4.65 €4.02
Banana (1kg)
$1.96 €1.69
$1.59 €1.37
$5.96 €5.15
Oranges (1kg)
$3.1 €2.68
$1.05 €0.91
$4.71 €4.07
Tomato (1kg)
$3.81 €3.29
$2.32 €2
$5.83 €5.03
Potato (1kg)
$0.93 €0.8
$0.91 €0.78
$2.41 €2.08
Onion (1kg)
$1.56 €1.35
$1.14 €0.98
$3.4 €2.94
Lettuce (1 head)
$2.1 €1.82
$1.19 €1.03
$2.37 €2.05
Water (1.5 liter bottle)
$1.52 €1.31
$1.33 €1.15
$2.28 €1.97
Cigarettes 20 Pack (Marlboro, Camel)
$9.18 €7.93
$9.18 €7.93
$14.35 €12.39
Wine (Bottle)
$14.03 €12.12
$9.23 €7.97
$17.54 €15.14
Local Beer (0.5 liter bottle)
$2.33 €2.01
$2.33 €2.01
$4.76 €4.11
Imported Beer (0.33 liter bottle)
$3.67 €3.17
$2.51 €2.17
$5.75 €4.97
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.46 €2.99
$3.35 €2.89
$4.04 €3.48
Public Transport Monthly Pass (Regular Price)
$65.7 €56.7
$58.8 €50.8
$67.4 €58.2
Taxi Start (Normal Tariff)
$6.88 €5.94
$6.88 €5.94
$11.66 €10.06
Taxi (Normal Tariff) (1km)
$1.58 €1.37
$1.27 €1.1
$2.1 €1.82
Taxi 1hour Waiting (Normal Tariff)
$46.73 €40.35
$46.73 €40.35
$64.3 €55.5
Gasoline (1 liter)
$2.13 €1.84
$1.97 €1.7
$2.62 €2.26
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K €24.7K
$28.7K €24.7K
$34.9K €30.2K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.7K €24.8K
$28.7K €24.8K
$35.2K €30.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$86.6 €74.8
$86.6 €74.8
$160 €138
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.43 €25.41
$22.72 €19.62
$39.76 €34.33
Internet (50+ Mbps, Unlimited Data)
$18.32 €15.82
$11.61 €10.02
$24.09 €20.8
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$43.18 €37.28
$29.54 €25.5
$56.8 €49.05
Tennis Court (1 Hour on Weekend)
$24.42 €21.08
$17.45 €15.06
$26.75 €23.1
Cinema Ticket
$11.51 €9.94
$11.51 €9.94
$23.03 €19.88
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$337 €291
$294 €254
$380 €328
International Primary School, 1 Child (Yearly)
$4,594 €3,966
$4,594 €3,966
$23K €19.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$98.9 €85.4
$64 €55.3
$128 €111
Summer Dress (H&M, Zara, etc)
$30.27 €26.14
$30.27 €26.14
$72.2 €62.3
Sport Shoes (Adidas, Nike)
$83.8 €72.4
$73.9 €63.8
$136 €118
Men's Leather Business Shoes
$120 €104
$120 €104
$230 €199
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$770 €665
$675 €583
$894 €772
1-bedroom Apartment, Outside City Center (Monthly)
$650 €562
$567 €490
$728 €629
3-bedroom Apartment, City Center (Monthly)
$1,326 €1,145
$1,173 €1,013
$1,532 €1,323
3-bedroom Apartment, Outside City Center (Monthly)
$1,054 €910
$936 €809
$1,171 €1,011
Buy Apartment in City Center (m2)
$3,615 €3,121
$2,749 €2,373
$3,615 €3,121
Buy Apartment Outside City Center (m2)
$2,432 €2,100
$1,844 €1,592
$2,635 €2,275
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$1,799 €1,553
-
20-Year Fixed Mortgage Interest Rate (Annual %)
1.9
1.9
4
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Varkaus - Frequently Asked Questions
How does the overall affordability of Varkaus compare to other Finnish towns, and who tends to find it good value?
Varkaus offers a balanced mix of small-city charm and practical costs. Compared with Helsinki or Tampere, the pace is slower and housing tends to be more affordable, with options ranging from compact flats to family homes that fit a range of budgets. Groceries, dining, and local services are predictable and reasonable by Nordic standards, and you’ll benefit from good public transit and walkable neighborhoods. Seasonal shifts influence heating and energy use, but you can plan ahead with a sensible budget. Cost of Living in Varkaus, Finland provides a realistic baseline for a comfortable daily rhythm without the rush of larger cities. Tip: Plan for seasons and test neighborhoods during different weather.
What does daily life look like for housing, food, transport, and coworking in Varkaus?
Daily life centers on practicality and outdoor access. For housing, you’ll find a mix of compact rentals and family homes; consider the city center for walkable errands, or quieter lakeside neighborhoods for space and serenity. Use local portals or the municipal housing foundation to shortlist options, and be prepared for longer search times in peak seasons. Food options range from supermarkets with reliable selection to lakeside cafes and markets that emphasize fresh, seasonal produce. Public transport is reliable, bikes are practical in good weather, and co-working spaces or cafes with solid wifi cater to remote work. Varkaus living cost varies by neighborhood and season. Tip: Build a simple weekly budget and track expenses to spot savings.
What about quality of life, budgeting frameworks, ways to save, seasonality, and neighborhood fit in Varkaus?
Quality of life in Varkaus centers on accessibility, community services, and outdoor leisure. To budget effectively, use a simple framework like a monthly 50/30/20 approach for essentials, wants, and savings, then flex it with seasonality in heating and travel. For neighborhood fit, mix practical access to groceries and transit with the vibe you want: downtown areas for social life, or quieter lakeside pockets for mornings by the water. Seasonal abundance – snowy winters, bright summers – shapes activities and costs, from winter gear to summer recreation. Tip: Map a two-week stay in a couple of neighborhoods to feel the rhythm before committing.
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