Last update: Oct 2026 United States 103.7K

Cost of Living in Tyler, TX

For one person, living costs in Tyler, TX are estimated at $2,522 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $37 a day.

Monthly Cost of Living

How much you'll spend in Tyler, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tyler, TX actually costs, broken down by who's living it.

Living costs for one person come to about $2,522 monthly including rent, or $1,114 excluding housing.

$2,522 /mo

Estimated monthly costs for a couple: $3,575 with rent, or $1,863 without housing.

$3,575 /mo

Monthly costs for a family of three come to about $4,627 including rent, or $2,613 for daily expenses alone.

$4,627 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$15.03 $15.03
$14.03 $14.03
$15.03 $15.03
Three-Course Dinner for Two, Mid-Range
$59.3 $59.3
$47.41 $47.41
$98.8 $98.8
Fast Food Meal (McDonalds, etc)
$9.71 $9.71
$8.18 $8.18
$12.27 $12.27
Cappuccino
$3.98 $3.98
$2.02 $2.02
$7.08 $7.08
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 $2.07
$1.48 $1.48
$2.91 $2.91
Water (0.33 liter bottle)
$2.55 $2.55
$1.94 $1.94
$3.89 $3.89
Local Beer (0.5 liter draught)
$4.40 $4.40
$2.45 $2.45
$5.87 $5.87
Imported Beer (0.33 liter bottle)
$6.82 $6.82
$4.87 $4.87
$7.31 $7.31
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.00 $1.00
$0.81 $0.81
$1.35 $1.35
White Bread (500g)
$4.04 $4.04
$2.97 $2.97
$4.86 $4.86
Rice (white) (1kg)
$2.31 $2.31
$2.22 $2.22
$3.37 $3.37
Eggs
$4.07 $4.07
$3.55 $3.55
$4.86 $4.86
Local Cheese (1kg)
$14.60 $14.60
$6.57 $6.57
$17.52 $17.52
Chicken Fillets (1kg)
$11.21 $11.21
$5.97 $5.97
$11.94 $11.94
Beef Round Steak (1kg)
$12.42 $12.42
$6.30 $6.30
$17.70 $17.70
Apples (1kg)
$6.01 $6.01
$4.37 $4.37
$7.11 $7.11
Banana (1kg)
$2.03 $2.03
$1.09 $1.09
$4.37 $4.37
Oranges (1kg)
$4.80 $4.80
$3.80 $3.80
$6.14 $6.14
Tomato (1kg)
$4.65 $4.65
$3.50 $3.50
$6.04 $6.04
Potato (1kg)
$3.14 $3.14
$2.22 $2.22
$4.50 $4.50
Onion (1kg)
$2.87 $2.87
$2.50 $2.50
$3.25 $3.25
Lettuce (1 head)
$1.82 $1.82
$1.52 $1.52
$2.22 $2.22
Water (1.5 liter bottle)
$2.48 $2.48
$2.22 $2.22
$2.74 $2.74
Cigarettes 20 Pack (Marlboro, Camel)
$9.26 $9.26
$9.00 $9.00
$12.34 $12.34
Wine (Bottle)
$15.21 $15.21
$12.67 $12.67
$25.34 $25.34
Local Beer (0.5 liter bottle)
$2.43 $2.43
$1.70 $1.70
$4.92 $4.92
Imported Beer (0.33 liter bottle)
$5.34 $5.34
$1.46 $1.46
$5.82 $5.82
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.01 $3.01
$1.00 $1.00
$5.02 $5.02
Public Transport Monthly Pass (Regular Price)
$39.21 $39.21
-
Taxi Start (Normal Tariff)
$3.92 $3.92
$3.92 $3.92
$3.92 $3.92
Taxi (Normal Tariff) (1km)
$3.16 $3.16
$3.16 $3.16
$3.16 $3.16
Gasoline (1 liter)
$0.87 $0.87
$0.65 $0.65
$1.02 $1.02
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.3K $36.3K
$32.0K $32.0K
$40.6K $40.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.0K $29.0K
$29.0K $29.0K
$35.4K $35.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$284 $284
$149 $149
$421 $421
SIM Card Monthly Plan (Calls and 10GB+ Data)
$69.3 $69.3
$29.59 $29.59
$128 $128
Internet (50+ Mbps, Unlimited Data)
$78.5 $78.5
$50.3 $50.3
$126 $126
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$34.38 $34.38
$14.74 $14.74
$54.0 $54.0
Tennis Court (1 Hour on Weekend)
$3.57 $3.57
-
Cinema Ticket
$11.90 $11.90
$9.11 $9.11
$12.15 $12.15
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$643 $643
$459 $459
$858 $858
International Primary School, 1 Child (Yearly)
$9,834 $9,834
$4,917 $4,917
$14.8K $14.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$54.2 $54.2
$35.57 $35.57
$66.1 $66.1
Summer Dress (H&M, Zara, etc)
$68.2 $68.2
$49.91 $49.91
$79.9 $79.9
Sport Shoes (Adidas, Nike)
$92.4 $92.4
$59.1 $59.1
$133 $133
Men's Leather Business Shoes
$191 $191
$79.7 $79.7
$274 $274
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,156 $1,156
$987 $987
$1,382 $1,382
1-bedroom Apartment, Outside City Center (Monthly)
$1,123 $1,123
$955 $955
$1,180 $1,180
3-bedroom Apartment, City Center (Monthly)
$2,258 $2,258
$1,565 $1,565
$3,632 $3,632
3-bedroom Apartment, Outside City Center (Monthly)
$1,731 $1,731
$1,312 $1,312
$3,106 $3,106
Buy Apartment in City Center (m2)
$2,311 $2,311
$1,975 $1,975
$2,951 $2,951
Buy Apartment Outside City Center (m2)
$2,054 $2,054
$1,986 $1,986
$2,158 $2,158
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,336 $3,336
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.1
5.75
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Tyler, TX $2,522
Accommodation & Living
$1.1K
Monthly Utilities & Internet
$432
Groceries & Markets
$403
Eating Out
$251
Clothing & Footwear
$183
Getting Around
$71
Sport & Entertainment
$58

Cost Breakdown

Expect to pay about $1,156 for a central one-bedroom, or $1,123 outside the center. At 35% of the average salary ($3,336), housing is the biggest financial pressure.

Average take-home pay sits at $3,336, while typical expenses reach $2,522. This leaves some room for savings, though a comfortable buffer starts closer to $3,783.

Expect to spend about $403 monthly on groceries. Dining out at a mid-range restaurant costs roughly $59.0 for two.

Public transport is priced at around $39.21 per month.

Cost Highlights

Taxi is more expensive than 96% of cities in North America

Imported beer is more expensive than 95% of cities in North America

Gasoline is cheaper than 92% of cities in North America

Good to know
🕒 Local time
03:18 3:18 AM
🌤 Weather
👥 Population
103,700
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Tyler, TX Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Tyler, TX - Frequently Asked Questions
How does Tyler compare in terms of overall affordability for travelers, expats, and digital nomads?
Tyler offers a balanced mix of affordability and comfort for travelers, expats, and digital nomads. Compared with major coastal hubs, basic living costs tend to be more approachable here, especially if you’re flexible about housing and dining options. Cost of Living in Tyler, TX, United States tends to feel reasonable for a mid-sized city with parks, local culture, and a solid healthcare scene. You’ll often find older rentals with character at lower rents than downtown newer buildings, plus a lively local food scene with affordable produce and casual dining. Utilities and internet are reliable, and short-term leases can suit nomad schedules. Tip: scout a few neighborhoods to match your work and social life before committing.
What does daily life look like in Tyler in terms of housing search, food options, transport, and errands?
In Tyler, you’ll find a practical rhythm for daily life that supports work and exploration. Start your housing search by focusing on neighborhoods that fit your pace and access needs – Downtown for walkability, east Tyler for quieter family-friendly streets, or near the university area if you want cafes and gigs nearby. Food options range from farmers markets and budget-friendly groceries to casual eateries and burger joints. For getting around, a car is common, with rideshares and limited public transit as backups; biking is feasible in many seasons. For errands, you’ll appreciate a compact, well-stocked shopping scene that keeps essentials within reach. Tyler, TX, United States living cost tends to reflect local wages and options. Tip: use a short-term sublet to test neighborhoods before signing a longer lease.
How can you think about quality of life, budgeting, and neighborhood fit in Tyler to maximize value and comfort?
Quality of life in Tyler comes from balance, routines, and smart planning. Build a budgeting framework that suits your cadence – try a simple 50/30/20 split or a zero-based plan that aligns rent, utilities, and food with your work income. Save by cooking at home, buying in-season produce, and choosing neighborhoods with a mix of amenities rather than chasing high rents. Seasonality affects energy use: winters are typically milder, but you may notice spikes when the air is on during cold snaps. Neighborhood fit matters: Downtown offers quick access to cafes and events, while quieter east Tyler can suit longer work days and family life. Tip: leverage local libraries and coworking spaces for cost-efficient work time.
What percentage of income goes to rent in Tyler, TX?
With 35% of the average paycheck going to rent, Tyler, TX is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What is the average cost of living in Tyler, TX?
A single person in Tyler, TX typically spends $2,522 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $1,114. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
Can you save money on an average salary in Tyler, TX?
At $3,336 take-home, most residents in Tyler, TX can cover the $2,522 monthly cost of living. Those earning $3,783 or more have room to save; below-average earners will find things noticeably tighter.
What are typical rents in Tyler, TX?
Where you live in Tyler, TX makes all the difference. Central one-bedrooms cost about $1,156; commute-friendly outer districts come in around $1,123. Overall, the market runs from $1,123 to $1,156 depending on size, location, and apartment condition.
How expensive is a gym membership in Tyler, TX?
A regular gym membership in Tyler, TX costs around $34.38 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Tyler, TX?
Expect to spend around $403 per month on groceries in Tyler, TX. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $2,000 monthly in Tyler, TX?
Living on $2,000 in Tyler, TX means careful planning, since monthly costs average $2,522. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What is quality of life like in Tyler, TX?
Tyler, TX offers genuinely appealing day-to-day living. Residents value fast internet, and at around $2,522 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.

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