Cost of Living in Tortola - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,382 (excluding rent), and $2,559 including rent.

Family of 3: Estimated monthly costs are $3,264 (excluding rent), and $6,140 including rent.

Meal at Budget Restaurant

$29.12 $29.12

$14.06 $14.06

$35.15 $35.15

Three-Course Dinner for Two, Mid-Range

$76.7 $76.7

$50.6 $50.6

$91.1 $91.1

Fast Food Meal (McDonalds, etc)

$15.03 $15.03

Cappuccino

$7.48 $7.48

$6.12 $6.12

$10.2 $10.2

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.78 $1.78

$1.46 $1.46

$1.94 $1.94

Water (0.33 liter bottle)

$1.32 $1.32

$0.99 $0.99

$1.98 $1.98

Local Beer (0.5 liter draught)

$3.41 $3.41

$2.93 $2.93

$3.9 $3.9

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.01 $3.01

$5.02 $5.02

Milk (1 liter)

$2.6 $2.6

$1.95 $1.95

$3.91 $3.91

White Bread (500g)

$5.34 $5.34

$4.06 $4.06

$5.88 $5.88

Rice (white) (1kg)

$6.95 $6.95

Eggs

$7.34 $7.34

Local Cheese (1kg)

$12.87 $12.87

Chicken Fillets (1kg)

$12.86 $12.86

Beef Round Steak (1kg)

$19.98 $19.98

Apples (1kg)

$3.19 $3.19

$1.95 $1.95

$4.41 $4.41

Banana (1kg)

$3.92 $3.92

Oranges (1kg)

$2.06 $2.06

$2.05 $2.05

$2.06 $2.06

Tomato (1kg)

$7.3 $7.3

$6.8 $6.8

$7.79 $7.79

Potato (1kg)

$5.9 $5.9

$3.93 $3.93

$7.85 $7.85

Onion (1kg)

$5.1 $5.1

$4.08 $4.08

$6.11 $6.11

Lettuce (1 head)

$12.18 $12.18

Cigarettes 20 Pack (Marlboro, Camel)

$4.94 $4.94

$4.45 $4.45

$7.9 $7.9

Wine (Bottle)

$9.55 $9.55

$8.03 $8.03

$11.05 $11.05

Local Beer (0.5 liter bottle)

$3.89 $3.89

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 $125

$99.9 $99.9

$150 $150

SIM Card Monthly Plan (Calls and 10GB+ Data)

$101 $101

Internet (50+ Mbps, Unlimited Data)

$117 $117

$102 $102

$132 $132

Gym Membership (Monthly)

$121 $121

Cinema Ticket

$14.89 $14.89

$9.92 $9.92

$19.85 $19.85

Sport Shoes (Adidas, Nike)

$181 $181

Men's Leather Business Shoes

$111 $111

1-bedroom Apartment, City Center (Monthly)

$1,255 $1,255

$1,004 $1,004

$1,506 $1,506

1-bedroom Apartment, Outside City Center (Monthly)

$1,007 $1,007

3-bedroom Apartment, City Center (Monthly)

$2,943 $2,943

3-bedroom Apartment, Outside City Center (Monthly)

$2,775 $2,775

$2,523 $2,523

$3,027 $3,027

Average Monthly Net Salary (After Tax)

$1,972 $1,972

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

Citycost data is based on AI and user input – minor inaccuracies may occur.

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Cost of Living in Tortola - Frequently Asked Questions

Expect some premium on everyday goods and services due to imports and limited competition. Cost of Living in Tortola, British Virgin Islands tends toward the higher end of the Caribbean spectrum, especially for dining out and waterfront stays. Yet you can keep costs in check by cooking at home, shopping at local markets, and choosing smaller apartments or less-touristy neighborhoods. Shoulder seasons often mean quieter streets and better rates on short- and long-term rentals. Tip: Start with a short trial stay to test neighborhoods and build a realistic budget.

On the ground, daily life revolves around a calm pace, practical amenities, and easy access to nature. Tortola, British Virgin Islands living cost shapes housing search and grocery planning. Housing search favors longer leases in Road Town or hillside areas, with quieter options in East End or Cane Garden Bay outside peak season. Food choices range from local markets to international grocers; cooking at home keeps surprises to a minimum, while dining out offers a mix of Caribbean flavors and seafood. For getting around, car rentals, scooters, or taxis cover most needs, and ferries unlock easy island hops. Co-working spots and cafes with reliable Wi-Fi support remote work. Tip: visit during shoulder periods to test commute times and grid your days.

Quality of life in Tortola balances natural beauty with practical tradeoffs. You can design a flexible budget by classifying expenses into housing, groceries, transport, and site-seeing, then adapting as rental terms shift with seasons. To stretch pay, choose energy-efficient lodging, cook at home, and take advantage of local markets for seafood and produce. Seasonality matters: peak months bring busier streets and higher demand, while off-peak offers quieter beaches and better negotiation on rents and services. Neighborhood fit depends on pace: Road Town puts services within reach, while hillside or beach fringe offers more privacy and slower rhythms. Tip: build a simple, monthly checklist to track spend and adjust monthly targets.