Toronto to Waterloo, IA: time difference
Waterloo, IA is 1 h behind Toronto. Live clocks for both, the working hours they share, and how each one sits against your own time.
Your time
One day, 2 clocks
Drag along the band to read any hour in every place at once.
Toronto 14:44 2:44 PM Waterloo, IA 13:44 1:44 PM You –:–
14:44 2:44 PM
Eastern Daylight Time · UTC-4
☀️ 07:37 · 🌙 18:29
13:44 1:44 PM
Central Daylight Time · UTC-5
☀️ 07:28 · 🌙 18:22
·
−1 h
Waterloo, IA is 1 h behind Toronto.
When you, Toronto and Waterloo, IA are all at the desk
Pick the working hours below – the window every location shares appears once your time zone is known.
Working hours
🇨🇦 Toronto
0 12 AM 1 1 AM 2 2 AM 3 3 AM 4 4 AM 5 5 AM 6 6 AM 7 7 AM 8 8 AM 9 9 AM 10 10 AM 11 11 AM 12 12 PM 13 1 PM 14 2 PM 15 3 PM 16 4 PM 17 5 PM 18 6 PM 19 7 PM 20 8 PM 21 9 PM 22 10 PM 23 11 PM
🇺🇸 Waterloo, IA
23 11 PM 0 12 AM 1 1 AM 2 2 AM 3 3 AM 4 4 AM 5 5 AM 6 6 AM 7 7 AM 8 8 AM 9 9 AM 10 10 AM 11 11 AM 12 12 PM 13 1 PM 14 2 PM 15 3 PM 16 4 PM 17 5 PM 18 6 PM 19 7 PM 20 8 PM 21 9 PM 22 10 PM
📍 Your time
- Asleep
- Early
- Working hours
- Evening
- Both working
- Right now
Time zones side by side
| Detail | 🇨🇦 Toronto | 🇺🇸 Waterloo, IA |
|---|---|---|
| Local time | 14:44 | 13:44 |
| Local date | Monday, October 19, 2026 | Monday, October 19, 2026 |
| Time zone | Eastern Daylight Time | Central Daylight Time |
| UTC offset | UTC-4 | UTC-5 |
| Offset from Toronto | — | −1 h |
| IANA zone | America/Toronto | America/Chicago |
| Daylight saving | On summer time → UTC-5, Nov 1, 01:00 | On summer time → UTC-6, Nov 1, 01:00 |
| Sunrise | 07:37 | 07:28 |
| Sunset | 18:29 | 18:22 |
| Daylight | 10 h 52 min | 10 h 55 min |
| People on this clock | 2,731,571 | 67,314 |
Compare Toronto with another city
More comparisons with Toronto: the time zones next to it and the far side of the clock.
Nearby time zones
Big time differences
Toronto and Waterloo, IA: common questions
How many hours behind Toronto is Waterloo, IA?
The clocks in Waterloo are 1 hour behind those in Toronto (UTC−5 and UTC−4).
If it is 9:00 AM in Toronto, what time is it in Waterloo, IA?
At 9:00 AM in Toronto, clocks in Waterloo show 8:00 AM.
What time is it in Waterloo, IA, when it is 6:00 PM in Toronto?
When it is 6:00 PM in Toronto, it is 5:00 PM in Waterloo.
Is there a time when both Toronto and Waterloo, IA, are at work?
Yes: from 10:00 AM to 6:00 PM in Toronto (9:00 AM to 5:00 PM in Waterloo), the working days (9:00 AM–6:00 PM) overlap.
When is it still the previous day in Waterloo, IA?
Until 1:00 AM in Toronto it is still the previous day in Waterloo. The other way round, from 11:00 PM in Waterloo it is already the next day in Toronto.
Does the time gap between Toronto and Waterloo, IA, change during the year?
No – both places switch to and from summer time on the same dates, so the gap stays 1 hour.
