Panama City to Loveland, CO: time difference
Loveland, CO is 2 h behind Panama City. Live clocks for both, the working hours they share, and how each one sits against your own time.
Your time
One day, 2 clocks
Drag along the band to read any hour in every place at once.
Panama City 01:23 1:23 AM Loveland, CO 23:23 11:23 PM You –:–
01:23 1:23 AM
Eastern Standard Time · UTC-5
☀️ 06:09 · 🌙 17:56
23:23 11:23 PM
Mountain Standard Time · UTC-7
☀️ 06:35 · 🌙 16:54
·
−2 h
Loveland, CO is 2 h behind Panama City.
When you, Panama City and Loveland, CO are all at the desk
Pick the working hours below – the window every location shares appears once your time zone is known.
Working hours
🇵🇦 Panama City
0 12 AM 1 1 AM 2 2 AM 3 3 AM 4 4 AM 5 5 AM 6 6 AM 7 7 AM 8 8 AM 9 9 AM 10 10 AM 11 11 AM 12 12 PM 13 1 PM 14 2 PM 15 3 PM 16 4 PM 17 5 PM 18 6 PM 19 7 PM 20 8 PM 21 9 PM 22 10 PM 23 11 PM
🇺🇸 Loveland, CO
22 10 PM 23 11 PM 0 12 AM 1 1 AM 2 2 AM 3 3 AM 4 4 AM 5 5 AM 6 6 AM 7 7 AM 8 8 AM 9 9 AM 10 10 AM 11 11 AM 12 12 PM 13 1 PM 14 2 PM 15 3 PM 16 4 PM 17 5 PM 18 6 PM 19 7 PM 20 8 PM 21 9 PM
📍 Your time
- Asleep
- Early
- Working hours
- Evening
- Both working
- Right now
Time zones side by side
| Detail | 🇵🇦 Panama City | 🇺🇸 Loveland, CO |
|---|---|---|
| Local time | 01:23 | 23:23 |
| Local date | Friday, November 6, 2026 | Thursday, November 5, 2026 |
| Time zone | Eastern Standard Time | Mountain Standard Time |
| UTC offset | UTC-5 | UTC-7 |
| Offset from Panama City | — | −2 h |
| IANA zone | America/Panama | America/Denver |
| Daylight saving | Not observed | On standard time → UTC-6, Mar 14, 03:00 |
| Sunrise | 06:09 | 06:35 |
| Sunset | 17:56 | 16:54 |
| Daylight | 11 h 46 min | 10 h 19 min |
| People on this clock | 1,086,990 | 61,122 |
Compare Panama City with another city
More comparisons with Panama City: the time zones next to it and the far side of the clock.
Nearby time zones
Big time differences
Panama City and Loveland, CO: common questions
How far behind Panama City is Loveland, CO?
Loveland is 2 hours behind Panama City: UTC−7 against UTC−5.
What time is it in Loveland, CO, at the start of the working day in Panama City?
The working day in Panama City starts at 9:00 AM; in Loveland it is 7:00 AM at that moment.
What time is it in Loveland, CO, at the end of the working day in Panama City?
The working day in Panama City ends at 6:00 PM; in Loveland it is 4:00 PM at that moment.
Is there a time when both Panama City and Loveland, CO, are at work?
Yes: from 11:00 AM to 6:00 PM in Panama City (9:00 AM to 4:00 PM in Loveland), the working days (9:00 AM–6:00 PM) overlap.
When does the date change in Loveland, CO, compared with Panama City?
The new day starts in Loveland later: until 2:00 AM in Panama City, it is still the previous day there. From 10:00 PM in Loveland, Panama City is already on the next day.
Does the time difference between Panama City and Loveland, CO, change?
Yes. The clocks change only in Loveland. From March 14, 2027, Loveland will be 1 hour behind Panama City.
