Cost of Living in The Villages, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,042 (excluding rent), and $2,578 including rent.

Family of 3: Estimated monthly costs are $2,374 (excluding rent), and $4,759 including rent.

Meal at Budget Restaurant

$20.19 $20.19

$12.11 $12.11

$25.23 $25.23

Three-Course Dinner for Two, Mid-Range

$39.39 $39.39

$29.55 $29.55

$49.24 $49.24

Fast Food Meal (McDonalds, etc)

$11.13 $11.13

$10.07 $10.07

$14.17 $14.17

Cappuccino

$4.85 $4.85

$3.88 $3.88

$5.82 $5.82

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 $1.77

$1.27 $1.27

$2.03 $2.03

Water (0.33 liter bottle)

$1.97 $1.97

$1.48 $1.48

$2.96 $2.96

Local Beer (0.5 liter draught)

$5.05 $5.05

Imported Beer (0.33 liter bottle)

$10.55 $10.55

$7.03 $7.03

$14.07 $14.07

Milk (1 liter)

$1.22 $1.22

$0.84 $0.84

$1.31 $1.31

White Bread (500g)

$4.32 $4.32

$2.86 $2.86

$5.15 $5.15

Rice (white) (1kg)

$3.66 $3.66

$2.15 $2.15

$5.17 $5.17

Eggs

$4.1 $4.1

$1.95 $1.95

$6.83 $6.83

Local Cheese (1kg)

$11.94 $11.94

$6.82 $6.82

$21.48 $21.48

Chicken Fillets (1kg)

$11.33 $11.33

$6.04 $6.04

$19.54 $19.54

Beef Round Steak (1kg)

$15.4 $15.4

$9.9 $9.9

$24.2 $24.2

Apples (1kg)

$5.03 $5.03

$2.62 $2.62

$9.04 $9.04

Banana (1kg)

$1.66 $1.66

$1.51 $1.51

$1.94 $1.94

Oranges (1kg)

$8.11 $8.11

$5.25 $5.25

$10.96 $10.96

Tomato (1kg)

$4.61 $4.61

$2.15 $2.15

$8.6 $8.6

Potato (1kg)

$2.81 $2.81

$1.31 $1.31

$6.08 $6.08

Onion (1kg)

$2.77 $2.77

$1.78 $1.78

$4.3 $4.3

Lettuce (1 head)

$1.89 $1.89

$1.84 $1.84

$1.94 $1.94

Water (1.5 liter bottle)

$2.09 $2.09

$1.17 $1.17

$3.16 $3.16

Cigarettes 20 Pack (Marlboro, Camel)

$9.62 $9.62

$8.03 $8.03

$12.04 $12.04

Wine (Bottle)

$14.14 $14.14

$9.09 $9.09

$22.23 $22.23

Local Beer (0.5 liter bottle)

$1.77 $1.77

$1.7 $1.7

$2.8 $2.8

Imported Beer (0.33 liter bottle)

$3.27 $3.27

$1.56 $1.56

$5.84 $5.84

One-way Ticket (Public Transport)

$2.19 $2.19

$1.37 $1.37

$2.19 $2.19

Taxi Start (Normal Tariff)

$3.45 $3.45

$2.96 $2.96

$4.93 $4.93

Taxi (Normal Tariff) (1km)

$1.69 $1.69

$1.62 $1.62

$2.26 $2.26

Taxi 1hour Waiting (Normal Tariff)

$32.63 $32.63

$29.51 $29.51

$39.12 $39.12

Gasoline (1 liter)

$0.87 $0.87

$0.78 $0.78

$0.97 $0.97

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K $32.7K

$26.2K $26.2K

$39.8K $39.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$26.7K $26.7K

$28.7K $28.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 $189

$121 $121

$345 $345

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.4 $51.4

$29.18 $29.18

$97.3 $97.3

Internet (50+ Mbps, Unlimited Data)

$49.53 $49.53

$39.62 $39.62

$59.4 $59.4

Gym Membership (Monthly)

$46.05 $46.05

$18.74 $18.74

$53.6 $53.6

Cinema Ticket

$13.7 $13.7

$11.16 $11.16

$18.27 $18.27

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,191 $1,191

$918 $918

$1,695 $1,695

International Primary School, 1 Child (Yearly)

$22.6K $22.6K

$16.2K $16.2K

$26.3K $26.3K

Jeans (Levis 501 Or Similar)

$50.6 $50.6

$29.72 $29.72

$79.3 $79.3

Summer Dress (H&M, Zara, etc)

$34.75 $34.75

$21.72 $21.72

$56.5 $56.5

Sport Shoes (Adidas, Nike)

$60.4 $60.4

$30.44 $30.44

$90.3 $90.3

Men's Leather Business Shoes

$113 $113

$64.5 $64.5

$202 $202

1-bedroom Apartment, City Center (Monthly)

$1,616 $1,616

$1,211 $1,211

$1,874 $1,874

1-bedroom Apartment, Outside City Center (Monthly)

$1,355 $1,355

$1,001 $1,001

$1,502 $1,502

3-bedroom Apartment, City Center (Monthly)

$3,261 $3,261

$3,010 $3,010

$3,512 $3,512

3-bedroom Apartment, Outside City Center (Monthly)

$2,234 $2,234

$1,709 $1,709

$2,513 $2,513

Buy Apartment in City Center (m2)

$2,829 $2,829

$2,020 $2,020

$2,829 $2,829

Buy Apartment Outside City Center (m2)

$2,492 $2,492

$1,927 $1,927

$2,492 $2,492

Average Monthly Net Salary (After Tax)

$7,613 $7,613

20-Year Fixed Mortgage Interest Rate (Annual %)

5.96

6.7

Citycost data is based on AI and user input – minor inaccuracies may occur.

City tags:

🌎 North america

Cost of Living in The Villages, FL - Frequently Asked Questions

Cost of Living in The Villages, FL, United States tends to lean toward value for people who want a self-contained, activity-rich environment. Day-to-day expenses like dining and groceries sit in a comfortable mid-range compared with coastal Florida towns, while bundled community amenities help predict monthly costs. It isn’t the cheapest corner of the state, but the payoff is accessibility, safety, and a built-in social calendar that can offset entertainment and services. For travelers, retirees, or digital nomads seeking a longer, stable stay, the ease of amenities can be a practical upside. Tip: start with a short-stay plan to gauge recurring expenses and adjust your pace of activities accordingly.

The Villages, FL, United States living cost is generally predictable once you understand which fees cover what. Daily life here centers on walkable neighborhoods with abundant on-site services and club amenities. Housing options range from villa and cottage-style rentals to longer-term leases, often with maintenance and amenity access included. Food choices are plentiful – from on-site cafés to nearby supermarkets and farmers markets – making grocery runs quick. Transportation is very car-friendly but optional for many, thanks to golf-cart paths and centralized town squares; occasional rides may be needed for farther trips. For remote work, look for short-term coworking spaces or libraries in Sumter County. Tip: test a week’s routine before committing.

Quality of life depends on neighborhood style and budgeting approach. Build a lightweight budgeting framework: recurring costs (HOA, amenities, groceries) vs discretionary (eats, golf, social activities). Save by cooking at home, taking advantage of community events, and shopping at local markets when possible. Seasonality: winter brings more visitors, affecting availability and crowds for activities, while summers can be quieter and rates drop for some rentals. Pick a neighborhood that matches your pace – Spanish Springs, Brownwood, or village centers – with walkable access to town squares and healthcare options. Tip: scope neighborhoods during a weekday versus weekend and list nonnegotiables like safety, quiet, and access to reliable internet.