Cost of Living in Ternopil - Updated Prices & Insights

25.43
Solo nomad: Estimated monthly costs are $359 (excluding rent), and $583 including rent.
Family of 3: Estimated monthly costs are $872 (excluding rent), and $1,206 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$4.75 ₴197
$3.57 ₴148
$9.51 ₴395
Three-Course Dinner for Two, Mid-Range
$19.38 ₴805
$16.96 ₴704
$48.45 ₴2,011
Fast Food Meal (McDonalds, etc)
$5.85 ₴243
$5.3 ₴220
$7.31 ₴304
Cappuccino
$0.89 ₴36.84
$0.63 ₴26
$1.64 ₴68
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.62 ₴25.77
$0.46 ₴18.9
$1 ₴41.66
Water (0.33 liter bottle)
$0.3 ₴12.25
$0.23 ₴9.48
$0.81 ₴33.58
Local Beer (0.5 liter draught)
$0.84 ₴35.07
$0.71 ₴29.43
$1.41 ₴58.5
Imported Beer (0.33 liter bottle)
$1.23 ₴51.1
$0.99 ₴40.94
$1.96 ₴81.5
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.01 ₴42.03
$0.83 ₴34.31
$1.5 ₴62.2
White Bread (500g)
$0.48 ₴19.73
$0.28 ₴11.44
$0.99 ₴41.04
Rice (white) (1kg)
$1.34 ₴55.8
$1.12 ₴46.39
$1.73 ₴71.9
Eggs
$1.56 ₴64.8
$1.05 ₴43.46
$2.24 ₴92.9
Local Cheese (1kg)
$4.77 ₴198
$4.77 ₴198
$8.36 ₴347
Chicken Fillets (1kg)
$3.76 ₴156
$2.95 ₴123
$4.67 ₴194
Beef Round Steak (1kg)
$4.79 ₴199
$4.08 ₴169
$9.6 ₴398
Apples (1kg)
$0.89 ₴36.76
$0.37 ₴15.39
$2.11 ₴87.6
Banana (1kg)
$1.52 ₴62.9
$0.98 ₴40.68
$1.91 ₴79.3
Oranges (1kg)
$2.14 ₴88.7
$1.11 ₴46.06
$2.66 ₴110
Tomato (1kg)
$1.74 ₴72.3
$0.9 ₴37.38
$6.58 ₴273
Potato (1kg)
$0.58 ₴24.06
$0.3 ₴12.46
$1.94 ₴80.3
Onion (1kg)
$0.67 ₴27.86
$0.31 ₴12.86
$1.07 ₴44.58
Lettuce (1 head)
$1.24 ₴51.5
$0.57 ₴23.72
$2.74 ₴114
Water (1.5 liter bottle)
$0.43 ₴18.01
$0.37 ₴15.44
$0.62 ₴25.73
Cigarettes 20 Pack (Marlboro, Camel)
$2.15 ₴89.3
$2.15 ₴89.3
$3.33 ₴138
Wine (Bottle)
$3.59 ₴149
$3.59 ₴149
$5.97 ₴248
Local Beer (0.5 liter bottle)
$0.91 ₴37.7
$0.63 ₴26
$1.06 ₴44.2
Imported Beer (0.33 liter bottle)
$1.24 ₴51.5
$0.87 ₴36.2
$1.84 ₴76.2
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.37 ₴15.48
$0.25 ₴10.32
$0.37 ₴15.48
Taxi Start (Normal Tariff)
$0.83 ₴34.29
$0.83 ₴34.29
$1.99 ₴82.7
Taxi (Normal Tariff) (1km)
$0.25 ₴10.44
$0.18 ₴7.39
$0.35 ₴14.35
Taxi 1hour Waiting (Normal Tariff)
$2.82 ₴117
$2.82 ₴117
$4.24 ₴176
Gasoline (1 liter)
$1.36 ₴56.6
$1.24 ₴51.5
$1.49 ₴61.7
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K ₴1.2M
$27.6K ₴1.1M
$30.1K ₴1.2M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K ₴875.6K
$20.1K ₴835.7K
$22.8K ₴947.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.1 ₴2,536
$36.25 ₴1,505
$84.6 ₴3,511
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.33 ₴221
$3.98 ₴165
$9.54 ₴396
Internet (50+ Mbps, Unlimited Data)
$6.61 ₴274
$4.95 ₴205
$9.91 ₴411
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$22.91 ₴951
$12.28 ₴510
$24.54 ₴1,019
Tennis Court (1 Hour on Weekend)
$12.29 ₴510
$7.13 ₴296
$14.26 ₴592
Cinema Ticket
$4.31 ₴179
$3.6 ₴149
$7.18 ₴298
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$271 ₴11.3K
$271 ₴11.3K
$271 ₴11.3K
International Primary School, 1 Child (Yearly)
$3,183 ₴132.1K
$2,652 ₴110.1K
$8,841 ₴367K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$42.42 ₴1,761
$29.36 ₴1,219
$97.9 ₴4,063
Summer Dress (H&M, Zara, etc)
$24.29 ₴1,008
$24.29 ₴1,008
$24.29 ₴1,008
Sport Shoes (Adidas, Nike)
$71.4 ₴2,963
$52.4 ₴2,173
$95.2 ₴3,950
Men's Leather Business Shoes
$84 ₴3,488
$72 ₴2,989
$96 ₴3,986
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$255 ₴10.6K
$120 ₴4,961
$359 ₴14.9K
1-bedroom Apartment, Outside City Center (Monthly)
$159 ₴6,611
$95.6 ₴3,966
$239 ₴9,916
3-bedroom Apartment, City Center (Monthly)
$367 ₴15.2K
$318 ₴13.2K
$514 ₴21.3K
3-bedroom Apartment, Outside City Center (Monthly)
$293 ₴12.1K
$232 ₴9,618
$354 ₴14.7K
Buy Apartment in City Center (m2)
$964 ₴40K
$843 ₴35K
$1,084 ₴45K
Buy Apartment Outside City Center (m2)
$582 ₴24.2K
$551 ₴22.9K
$613 ₴25.4K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$450 ₴18.7K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
7
9
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Ternopil - Frequently Asked Questions
How does the overall affordability of Ternopil, Ukraine compare for travelers, expats, and digital nomads?
Ternopil often feels affordable for travelers and longer stays, especially when you align expectations with local norms. Rent for a modest apartment in central or quiet residential areas tends to be lower than in larger Ukrainian cities, groceries stay reasonable, and meals out offer good value without sacrificing quality. Public transport is practical, and utilities and internet remain stable, with costs shaped more by season and usage than by market swings. For a balanced lifestyle, mix local markets, casual eateries, and occasional coworking spaces. Cost of Living in Ternopil, Ukraine reflects solid value for purpose-driven visits. Tip: Start with a short-term stay to test neighborhoods and wifi reliability.
What does a typical day look like in Ternopil for housing, food, transport, and co-working?
On a typical day, you’ll find a city that blends walkable streets with practical options for groceries, coffee, and errands. Housing runs from compact studios to comfortable one-bedroom flats, with prices and terms often favorable when you look beyond the city center. Food choices range from nearby markets and bakeries to affordable casual spots with consistent quality. Local transport is reliable and inexpensive, while biking and pedestrian routes keep daily trips simple. Co-working spaces and cafes with dependable wifi support remote work, often with reasonable drop-in rates. Ternopil, Ukraine living cost awareness helps you tailor daily choices to your budget. Tip: Map a few favorite neighborhoods early to save time and money.
What factors influence quality of life and budgeting, and how can you save while visiting or living in Ternopil?
Quality of life in Ternopil hinges on pace, access to services, and seasonal rhythms. Create a simple budgeting framework: fixed costs (rent, utilities) plus flexible spends (food, transit, activities). In winter, heating and warm clothing cost more in a continental climate, while summers can be comfortable with river breezes. Neighborhoods near the old town offer charming walks and eateries; newer areas may offer newer buildings and easier parking. For savings, shop at local markets, plan meals around seasonal produce, and consolidate errands to reduce trips. Seasonality also means some services shift hours during holidays. Tip: test a few areas during different times of day to feel the vibe.
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