Cost of Living in Ternopil - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $317 (excluding rent), and $585 including rent.

Family of 3: Estimated monthly costs are $823 (excluding rent), and $1,215 including rent.

Meal at Budget Restaurant

$4.9 ₴207

$3.68 ₴156

$9.81 ₴415

Three-Course Dinner for Two, Mid-Range

$19 ₴803

$16.62 ₴703

$47.49 ₴2,007

Fast Food Meal (McDonalds, etc)

$5.83 ₴247

$5.28 ₴223

$7.29 ₴308

Cappuccino

$0.83 ₴34.98

$0.58 ₴24.69

$1.53 ₴64.6

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.59 ₴24.93

$0.43 ₴18.28

$0.95 ₴40.31

Water (0.33 liter bottle)

$0.3 ₴12.5

$0.23 ₴9.67

$0.81 ₴34.26

Local Beer (0.5 liter draught)

$0.83 ₴35

$0.69 ₴29.37

$1.38 ₴58.3

Imported Beer (0.33 liter bottle)

$1.24 ₴52.6

$1 ₴42.13

$1.98 ₴83.8

Milk (1 liter)

$0.94 ₴39.78

$0.77 ₴32.47

$1.39 ₴58.9

White Bread (500g)

$0.48 ₴20.13

$0.28 ₴11.68

$0.99 ₴41.87

Rice (white) (1kg)

$1.27 ₴53.8

$1.06 ₴44.79

$1.64 ₴69.5

Eggs

$1.51 ₴63.7

$1.01 ₴42.77

$2.16 ₴91.4

Local Cheese (1kg)

$4.72 ₴200

$8.27 ₴349

Chicken Fillets (1kg)

$3.71 ₴157

$2.92 ₴123

$4.62 ₴195

Beef Round Steak (1kg)

$4.96 ₴210

$4.22 ₴178

$9.93 ₴420

Apples (1kg)

$0.87 ₴36.96

$0.37 ₴15.47

$2.08 ₴88.1

Banana (1kg)

$1.54 ₴65.1

$1 ₴42.1

$1.94 ₴82

Oranges (1kg)

$2.05 ₴86.8

$1.07 ₴45.06

$2.55 ₴108

Tomato (1kg)

$1.68 ₴71.1

$0.87 ₴36.78

$6.36 ₴269

Potato (1kg)

$0.54 ₴22.72

$0.28 ₴11.77

$1.8 ₴75.9

Onion (1kg)

$0.62 ₴26.18

$0.29 ₴12.08

$0.99 ₴41.89

Lettuce (1 head)

$1.3 ₴54.7

$0.6 ₴25.2

$2.86 ₴121

Water (1.5 liter bottle)

$0.43 ₴18.3

$0.37 ₴15.69

$0.62 ₴26.15

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 ₴93.6

$3.43 ₴145

Wine (Bottle)

$3.47 ₴147

$8.08 ₴342

Local Beer (0.5 liter bottle)

$0.85 ₴35.77

$0.58 ₴24.67

$0.99 ₴41.94

Imported Beer (0.33 liter bottle)

$1.19 ₴50.4

$0.84 ₴35.4

$1.76 ₴74.6

One-way Ticket (Public Transport)

$0.37 ₴15.82

$0.25 ₴10.55

$0.37 ₴15.82

Taxi Start (Normal Tariff)

$0.81 ₴34.27

$1.96 ₴82.6

Taxi (Normal Tariff) (1km)

$0.25 ₴10.65

$0.18 ₴7.54

$0.35 ₴14.64

Taxi 1hour Waiting (Normal Tariff)

$2.89 ₴122

$4.33 ₴183

Gasoline (1 liter)

$1.36 ₴57.7

$1.24 ₴52.5

$1.49 ₴62.9

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K ₴1.3M

$30K ₴1.3M

$32.7K ₴1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K ₴1.1M

$23.8K ₴1M

$27K ₴1.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.1 ₴2,623

$36.82 ₴1,556

$85.9 ₴3,631

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.38 ₴227

$4.02 ₴170

$9.62 ₴406

Internet (50+ Mbps, Unlimited Data)

$6.46 ₴273

$4.84 ₴205

$9.69 ₴409

Gym Membership (Monthly)

$22.53 ₴952

$12.08 ₴510

$24.14 ₴1,020

Tennis Court (1 Hour on Weekend)

$12.42 ₴525

$7.21 ₴305

$14.42 ₴610

Cinema Ticket

$4.22 ₴178

$3.52 ₴149

$7.04 ₴297

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$265 ₴11.2K

International Primary School, 1 Child (Yearly)

$3,491 ₴147.6K

$2,910 ₴123K

$9,698 ₴409.9K

Jeans (Levis 501 Or Similar)

$41.87 ₴1,770

$28.98 ₴1,225

$96.6 ₴4,083

Summer Dress (H&M, Zara, etc)

$24.02 ₴1,015

Sport Shoes (Adidas, Nike)

$73.9 ₴3,124

$54.2 ₴2,291

$98.6 ₴4,166

Men's Leather Business Shoes

$85.6 ₴3,618

$73.4 ₴3,101

$97.8 ₴4,135

1-bedroom Apartment, City Center (Monthly)

$254 ₴10.8K

$119 ₴5,041

$358 ₴15.1K

1-bedroom Apartment, Outside City Center (Monthly)

$163 ₴6,904

$98 ₴4,142

$245 ₴10.4K

3-bedroom Apartment, City Center (Monthly)

$362 ₴15.3K

$314 ₴13.3K

$507 ₴21.4K

3-bedroom Apartment, Outside City Center (Monthly)

$292 ₴12.3K

$231 ₴9,765

$353 ₴14.9K

Buy Apartment in City Center (m2)

$1,053 ₴44.5K

Buy Apartment Outside City Center (m2)

$527 ₴22.3K

Average Monthly Net Salary (After Tax)

$507 ₴21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update: November 29, 2025

Digital Nomad Cost of Living Index

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🇪🇺 Europe

Cost of Living in Ternopil - Frequently Asked Questions

Ternopil often feels affordable for travelers and longer stays, especially when you align expectations with local norms. Rent for a modest apartment in central or quiet residential areas tends to be lower than in larger Ukrainian cities, groceries stay reasonable, and meals out offer good value without sacrificing quality. Public transport is practical, and utilities and internet remain stable, with costs shaped more by season and usage than by market swings. For a balanced lifestyle, mix local markets, casual eateries, and occasional coworking spaces. Cost of Living in Ternopil, Ukraine reflects solid value for purpose-driven visits. Tip: Start with a short-term stay to test neighborhoods and wifi reliability.

On a typical day, you’ll find a city that blends walkable streets with practical options for groceries, coffee, and errands. Housing runs from compact studios to comfortable one-bedroom flats, with prices and terms often favorable when you look beyond the city center. Food choices range from nearby markets and bakeries to affordable casual spots with consistent quality. Local transport is reliable and inexpensive, while biking and pedestrian routes keep daily trips simple. Co-working spaces and cafes with dependable wifi support remote work, often with reasonable drop-in rates. Ternopil, Ukraine living cost awareness helps you tailor daily choices to your budget. Tip: Map a few favorite neighborhoods early to save time and money.

Quality of life in Ternopil hinges on pace, access to services, and seasonal rhythms. Create a simple budgeting framework: fixed costs (rent, utilities) plus flexible spends (food, transit, activities). In winter, heating and warm clothing cost more in a continental climate, while summers can be comfortable with river breezes. Neighborhoods near the old town offer charming walks and eateries; newer areas may offer newer buildings and easier parking. For savings, shop at local markets, plan meals around seasonal produce, and consolidate errands to reduce trips. Seasonality also means some services shift hours during holidays. Tip: test a few areas during different times of day to feel the vibe.