Cost of Living in Temple, TX - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $931 (excluding rent), and $2,417 including rent.

Family of 3: Estimated monthly costs are $2,252 (excluding rent), and $4,309 including rent.

Meal at Budget Restaurant

$17.70 $17.70

$11.86 $11.86

$34.59 $34.59

Three-Course Dinner for Two, Mid-Range

$50.1 $50.1

$44.56 $44.56

$149 $149

Fast Food Meal (McDonalds, etc)

$10.16 $10.16

$8.12 $8.12

$12.19 $12.19

Cappuccino

$4.96 $4.96

$2.57 $2.57

$6.16 $6.16

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 $2.12

$1.71 $1.71

$2.92 $2.92

Water (0.33 liter bottle)

$1.62 $1.62

$1.26 $1.26

$2.93 $2.93

Local Beer (0.5 liter draught)

$3.57 $3.57

$3.06 $3.06

$8.17 $8.17

Imported Beer (0.33 liter bottle)

$3.91 $3.91

$3.90 $3.90

$11.73 $11.73

Milk (1 liter)

$1.01 $1.01

$0.72 $0.72

$1.39 $1.39

White Bread (500g)

$2.88 $2.88

$1.07 $1.07

$4.83 $4.83

Rice (white) (1kg)

$4.77 $4.77

$2.15 $2.15

$12.90 $12.90

Eggs

$3.24 $3.24

$3.06 $3.06

$10.19 $10.19

Local Cheese (1kg)

$8.68 $8.68

$8.50 $8.50

$29.91 $29.91

Chicken Fillets (1kg)

$8.93 $8.93

$5.50 $5.50

$17.60 $17.60

Beef Round Steak (1kg)

$15.10 $15.10

$8.76 $8.76

$23.04 $23.04

Apples (1kg)

$4.84 $4.84

$3.31 $3.31

$6.51 $6.51

Banana (1kg)

$1.44 $1.44

$1.10 $1.10

$6.72 $6.72

Oranges (1kg)

$4.24 $4.24

$2.26 $2.26

$6.78 $6.78

Tomato (1kg)

$2.88 $2.88

$1.99 $1.99

$6.71 $6.71

Potato (1kg)

$2.13 $2.13

$1.09 $1.09

$6.56 $6.56

Onion (1kg)

$2.53 $2.53

$2.10 $2.10

$6.44 $6.44

Lettuce (1 head)

$1.58 $1.58

$0.57 $0.57

$2.92 $2.92

Water (1.5 liter bottle)

$1.89 $1.89

$1.48 $1.48

$5.91 $5.91

Cigarettes 20 Pack (Marlboro, Camel)

$10.39 $10.39

$8.90 $8.90

$11.87 $11.87

Wine (Bottle)

$8.75 $8.75

$5.81 $5.81

$24.31 $24.31

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.45 $1.45

$4.34 $4.34

Imported Beer (0.33 liter bottle)

$2.42 $2.42

$1.39 $1.39

$5.10 $5.10

One-way Ticket (Public Transport)

$2.04 $2.04

$1.27 $1.27

$2.04 $2.04

Public Transport Monthly Pass (Regular Price)

$50.4 $50.4

Taxi Start (Normal Tariff)

$2.92 $2.92

Taxi (Normal Tariff) (1km)

$1.90 $1.90

$3.18 $3.18

Taxi 1hour Waiting (Normal Tariff)

$29.65 $29.65

$26.82 $26.82

$35.55 $35.55

Gasoline (1 liter)

$0.75 $0.75

$0.64 $0.64

$0.88 $0.88

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K $25.3K

$23.9K $23.9K

$36.6K $36.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$28.1K $28.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 $187

$153 $153

$350 $350

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.62 $46.62

$25.20 $25.20

$90.7 $90.7

Internet (50+ Mbps, Unlimited Data)

$62.9 $62.9

$29.47 $29.47

$107 $107

Gym Membership (Monthly)

$17.80 $17.80

$15.26 $15.26

$20.34 $20.34

Cinema Ticket

$11.97 $11.97

$7.98 $7.98

$19.95 $19.95

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,326 $1,326

$895 $895

$1,691 $1,691

International Primary School, 1 Child (Yearly)

$23.9K $23.9K

$17.1K $17.1K

$27.7K $27.7K

Jeans (Levis 501 Or Similar)

$54.7 $54.7

$35.54 $35.54

$99.5 $99.5

Summer Dress (H&M, Zara, etc)

$35.36 $35.36

$20.21 $20.21

$50.5 $50.5

Sport Shoes (Adidas, Nike)

$83.9 $83.9

$64.2 $64.2

$128 $128

Men's Leather Business Shoes

$85.8 $85.8

$80.7 $80.7

$151 $151

1-bedroom Apartment, City Center (Monthly)

$1,472 $1,472

$1,204 $1,204

$1,605 $1,605

1-bedroom Apartment, Outside City Center (Monthly)

$1,339 $1,339

$1,104 $1,104

$1,506 $1,506

3-bedroom Apartment, City Center (Monthly)

$2,304 $2,304

$2,204 $2,204

$2,404 $2,404

3-bedroom Apartment, Outside City Center (Monthly)

$1,943 $1,943

$1,793 $1,793

$2,092 $2,092

Buy Apartment in City Center (m2)

$1,769 $1,769

$1,733 $1,733

$1,818 $1,818

Buy Apartment Outside City Center (m2)

$1,786 $1,786

$1,750 $1,750

$1,836 $1,836

Average Monthly Net Salary (After Tax)

$3,935 $3,935

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.19

8.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 1, 2026

Temple, TX Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Temple, TX - Frequently Asked Questions

Temple, TX offers a gentle affordability profile that appeals to people who want predictable costs without the bustle of larger cities. You’ll typically find lower housing and daily expenses than in major metros, with easy access to groceries, dining, and services. The Cost of Living in Temple, TX sits in a middle ground that appeals to retirees, remote workers, and those relocating for a slower pace while preserving room to save. It’s easier to live on a modest budget if you prioritize longer-term housing options and avoid high-rent districts; walkable cores and reliable public services add value. Tip: map out a simple monthly plan covering housing, utilities, transport, and one leisure activity to maintain balance.

Daily life in Temple blends practicality with a touch of small-city charm. Housing options range from modest apartments to family homes in established neighborhoods, with new developments offering modern layouts. Food choices span from local eateries to larger markets, and farmers markets bring seasonal produce into your routine. Public transit is modest, so many rely on a car or ride-share, while bike lanes and walkable corridors are expanding in key districts. Co-working spaces, cafés with solid Wi‑Fi, and community libraries support remote work and errands. Temple, TX living cost tends to be reasonable for a mid-size city, especially when you compare it to larger metros. Tip: target neighborhoods near downtown or campus for shorter commutes.

A practical approach uses a simple budgeting framework like 50/30/20: allocate needs, wants, and savings, then tune it as you settle in. In Temple you’ll feel seasonality in air conditioning needs and outdoor activities – hot summers demand cooling, while mild winters reduce heating bills. Neighborhood fit matters: closer-to-downtown spots offer dining and services, while family-friendly areas add space and quieter streets. Build a flexible housing plan with a mix of longer leases and optional short-term stays to test neighborhoods before committing. When you shop for groceries, compare big chains with local markets to balance price and quality. Tip: join local groups or coworking communities to get insider tips on the best lanes, parks, and seasonal events.