Cost of Living in Surrey - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,153 (excluding rent), and $3,376 including rent.

Family of 3: Estimated monthly costs are $2,772 (excluding rent), and $4,656 including rent.

Meal at Budget Restaurant

$20.42 £15.25

$10.89 £8.13

$68.1 £50.8

Three-Course Dinner for Two, Mid-Range

$84.4 £63.0

$52.2 £38.97

$214 £160

Fast Food Meal (McDonalds, etc)

$8.98 £6.71

$8.63 £6.45

$10.13 £7.57

Cappuccino

$4.45 £3.32

$3.31 £2.47

$6.61 £4.94

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 £1.63

$1.33 £0.99

$5.97 £4.46

Water (0.33 liter bottle)

$1.59 £1.19

$1.34 £1.00

$2.41 £1.80

Local Beer (0.5 liter draught)

$5.88 £4.39

$2.66 £1.98

$8.02 £5.99

Imported Beer (0.33 liter bottle)

$5.39 £4.02

$3.34 £2.50

$7.81 £5.84

Milk (1 liter)

$1.51 £1.13

$1.35 £1.01

$2.15 £1.61

White Bread (500g)

$1.50 £1.12

$1.17 £0.87

$2.21 £1.65

Rice (white) (1kg)

$2.79 £2.09

$1.61 £1.21

$4.58 £3.42

Eggs

$3.29 £2.46

$2.63 £1.97

$7.12 £5.32

Local Cheese (1kg)

$8.56 £6.39

$3.47 £2.59

$11.36 £8.49

Chicken Fillets (1kg)

$7.28 £5.44

$5.08 £3.80

$8.81 £6.58

Beef Round Steak (1kg)

$15.28 £11.42

$6.49 £4.85

$32.45 £24.24

Apples (1kg)

$4.13 £3.08

$2.18 £1.63

$8.75 £6.54

Banana (1kg)

$2.19 £1.64

$1.19 £0.89

$3.31 £2.47

Oranges (1kg)

$3.07 £2.29

$1.40 £1.04

$4.19 £3.13

Tomato (1kg)

$4.71 £3.52

$2.56 £1.91

$8.91 £6.66

Potato (1kg)

$1.24 £0.92

$0.48 £0.35

$3.09 £2.31

Onion (1kg)

$1.72 £1.29

$1.24 £0.93

$2.77 £2.07

Lettuce (1 head)

$1.08 £0.81

$0.69 £0.51

$1.72 £1.28

Water (1.5 liter bottle)

$1.89 £1.41

$0.48 £0.36

$4.05 £3.03

Cigarettes 20 Pack (Marlboro, Camel)

$13.45 £10.05

$18.49 £13.81

Wine (Bottle)

$11.33 £8.46

$8.85 £6.61

$13.62 £10.17

Local Beer (0.5 liter bottle)

$2.89 £2.16

$2.16 £1.61

$3.64 £2.72

Imported Beer (0.33 liter bottle)

$1.79 £1.34

$0.95 £0.71

$2.64 £1.97

One-way Ticket (Public Transport)

$4.01 £3.00

$2.68 £2.00

$4.01 £3.00

Public Transport Monthly Pass (Regular Price)

$135 £101

$58.6 £43.75

$135 £101

Taxi Start (Normal Tariff)

$4.70 £3.51

$4.56 £3.41

$4.85 £3.62

Taxi (Normal Tariff) (1km)

$1.78 £1.33

$1.57 £1.18

$1.78 £1.33

Taxi 1hour Waiting (Normal Tariff)

$40.98 £30.61

Gasoline (1 liter)

$1.87 £1.39

$1.80 £1.34

$1.88 £1.40

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.1K £28.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K £29.6K

$38.7K £28.9K

$40.7K £30.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$269 £201

$723 £540

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.80 £11.80

$13.83 £10.33

$34.56 £25.81

Internet (50+ Mbps, Unlimited Data)

$41.88 £31.28

$35.46 £26.49

$68.2 £50.9

Gym Membership (Monthly)

$54.1 £40.38

$47.31 £35.34

$60.8 £45.44

Cinema Ticket

$10.84 £8.10

$8.13 £6.08

$16.27 £12.15

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,277 £954

$1,172 £876

$2,134 £1,594

International Primary School, 1 Child (Yearly)

$18.2K £13.6K

Jeans (Levis 501 Or Similar)

$85.5 £63.8

$34.18 £25.53

$137 £102

Summer Dress (H&M, Zara, etc)

$42.85 £32.01

$27.43 £20.49

$48.00 £35.85

Sport Shoes (Adidas, Nike)

$89.6 £66.9

$52.4 £39.13

$117 £87.5

Men's Leather Business Shoes

$138 £103

$109 £81.4

$163 £122

1-bedroom Apartment, City Center (Monthly)

$2,341 £1,749

$936 £700

$2,341 £1,749

1-bedroom Apartment, Outside City Center (Monthly)

$1,965 £1,468

$745 £557

$1,965 £1,468

3-bedroom Apartment, City Center (Monthly)

$3,442 £2,572

$1,604 £1,198

$3,442 £2,572

3-bedroom Apartment, Outside City Center (Monthly)

$1,696 £1,267

$1,289 £963

$1,899 £1,419

Buy Apartment Outside City Center (m2)

$7,166 £5,353

Average Monthly Net Salary (After Tax)

$3,528 £2,635

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

5.25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

Surrey Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

186

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Surrey - Frequently Asked Questions

Surrey sits on the London commuter belt, so you’ll notice a split between affordable options and premium pockets. You’ll find that the Cost of Living in Surrey, United Kingdom is generally lower than central London but higher than many other parts of the country, with big variations by town and proximity to rail lines. Expect good value in quieter suburbs, garden-town neighborhoods, and local markets; expect higher costs in towns with strong commuting links. When budgeting, factor housing, utilities, and transit passes, especially if you plan regular trips to the capital. Tip: draft a short list of 2–3 neighborhoods to test for a weekend stay.

Expect a practical rhythm: search via online portals and local agents, then walk-to neighborhoods near rail lines to gauge daily life. Housing ranges from city-center flats to roomy family homes in leafy suburbs; proximity to a station often lowers commute time and transit costs. For groceries, you’ll find superstores, local markets, and affordable options, plus a growing scene of casual eateries. Getting around can be quick by train to London or by bus and bike within each town. Surrey, United Kingdom living cost varies by area, so spend a couple of days in a few neighborhoods before committing. Tip: test morning commutes on your usual days.

Quality of life in Surrey comes from choosing the right neighborhood for your pace and budget. Build a simple budgeting framework: housing, utilities, groceries, transport, and leisure, then compare month-to-month. Look for energy-efficient homes to cut utilities, and consider longer leases for better rates, if possible. Seasonal swings affect park life and local events, but outdoor options stay strong in milder months. Neighborhood fit tips: Guildford offers culture and rail access, while Weybridge and Reigate provide quieter streets with shops and green space. Tip: join local expat or coworking groups to learn area-specific tips.