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Cost of Living in Surat - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $306 (excluding rent), and $897 including rent.
Family of 3: Estimated monthly costs are $695 (excluding rent), and $1,013 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$3.40 ₹308
$1.13 ₹102
$5.65 ₹513
Three-Course Dinner for Two, Mid-Range
$11.81 ₹1,072
$7.09 ₹643
$23.62 ₹2,143
Fast Food Meal (McDonalds, etc)
$3.43 ₹311
$2.86 ₹260
$5.71 ₹518
Cappuccino
$1.79 ₹162
$0.59 ₹53.7
$2.97 ₹269
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.42 ₹38.56
$0.24 ₹21.63
$0.73 ₹65.8
Water (0.33 liter bottle)
$0.20 ₹18.54
$0.14 ₹12.36
$0.33 ₹29.87
Local Beer (0.5 liter draught)
$3.23 ₹294
$1.76 ₹160
$4.70 ₹427
Imported Beer (0.33 liter bottle)
$4.02 ₹365
$3.45 ₹313
$6.90 ₹626
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.79 ₹72.0
$0.68 ₹61.6
$0.85 ₹76.7
White Bread (500g)
$0.52 ₹47.58
$0.34 ₹30.84
$1.24 ₹113
Rice (white) (1kg)
$0.72 ₹65.6
$0.48 ₹43.41
$1.07 ₹97.0
Eggs
$0.98 ₹88.5
$0.82 ₹74.3
$1.37 ₹124
Local Cheese (1kg)
$4.88 ₹442
$2.94 ₹267
$6.24 ₹566
Chicken Fillets (1kg)
$3.06 ₹278
$1.93 ₹175
$3.97 ₹360
Apples (1kg)
$1.44 ₹131
$0.91 ₹82.9
$2.86 ₹259
Banana (1kg)
$0.59 ₹53.8
$0.45 ₹40.79
$1.11 ₹101
Oranges (1kg)
$0.90 ₹81.6
$0.46 ₹41.66
$1.25 ₹113
Tomato (1kg)
$0.63 ₹56.8
$0.34 ₹31.04
$1.13 ₹103
Potato (1kg)
$0.36 ₹32.44
$0.22 ₹20.17
$0.45 ₹41.21
Onion (1kg)
$0.41 ₹36.97
$0.22 ₹20.24
$0.56 ₹51.1
Lettuce (1 head)
$0.55 ₹49.55
$0.22 ₹19.99
$1.11 ₹101
Water (1.5 liter bottle)
$0.32 ₹28.76
$0.22 ₹20.05
$0.45 ₹40.97
Cigarettes 20 Pack (Marlboro, Camel)
$3.80 ₹345
$2.88 ₹262
$4.03 ₹366
Wine (Bottle)
$8.04 ₹729
$4.42 ₹401
$9.71 ₹881
Local Beer (0.5 liter bottle)
$2.59 ₹235
$0.92 ₹83.5
$3.45 ₹313
Imported Beer (0.33 liter bottle)
$4.03 ₹366
$3.46 ₹314
$5.76 ₹523
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$8.63 ₹784
$3.51 ₹319
$11.70 ₹1,062
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.22 ₹19.88
$0.11 ₹10.37
$0.55 ₹50.1
Public Transport Monthly Pass (Regular Price)
$5.86 ₹532
$3.52 ₹319
$10.56 ₹958
Taxi Start (Normal Tariff)
$0.96 ₹87.3
$0.36 ₹32.85
$1.80 ₹163
Taxi 1hour Waiting (Normal Tariff)
$1.18 ₹107
$1.06 ₹96.5
$1.76 ₹160
Gasoline (1 liter)
$1.14 ₹103
$1.08 ₹98.0
$1.19 ₹108
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.8K ₹1.1M
$9,475 ₹859.8K
$16.6K ₹1.5M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ₹2.0M
$14.1K ₹1.3M
$25.9K ₹2.3M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$38.34 ₹3,479
$23.57 ₹2,139
$82.5 ₹7,487
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.25 ₹295
$2.37 ₹215
$3.98 ₹361
Internet (50+ Mbps, Unlimited Data)
$7.83 ₹711
$4.74 ₹430
$11.84 ₹1,075
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$18.05 ₹1,638
$5.86 ₹532
$29.32 ₹2,661
Tennis Court (1 Hour on Weekend)
$7.03 ₹638
$3.56 ₹323
$17.81 ₹1,616
Cinema Ticket
$2.84 ₹257
$2.27 ₹206
$3.97 ₹360
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$48.65 ₹4,415
$23.09 ₹2,096
$173 ₹15.7K
International Primary School, 1 Child (Yearly)
$1,296 ₹117.6K
$816 ₹74.1K
$2,333 ₹211.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$23.64 ₹2,145
$11.41 ₹1,036
$34.24 ₹3,107
Summer Dress (H&M, Zara, etc)
$25.29 ₹2,295
$11.81 ₹1,072
$35.43 ₹3,215
Sport Shoes (Adidas, Nike)
$43.18 ₹3,919
$17.66 ₹1,603
$94.2 ₹8,549
Men's Leather Business Shoes
$40.98 ₹3,719
$17.11 ₹1,553
$114 ₹10.4K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$243 ₹22.0K
$173 ₹15.7K
$346 ₹31.4K
1-bedroom Apartment, Outside City Center (Monthly)
$556 ₹50.5K
$326 ₹29.6K
$582 ₹52.8K
3-bedroom Apartment, City Center (Monthly)
$505 ₹45.8K
$354 ₹32.1K
$1,612 ₹146.3K
3-bedroom Apartment, Outside City Center (Monthly)
$276 ₹25.1K
$140 ₹12.7K
$560 ₹50.9K
Buy Apartment in City Center (m2)
$733 ₹66.5K
$671 ₹60.9K
$955 ₹86.6K
Buy Apartment Outside City Center (m2)
$325 ₹29.5K
$303 ₹27.5K
$707 ₹64.2K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$381 ₹34.6K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
9.2
7.6
12

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

Surat Median Internet Speeds (Updated December 2025)

Mobile

Download
98
Mbps
Upload
21
Mbps
Latency
19
ms

Fixed Broadband

Download
53
Mbps
Upload
53
Mbps
Latency
16
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Surat - Frequently Asked Questions
Is Surat affordable for travelers, expats, and digital nomads, and who tends to find it good value?
Cost of Living in Surat is approachable for many travelers and expats. The city offers a practical mix of affordable street meals, inexpensive local transport, and reasonably priced housing outside the core business zones. If you pace your stay and prioritize efficiency, your daily costs can stay predictable without sacrificing convenience. Choose non-touristy neighborhoods for rentals, buy produce at fresh markets, and lean toward short commutes with accessible transit options. For work or study, there are good-value coworking spaces and libraries that reduce overhead costs. Seasonal heat or rain can influence outdoor plans, but costs stay fairly steady. Tip: plan a monthly budget that clusters essentials and leisure separately.
What does daily life look like in Surat in terms of housing search, food options, transport, and co-working spots?
Finding a place to stay in Surat is doable with options from furnished rooms to longer rentals outside the city center. Start by checking local listings and visiting a few neighborhoods to judge noise, safety, and commute. Food options range from busy street stalls to mid-range eateries; cooking at home is a reliable money-saver. For transport, auto-rickshaws, buses, and ride-hailing apps cover most trips, while short hops are easy on foot or by bike. Co-working spaces are common near business hubs, often with flexible day passes. Surat living cost can be surprisingly efficient when you mix markets and affordable street eats. Tip: map a couple of go-to routes for daily trips.
What strategies help maximize quality of life in Surat, including budgeting, seasonality, and neighborhood fit?
Quality of life in Surat comes from a simple, repeatable budgeting approach and thoughtful area choice. Use a budgeting framework that tracks essentials (rent, utilities, groceries) separately from discretionary spend (eating out, transport) and adjusts with the seasons. Summers push cooling needs; monsoon months affect travel and outerwear decisions, so plan ahead with reliable gear and flexible transport options. Neighborhood fit matters: look for areas with markets, reliable Wi‑Fi, and easy access to parks or riverfront redevelopments. Build a short list of neighborhoods that balance commute, safety, and community feel, then test them on weekend strolls. Tip: negotiate rent or inclusions and keep a small buffer for surprises.

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