Cost of Living in St. Thomas - Updated Prices & Insights

Name: St. Thomas
Address: St. Thomas, CA

Solo nomad: Estimated monthly costs are $980 (excluding rent), and $2,286 including rent.

Family of 3: Estimated monthly costs are $2,507 (excluding rent), and $4,519 including rent.

Meal at Budget Restaurant

$20.61 CA$28.65

$11.24 CA$15.62

$26.23 CA$36.47

Three-Course Dinner for Two, Mid-Range

$74.1 CA$103

$48.17 CA$67.0

$111 CA$155

Fast Food Meal (McDonalds, etc)

$11.26 CA$15.64

$9.50 CA$13.20

$12.43 CA$17.27

Cappuccino

$3.47 CA$4.83

$2.19 CA$3.04

$5.10 CA$7.08

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 CA$2.55

$1.31 CA$1.82

$2.42 CA$3.36

Water (0.33 liter bottle)

$1.74 CA$2.42

$1.44 CA$2.00

$2.31 CA$3.21

Local Beer (0.5 liter draught)

$5.13 CA$7.12

$3.66 CA$5.09

$5.86 CA$8.15

Imported Beer (0.33 liter bottle)

$6.03 CA$8.38

$3.02 CA$4.20

$6.78 CA$9.43

Milk (1 liter)

$2.00 CA$2.77

$0.90 CA$1.25

$3.59 CA$4.99

White Bread (500g)

$2.59 CA$3.61

$1.44 CA$2.01

$3.61 CA$5.01

Rice (white) (1kg)

$3.26 CA$4.53

$1.45 CA$2.01

$4.42 CA$6.15

Eggs

$3.16 CA$4.40

$2.26 CA$3.13

$4.50 CA$6.25

Local Cheese (1kg)

$9.86 CA$13.70

$4.46 CA$6.20

$12.27 CA$17.06

Chicken Fillets (1kg)

$11.26 CA$15.64

$3.66 CA$5.09

$19.14 CA$26.60

Beef Round Steak (1kg)

$15.67 CA$21.79

$4.40 CA$6.11

$20.05 CA$27.87

Apples (1kg)

$4.13 CA$5.74

$1.84 CA$2.56

$5.18 CA$7.20

Banana (1kg)

$1.29 CA$1.79

$0.50 CA$0.70

$1.61 CA$2.24

Oranges (1kg)

$3.33 CA$4.62

$1.87 CA$2.60

$4.49 CA$6.25

Tomato (1kg)

$3.87 CA$5.38

$1.42 CA$1.97

$5.01 CA$6.97

Potato (1kg)

$2.87 CA$3.99

$0.73 CA$1.02

$4.51 CA$6.27

Onion (1kg)

$2.56 CA$3.55

$1.09 CA$1.52

$2.92 CA$4.06

Lettuce (1 head)

$2.30 CA$3.19

$1.07 CA$1.49

$2.84 CA$3.95

Water (1.5 liter bottle)

$1.50 CA$2.09

$0.67 CA$0.94

$2.97 CA$4.12

Cigarettes 20 Pack (Marlboro, Camel)

$11.20 CA$15.57

$10.46 CA$14.54

$14.20 CA$19.74

Wine (Bottle)

$14.57 CA$20.25

$10.20 CA$14.18

$17.48 CA$24.29

Local Beer (0.5 liter bottle)

$2.13 CA$2.97

$1.20 CA$1.67

$3.21 CA$4.47

Imported Beer (0.33 liter bottle)

$2.57 CA$3.58

$1.68 CA$2.34

$2.99 CA$4.16

One-way Ticket (Public Transport)

$2.30 CA$3.20

$1.85 CA$2.57

$2.51 CA$3.49

Public Transport Monthly Pass (Regular Price)

$62.2 CA$86.5

$50.7 CA$70.4

$62.2 CA$86.5

Taxi Start (Normal Tariff)

$2.42 CA$3.36

$2.26 CA$3.15

$6.03 CA$8.39

Taxi (Normal Tariff) (1km)

$1.74 CA$2.42

$1.39 CA$1.93

$2.09 CA$2.91

Taxi 1hour Waiting (Normal Tariff)

$31.84 CA$44.25

$26.22 CA$36.45

$37.46 CA$52.1

Gasoline (1 liter)

$1.11 CA$1.55

$1.02 CA$1.41

$1.22 CA$1.70

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K CA$28.1K

$19.9K CA$27.7K

$22.2K CA$30.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 CA$183

$80.5 CA$112

$259 CA$360

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.8 CA$76.1

$26.07 CA$36.24

$74.5 CA$104

Internet (50+ Mbps, Unlimited Data)

$58.3 CA$81.0

$43.77 CA$60.8

$89.1 CA$124

Gym Membership (Monthly)

$42.62 CA$59.2

$18.72 CA$26.02

$56.2 CA$78.1

Cinema Ticket

$11.22 CA$15.60

$13.23 CA$18.39

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$563 CA$782

$225 CA$313

$1,276 CA$1,773

International Primary School, 1 Child (Yearly)

$10.9K CA$15.2K

$10.2K CA$14.2K

$18.2K CA$25.4K

Jeans (Levis 501 Or Similar)

$55.5 CA$77.1

$37.32 CA$51.9

$89.6 CA$124

Summer Dress (H&M, Zara, etc)

$38.87 CA$54.0

$18.51 CA$25.73

$107 CA$149

Sport Shoes (Adidas, Nike)

$85.9 CA$119

$48.25 CA$67.1

$122 CA$170

Men's Leather Business Shoes

$81.3 CA$113

$36.62 CA$50.9

$183 CA$254

1-bedroom Apartment, City Center (Monthly)

$1,182 CA$1,643

$990 CA$1,376

$1,375 CA$1,911

1-bedroom Apartment, Outside City Center (Monthly)

$1,181 CA$1,642

$886 CA$1,231

$1,255 CA$1,745

3-bedroom Apartment, City Center (Monthly)

$1,992 CA$2,769

$1,601 CA$2,225

$2,183 CA$3,034

3-bedroom Apartment, Outside City Center (Monthly)

$1,821 CA$2,531

$1,476 CA$2,051

$2,066 CA$2,872

Buy Apartment in City Center (m2)

$4,672 CA$6,494

Buy Apartment Outside City Center (m2)

$3,657 CA$5,083

Average Monthly Net Salary (After Tax)

$2,954 CA$4,106

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.45

6.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 13, 2026

St. Thomas Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

342

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in St. Thomas - Frequently Asked Questions

St. Thomas offers a balanced mix of small-city charm and practical costs. Cost of Living in St. Thomas, Canada sits in a comfortable middle ground compared with larger Ontario centers, with housing and everyday expenses often more approachable than in Toronto or Ottawa. For longer stays, renting furnished units, studios, or shared housing can stretch your budget. Neighborhoods near the historic downtown or along the riverfront offer walkability and transit access without paying a premium. Seasonality can shift demand, so consider shoulder periods for longer stays. Tip: Build a flexible monthly budget that accounts for seasonal price shifts and local transit passes.

Daily life here centers on practical comfort. When you search for housing, you’ll find a range of options in walkable pockets near town, with slightly more affordable rents than bigger urban centers. Grocery choices cover large supermarkets and local markets with seasonal produce. Transit is straightforward, with a regional bus network and bike lanes in fair weather; car sharing helps on weekend trips. Co-working spaces, libraries, and cafes provide flexible work options for nomads. St. Thomas, Canada living cost remains steady for budgeting throughout the year. Tip: Explore mixed-use neighborhoods to minimize trips and keep errands compact.

Quality of life hinges on a simple budgeting approach that tracks housing, food, transport, and incidental costs, then compares experiences across neighborhoods. For seasons, plan for hot summers and cold winters by choosing housing with good insulation and efficient heating. Neighborhood fit matters: riverfront areas offer strollable routes, downtown pockets provide dining and services, and quieter residential streets suit longer stays. Dining out can be balanced with grocery planning and cooking at home; markets and community events can lower costs. Use transit passes or bikes to cut transport costs, and allocate some weeks for flexible work setups. Tip: Start with a neighborhood visit plan to test commute times and amenities before choosing where to stay.