Cost of Living in St John - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,106 (excluding rent), and $3,174 including rent.
Family of 3: Estimated monthly costs are $3,224 (excluding rent), and $6,466 including rent.
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$17.58 $17.58
$15.07 $15.07
$20.09 $20.09
Three-Course Dinner for Two, Mid-Range
$163 $163
$150 $150
$175 $175
Fast Food Meal (McDonalds, etc)
$8.6 $8.6
-
Cappuccino
$6.39 $6.39
$5.89 $5.89
$6.88 $6.88
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.07 $3.07
$3.07 $3.07
$3.07 $3.07
Water (0.33 liter bottle)
$1.95 $1.95
$1.95 $1.95
$1.95 $1.95
Local Beer (0.5 liter draught)
$6.54 $6.54
$5.03 $5.03
$8.05 $8.05
Imported Beer (0.33 liter bottle)
$7.16 $7.16
$6.14 $6.14
$8.19 $8.19
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.9 $2.9
$2.72 $2.72
$3.09 $3.09
White Bread (500g)
$5.59 $5.59
$5.35 $5.35
$5.82 $5.82
Rice (white) (1kg)
$1.45 $1.45
-
Eggs
$6.58 $6.58
$5.14 $5.14
$8.02 $8.02
Local Cheese (1kg)
$17.54 $17.54
-
Chicken Fillets (1kg)
$26.92 $26.92
-
Banana (1kg)
$4.97 $4.97
$3.44 $3.44
$6.49 $6.49
Tomato (1kg)
$8.7 $8.7
-
Onion (1kg)
$4.44 $4.44
-
Lettuce (1 head)
$5.01 $5.01
-
Wine (Bottle)
$19.62 $19.62
-
Imported Beer (0.33 liter bottle)
$5.86 $5.86
-
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$6.04 $6.04
-
Public Transport Monthly Pass (Regular Price)
$140 $140
-
Taxi (Normal Tariff) (1km)
$3.09 $3.09
-
Gasoline (1 liter)
$1.61 $1.61
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K $22.5K
-
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$245 $245
-
Internet (50+ Mbps, Unlimited Data)
$59.8 $59.8
-
🧸 Childcare & Education
Cost
Range
International Primary School, 1 Child (Yearly)
$13.4K $13.4K
-
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$100 $100
-
Summer Dress (H&M, Zara, etc)
$59.1 $59.1
-
Sport Shoes (Adidas, Nike)
$49.36 $49.36
-
Men's Leather Business Shoes
$50.6 $50.6
-
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,200 $2,200
-
1-bedroom Apartment, Outside City Center (Monthly)
$1,832 $1,832
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,985 $2,985
$995 $995
$4,974 $4,974
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,979 $3,979
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.05
4.2
9.9
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in St John - Frequently Asked Questions
How would you describe overall affordability in St John, Us Virgin Islands for travelers, expats, and digital nomads?
Cost of Living in St John, Us Virgin Islands reflects island import costs, limited housing stock, and seasonal demand, which means everyday expenses can feel higher than many destinations. St John attracts travelers, remote workers, and expats who prize scenery, safety, and a laid-back pace, so value often shows up in experiences rather than bargain prices. If you are mindful about groceries, dining out selectively, and choosing modest accommodations, you can balance comfort with practicality. For a test run, try a month with a flexible plan before committing long term. Tip: Map your priorities to housing, groceries, and transit to see how the local rhythm fits your work and play.
What does daily life look like on the island in terms of housing options, food, and getting around?
Daily life on St John balances stunning scenery with practical limits. Housing search favors smaller rentals or hillside villas; leases can vary by season and inventory shifts with tourism flow. Grocery options rely on local markets and imported items, so expect a premium on staples and fresh produce. Plan meals and shop weekly to control costs. Getting around often means a compact car or scooter, with ferries to neighboring islands; some neighborhoods are walkable, others demand a bike. Co-working spaces and wifi-friendly cafes exist, but speeds may be slower than mainland hubs. The St John, Us Virgin Islands living cost encourages smart budgeting and cooking at home. Tip: Map a weekly routine that saves transit time and money.
What tips help maximize quality of life and budget on St John, including seasonality and neighborhood fit?
Quality of life on St John hinges on balance: you may pay for serenity, outdoors access, and safety, but you can tailor your budget with a few practical frameworks. Start with a simple monthly grid: housing, groceries, and transport as fixed anchors, discretionary living as variables. Seasonality matters; peak tourist months often affect crowds and service prices, while off-peak times can mean calmer beaches and more negotiating room. Neighborhood fit matters: Cruz Bay offers amenities and quick errands, Coral Bay feels more laid-back, and hike-friendly overlooks suit remote workers who value quiet. Tip: leverage local markets, community events, and short-term housing to test different layouts before committing.
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