Cost of Living Comparison Between St John and Chiang Mai Cost of Living Comparison Between St John and Chiang Mai

Monthly Cost of Living

A single person spends $322 per month in St John vs $950 in Chiang Mai, rent included.

A couple spends around $929 per month in St John vs $1,430 in Chiang Mai, rent included.

A family of three spends $1,536 per month in St John vs $1,909 in Chiang Mai, rent included.

St John is about 66% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both St John and Chiang Mai are more affordable than the global median – St John 77% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$19.94 $19.94

$2.10 ฿69.3

849.52%

Three-Course Dinner for Two, Mid-Range

$177 $177

$19.84 ฿656

789.72%

Fast Food Meal (McDonalds, etc)

$5.79 ฿191

Cappuccino

$6.87 $6.87

$1.83 ฿60.4

275.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 $2.91

$0.78 ฿25.61

273.08%

Water (0.33 liter bottle)

$2.03 $2.03

$0.31 ฿10.37

554.84%

Local Beer (0.5 liter draught)

$8.15 $8.15

$2.34 ฿77.2

248.29%

Imported Beer (0.33 liter bottle)

$8.18 $8.18

$3.70 ฿122

121.08%

Milk (1 liter)

$2.03 ฿67.1

White Bread (500g)

$1.60 ฿52.7

Rice (white) (1kg)

$1.42 ฿46.75

Eggs

$2.18 ฿71.9

Local Cheese (1kg)

$15.91 ฿526

Chicken Fillets (1kg)

$3.07 ฿102

Beef Round Steak (1kg)

$9.87 ฿326

Apples (1kg)

$2.63 ฿86.8

Banana (1kg)

$1.10 ฿36.19

Oranges (1kg)

$1.63 ฿53.8

Tomato (1kg)

$1.53 ฿50.6

Potato (1kg)

$1.24 ฿41.13

Onion (1kg)

$1.13 ฿37.37

Lettuce (1 head)

$0.74 ฿24.38

Water (1.5 liter bottle)

$0.50 ฿16.48

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 ฿141

Wine (Bottle)

$17.97 ฿594

Local Beer (0.5 liter bottle)

$1.70 ฿56.1

Imported Beer (0.33 liter bottle)

$2.90 ฿95.7

One-way Ticket (Public Transport)

$0.94 ฿31.13

Public Transport Monthly Pass (Regular Price)

$55.3 ฿1,827

Taxi Start (Normal Tariff)

$1.23 ฿40.76

Taxi (Normal Tariff) (1km)

$0.53 ฿17.66

Taxi 1hour Waiting (Normal Tariff)

$2.40 ฿79.3

Gasoline (1 liter)

$1.57 $1.57

$1.44 ฿47.55

9.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ฿700.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K ฿902.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.9 ฿2,145

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.35 ฿441

Internet (50+ Mbps, Unlimited Data)

$20.83 ฿688

Gym Membership (Monthly)

$40.42 ฿1,336

Tennis Court (1 Hour on Weekend)

$3.95 ฿131

Cinema Ticket

$6.71 ฿222

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 ฿26.0K

International Primary School, 1 Child (Yearly)

$13.8K $13.8K

$15.1K ฿499.6K

-9.03%

Jeans (Levis 501 Or Similar)

$56.2 ฿1,858

Summer Dress (H&M, Zara, etc)

$24.95 ฿824

Sport Shoes (Adidas, Nike)

$92.7 ฿3,063

Men's Leather Business Shoes

$75.1 ฿2,482

1-bedroom Apartment, City Center (Monthly)

$484 ฿16.0K

1-bedroom Apartment, Outside City Center (Monthly)

$287 ฿9,491

3-bedroom Apartment, City Center (Monthly)

$910 ฿30.1K

3-bedroom Apartment, Outside City Center (Monthly)

$531 ฿17.5K

Buy Apartment in City Center (m2)

$12.8K $12.8K

$1,980 ฿65.4K

544.94%

Buy Apartment Outside City Center (m2)

$1,451 ฿47.9K

Average Monthly Net Salary (After Tax)

$5,178 $5,178

$605 ฿20.0K

755.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.05

5.57

26.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St John: September 5, 2026

Last update for Chiang Mai: September 7, 2026

Cost Breakdown

Salaries run about 756% higher in St John, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $177 in St John versus $20.00 in Chiang Mai. Use this as a proxy for overall food spending across the two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St John vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 195% more than St John, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $483 per month in St John and $1,426 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $322 in St John and $950 in Chiang Mai. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $177 in St John and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in St John, where all-in costs run around $322, than in Chiang Mai at $950. In St John it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. St John costs $322 versus $950 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St John. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.