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Cost of Living in St. Gallen - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,765 (excluding rent), and $3,575 including rent.
Family of 3: Estimated monthly costs are $4,608 (excluding rent), and $7,128 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$30.78 CHFย 24.72
$25.86 CHFย 20.76
$36.94 CHFย 29.66
Three-Course Dinner for Two, Mid-Range
$146 CHFย 118
$110 CHFย 88.1
$171 CHFย 137
Fast Food Meal (McDonalds, etc)
$18.18 CHFย 14.60
$17.09 CHFย 13.72
$18.30 CHFย 14.70
Cappuccino
$6.27 CHFย 5.03
$5.51 CHFย 4.43
$7.23 CHFย 5.81
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.92 CHFย 4.76
$5.65 CHFย 4.54
$6.40 CHFย 5.14
Water (0.33 liter bottle)
$5.22 CHFย 4.19
$4.28 CHFย 3.44
$6.12 CHFย 4.92
Local Beer (0.5 liter draught)
$7.31 CHFย 5.87
$6.00 CHFย 4.82
$9.00 CHFย 7.23
Imported Beer (0.33 liter bottle)
$7.02 CHFย 5.64
$5.49 CHFย 4.41
$8.91 CHFย 7.16
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$2.20 CHFย 1.77
$2.18 CHFย 1.75
$2.24 CHFย 1.80
White Bread (500g)
$2.65 CHFย 2.13
$1.18 CHFย 0.94
$4.33 CHFย 3.48
Rice (white) (1kg)
$3.51 CHFย 2.82
$1.44 CHFย 1.16
$5.94 CHFย 4.77
Eggs
$8.00 CHFย 6.43
$6.59 CHFย 5.29
$9.52 CHFย 7.64
Local Cheese (1kg)
$27.85 CHFย 22.37
$19.89 CHFย 15.97
$36.06 CHFย 28.95
Chicken Fillets (1kg)
$31.93 CHFย 25.64
$21.85 CHFย 17.54
$40.05 CHFย 32.16
Beef Round Steak (1kg)
$40.97 CHFย 32.90
$31.19 CHFย 25.05
$119 CHFย 95.7
Apples (1kg)
$3.15 CHFย 2.53
$2.42 CHFย 1.95
$6.68 CHFย 5.36
Banana (1kg)
$1.84 CHFย 1.48
$1.57 CHFย 1.26
$3.64 CHFย 2.92
Oranges (1kg)
$2.55 CHFย 2.04
$1.88 CHFย 1.51
$3.62 CHFย 2.91
Tomato (1kg)
$7.01 CHFย 5.63
$3.87 CHFย 3.11
$9.69 CHFย 7.78
Potato (1kg)
$2.48 CHFย 1.99
$1.08 CHFย 0.87
$4.73 CHFย 3.80
Onion (1kg)
$2.26 CHFย 1.81
$1.81 CHFย 1.45
$2.35 CHFย 1.89
Lettuce (1 head)
$2.31 CHFย 1.85
$1.08 CHFย 0.87
$9.48 CHFย 7.61
Water (1.5 liter bottle)
$1.14 CHFย 0.92
$0.75 CHFย 0.60
$2.07 CHFย 1.66
Cigarettes 20 Pack (Marlboro, Camel)
$10.97 CHFย 8.81
$10.60 CHFย 8.51
$12.35 CHFย 9.92
Wine (Bottle)
$11.16 CHFย 8.96
$9.91 CHFย 7.96
$18.59 CHFย 14.93
Local Beer (0.5 liter bottle)
$2.17 CHFย 1.74
$1.56 CHFย 1.25
$2.40 CHFย 1.93
Imported Beer (0.33 liter bottle)
$2.37 CHFย 1.90
$1.99 CHFย 1.60
$2.49 CHFย 2.00
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$4.31 CHFย 3.46
$3.23 CHFย 2.59
$8.70 CHFย 6.98
Public Transport Monthly Pass (Regular Price)
$81.7 CHFย 65.6
$62.0 CHFย 49.80
$310 CHFย 249
Taxi Start (Normal Tariff)
$6.64 CHFย 5.33
$6.03 CHFย 4.84
$8.44 CHFย 6.77
Taxi (Normal Tariff) (1km)
$4.18 CHFย 3.36
$4.18 CHFย 3.36
$4.51 CHFย 3.62
Taxi 1hour Waiting (Normal Tariff)
$80.7 CHFย 64.8
$62.1 CHFย 49.87
$93.1 CHFย 74.8
Gasoline (1 liter)
$2.14 CHFย 1.72
$2.12 CHFย 1.70
$2.15 CHFย 1.73
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.1K CHFย 33.0K
$41.1K CHFย 33.0K
$41.1K CHFย 33.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.2K CHFย 33.9K
$40.6K CHFย 32.6K
$43.8K CHFย 35.2K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$325 CHFย 261
$243 CHFย 195
$465 CHFย 373
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.6 CHFย 47.02
$24.36 CHFย 19.56
$84.1 CHFย 67.5
Internet (50+ Mbps, Unlimited Data)
$54.2 CHFย 43.48
$50.1 CHFย 40.26
$62.7 CHFย 50.3
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$81.4 CHFย 65.3
$61.5 CHFย 49.42
$86.2 CHFย 69.2
Tennis Court (1 Hour on Weekend)
$100 CHFย 80.4
-
Cinema Ticket
$31.17 CHFย 25.03
$27.42 CHFย 22.02
$31.17 CHFย 25.03
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,839 CHFย 2,280
$2,469 CHFย 1,983
$3,703 CHFย 2,974
International Primary School, 1 Child (Yearly)
$34.2K CHFย 27.5K
$24.5K CHFย 19.6K
$48.6K CHFย 39.0K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$146 CHFย 117
$121 CHFย 97.6
$170 CHFย 137
Summer Dress (H&M, Zara, etc)
$64.4 CHFย 51.7
$48.32 CHFย 38.80
$96.6 CHFย 77.6
Sport Shoes (Adidas, Nike)
$154 CHFย 124
$122 CHFย 97.8
$170 CHFย 137
Men's Leather Business Shoes
$232 CHFย 186
$220 CHFย 176
$244 CHFย 196
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,822 CHFย 1,463
$1,495 CHFย 1,200
$2,429 CHFย 1,950
1-bedroom Apartment, Outside City Center (Monthly)
$1,496 CHFย 1,202
$1,213 CHFย 974
$2,002 CHFย 1,608
3-bedroom Apartment, City Center (Monthly)
$2,758 CHFย 2,214
$1,852 CHFย 1,487
$3,951 CHFย 3,173
3-bedroom Apartment, Outside City Center (Monthly)
$2,331 CHFย 1,872
$1,472 CHFย 1,182
$3,313 CHFย 2,660
Buy Apartment in City Center (m2)
$10.8K CHFย 8,641
$10.6K CHFย 8,492
$11.1K CHFย 8,940
Buy Apartment Outside City Center (m2)
$8,564 CHFย 6,877
$8,416 CHFย 6,758
$8,858 CHFย 7,113
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$6,622 CHFย 5,318
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.5
2.5
2.5

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: January 12, 2026

St. Gallen Median Internet Speeds (Updated December 2025)

Mobile

Download
189
Mbps
Upload
21
Mbps
Latency
21
ms

Fixed Broadband

Download
410
Mbps
Upload
318
Mbps
Latency
6
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in St. Gallen - Frequently Asked Questions
Is St. Gallen a good value for travelers, expats, and digital nomads compared with other Swiss cities?
St. Gallen offers a balanced mix of Swiss-quality living and a size that keeps essentials practical for longer stays. In general, youโ€™ll find a value proposition thatโ€™s friendlier than Switzerlandโ€™s largest cities while still benefiting from reliable services, clean streets, and a safe environment. The cost profile tends to be steady rather than flashy, with predictable travel, groceries, and utilities, plus a strong local culture. If you want cosmopolitan amenities without Zurich-level prices, youโ€™ll enjoy the cityโ€™s pace and easy access to nearby lakes and mountains. Cost of Living in St. Gallen can feel approachable for steady budgeting. Tip: Start with a month-to-month rental to test neighborhoods.
How do you navigate day-to-day life in St. Gallen โ€“ housing, food, transport, and coworking?
St. Gallen living cost varies by neighborhood but stays manageable for a city of its size when you plan ahead. Look for older buildings in the Altstadt or family-friendly areas a short transit ride from the station for better value. Grocery stores like Coop and Migros cover everyday needs, while local markets add seasonal produce and cheaper options. Public transport is reliable, and cycling is practical for commuting to the university or coworking spaces. Short trips to nearby lakes or hills are convenient by train or bus. Tip: book a month-to-month rental first to test areas before committing.
What should you consider for quality of life, budgeting frameworks, and neighborhood fit in St. Gallen?
Quality of life here comes from a balanced mix of compact city access and outdoor options. Use a simple budgeting framework: assign shares to housing, groceries, transport, and leisure, then adjust as your schedule shifts. Take advantage of free or low-cost cultural events, public libraries, and seasonal markets. Winters are cold and sunny days can be crisp, so plan for efficient heating and smart layering. For neighborhood fit, prioritize proximity to transit hubs or green spaces, then explore a few blocks that feel calm yet lively. Tip: join language exchanges or expat groups to discover hidden gems and practical tips.
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