Cost of Living in St. Cloud, MN - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $928 (excluding rent), and $2,510 including rent.
Family of 3: Estimated monthly costs are $2,198 (excluding rent), and $4,657 including rent.
Currency
Do you live in St. Cloud, MN? Add cost details
🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$18.07 $18.07
$12.05 $12.05
$45.17 $45.17
Three-Course Dinner for Two, Mid-Range
$66.5 $66.5
$60.5 $60.5
$101 $101
Fast Food Meal (McDonalds, etc)
$10.02 $10.02
$10.02 $10.02
$12.02 $12.02
Cappuccino
$5.24 $5.24
$3.05 $3.05
$7.12 $7.12
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.77 $2.77
$2.02 $2.02
$4.05 $4.05
Water (0.33 liter bottle)
$2.45 $2.45
$2.01 $2.01
$3.02 $3.02
Local Beer (0.5 liter draught)
$6.08 $6.08
$3.85 $3.85
$8.11 $8.11
Imported Beer (0.33 liter bottle)
$6.81 $6.81
$5.84 $5.84
$11.68 $11.68
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.81 $0.81
$0.81 $0.81
$1.35 $1.35
White Bread (500g)
$2.68 $2.68
$1.88 $1.88
$6.42 $6.42
Rice (white) (1kg)
$3.33 $3.33
$2.64 $2.64
$5.08 $5.08
Eggs
$2.23 $2.23
$1.68 $1.68
$3.97 $3.97
Local Cheese (1kg)
$4.83 $4.83
$4.83 $4.83
$17.42 $17.42
Chicken Fillets (1kg)
$9.28 $9.28
$5.46 $5.46
$21.83 $21.83
Beef Round Steak (1kg)
$14.21 $14.21
$12.03 $12.03
$21.86 $21.86
Apples (1kg)
$3.9 $3.9
$2.79 $2.79
$8.92 $8.92
Banana (1kg)
$1.2 $1.2
$1.1 $1.1
$4.01 $4.01
Oranges (1kg)
$3.23 $3.23
$3.23 $3.23
$12.91 $12.91
Tomato (1kg)
$2.17 $2.17
$2.17 $2.17
$8.06 $8.06
Potato (1kg)
$0.75 $0.75
$0.75 $0.75
$8.6 $8.6
Onion (1kg)
$1.68 $1.68
$1.68 $1.68
$6.72 $6.72
Lettuce (1 head)
$2.05 $2.05
$1.54 $1.54
$3.08 $3.08
Water (1.5 liter bottle)
$1.88 $1.88
$1.12 $1.12
$2.54 $2.54
Cigarettes 20 Pack (Marlboro, Camel)
$9.81 $9.81
$9.81 $9.81
$10.79 $10.79
Wine (Bottle)
$12.09 $12.09
$6.04 $6.04
$15.11 $15.11
Local Beer (0.5 liter bottle)
$1.75 $1.75
$1.75 $1.75
$4.34 $4.34
Imported Beer (0.33 liter bottle)
$4.57 $4.57
$2.03 $2.03
$5.59 $5.59
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.12 $2.12
$1.32 $1.32
$2.12 $2.12
Taxi Start (Normal Tariff)
$4.99 $4.99
$3.24 $3.24
$7.98 $7.98
Taxi (Normal Tariff) (1km)
$1.37 $1.37
$1.22 $1.22
$1.52 $1.52
Taxi 1hour Waiting (Normal Tariff)
$25.92 $25.92
$23.45 $23.45
$31.08 $31.08
Gasoline (1 liter)
$0.83 $0.83
$0.74 $0.74
$0.94 $0.94
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.1K $36.1K
$25K $25K
$36.7K $36.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$24.7K $24.7K
$26.2K $26.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities (Heating, Electricity, Gas, Water, Garbage) for 2 People in 2-bedroom Apartment (Monthly) (85m2)
$221 $221
$124 $124
$304 $304
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.71 $48.71
$33.09 $33.09
$100 $100
Internet (50+ Mbps, Unlimited Data)
$49.43 $49.43
$44.48 $44.48
$98.9 $98.9
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$42.92 $42.92
$17.47 $17.47
$49.91 $49.91
Cinema Ticket
$14.17 $14.17
$12.15 $12.15
$25.3 $25.3
🧸 Childcare & Education
Cost
Range
Preschool (or Kindergarten), Full Day, Private, 1 Child (Monthly)
$1,449 $1,449
$957 $957
$1,995 $1,995
International Primary School, 1 Child (Yearly)
$29.5K $29.5K
$29.5K $29.5K
$29.5K $29.5K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$39.08 $39.08
$23.05 $23.05
$100 $100
Summer Dress (H&M, Zara, etc)
$42.19 $42.19
$30.13 $30.13
$65.3 $65.3
Sport Shoes (Adidas, Nike)
$84.1 $84.1
$59.6 $59.6
$119 $119
Men's Leather Business Shoes
$127 $127
$59.9 $59.9
$200 $200
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,613 $1,613
$1,208 $1,208
$1,869 $1,869
1-bedroom Apartment, Outside City Center (Monthly)
$1,374 $1,374
$1,015 $1,015
$1,523 $1,523
3-bedroom Apartment, City Center (Monthly)
$2,605 $2,605
$1,981 $1,981
$2,972 $2,972
3-bedroom Apartment, Outside City Center (Monthly)
$2,233 $2,233
$1,708 $1,708
$2,512 $2,512
Buy Apartment in City Center (m2)
$2,941 $2,941
$2,100 $2,100
$2,941 $2,941
Buy Apartment Outside City Center (m2)
$2,149 $2,149
$1,661 $1,661
$2,149 $2,149
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$8,508 $8,508
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
6
6.8
Citycost data is based on AI and user input — minor inaccuracies may occur.
Join the CityCost newsletter — low traffic, no spam, and easy to unsubscribe. Your email stays private.