For one person, living costs in Springfield, OH are estimated at $2,198 a month, including rent and utilities – 19% below the national average. Rent and utilities take more than half of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Springfield, OH actually costs, broken down by who's living it.
Living costs for one person come to about $2,198 monthly including rent, or $996 excluding housing.
$2,198 /mo
Estimated monthly costs for a couple: $3,102 with rent, or $1,701 without housing.
$3,102 /mo
Monthly costs for a family of three come to about $4,006 including rent, or $2,406 for daily expenses alone.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.6K$37.6K
$34.3K$34.3K
$37.6K$37.6K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.2K$23.2K
$23.2K$23.2K
$26.0K$26.0K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$235$235
$183$183
$356$356
SIM Card Monthly Plan(Calls and 10GB+ Data)
$61.3$61.3
$50.1$50.1
$100$100
Internet(50+ Mbps, Unlimited Data)
$63.4$63.4
$49.20$49.20
$98.4$98.4
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$28.44$28.44
-
Cinema Ticket
$13.65$13.65
$12.13$12.13
$30.32$30.32
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,725$1,725
$1,414$1,414
$1,983$1,983
International Primary School, 1 Child(Yearly)
$24.6K$24.6K
$19.3K$19.3K
$28.9K$28.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$50.8$50.8
$35.56$35.56
$80.8$80.8
Summer Dress(H&M, Zara, etc)
$20.31$20.31
$20.31$20.31
$50.8$50.8
Sport Shoes(Adidas, Nike)
$69.5$69.5
$69.5$69.5
$139$139
Men's Leather Business Shoes
$69.2$69.2
$69.2$69.2
$198$198
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,008$1,008
$918$918
$1,099$1,099
1-bedroom Apartment, Outside City Center(Monthly)
$967$967
$813$813
$1,120$1,120
3-bedroom Apartment, City Center(Monthly)
$1,501$1,501
$1,431$1,431
$1,570$1,570
3-bedroom Apartment, Outside City Center(Monthly)
$1,366$1,366
$1,114$1,114
$1,617$1,617
Buy Apartment in City Center(m2)
$1,584$1,584
-
Buy Apartment Outside City Center(m2)
$1,614$1,614
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$4,292$4,292
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.57
6
7.58
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Springfield, OH$2,198
Springfield, OH$4,006
🏠Accommodation & Living
$967 44%
🛒Groceries & Markets
$383 17.4%
🧾Monthly Utilities & Internet
$360 16.4%
🍽Eating Out
$288 13.1%
👕👟Clothing & Footwear
$94 4.3%
🎉Sport & Entertainment
$56 2.5%
🚌Getting Around
$50 2.3%
🏠Accommodation & Living
$1.4K 34.1%
🛒Groceries & Markets
$880 22%
🧾Monthly Utilities & Internet
$421 10.5%
🍽Eating Out
$917 22.9%
👕👟Clothing & Footwear
$210 5.2%
🎉Sport & Entertainment
$111 * 2.8%
🚌Getting Around
$102 2.6%
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠Expect to pay about $1,008 for a central one-bedroom, or $967 outside the center. At 23% of the average salary ($4,292), housing is the biggest financial pressure.
💰Average take-home pay sits at $4,292, while typical expenses reach $2,198. This leaves solid room for saving and lifestyle spending.
🛒Expect to spend about $383 monthly on groceries. Dining out at a mid-range restaurant costs roughly $69.0 for two.
🚌Public transport is priced at around $35.33 per month.
Cost Highlights
⭐Local beer is cheaper than 95% of cities in North America
⭐Milk is cheaper than 90% of cities in North America
⭐Gym membership is cheaper than 90% of cities in North America
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
English is commonly used in services, signage, and daily life
Cost of Living in Springfield, OH - Frequently Asked Questions
Is Springfield, OH generally a good value for travelers, expats, and digital nomads compared with larger cities?
Springfield, OH offers solid value for a mid-sized American city. For many travelers, expats, and digital nomads, the balance of housing, groceries, and everyday costs feels more approachable than in larger metro areas, while still providing cafes, libraries, and a walkable core. Cost of Living in Springfield, OH, United States tends to be more predictable and community-oriented, with options that suit short stays as well as longer residencies. If you are budgeting, consider utilities and leisure as flexible items. Tip: Use a couple of short stays in different neighborhoods to gauge what fits your rhythm.
What should you expect for day-to-day life in Springfield, including housing search, food options, transport, and coworking?
When you search for housing, look near the downtown core for shorter commutes and accessibility, or in quieter neighborhoods if you want more space. Springfield, OH living cost varies by location and housing type, but you will find options that suit modest budgets without sacrificing convenience. For meals, you will find affordable family-owned spots and farmers markets; for transport, a car is common, with limited but usable local transit and bike-friendly streets. Coworking spaces are available in central areas, and errands are easy to run with nearby services. Tip: map out a weekly errand route to save time and fuel.
How can you plan for quality of life and budgeting in Springfield, including seasonal considerations and neighborhood fit?
To maximize life in Springfield, adopt a simple budgeting framework: separate your spending into essentials, housing, and flexible categories, then adjust by season. You will enjoy a mix of seasonal activities – fairs in fall, street festivals in warm months – without breaking the bank. Neighborhood fit matters: Downtown offers walkability and cafes, while quieter districts deliver more space and a calmer pace. For saving, consider shared workspaces, local libraries, and farmers markets. Plan for occasional higher utility bills in extreme weather and build a buffer for transport if you rely on a car. Tip: track recurring expenses for a realistic monthly plan.
How much does it cost to live in Springfield, OH in 2026?
As of 2026, monthly living costs in Springfield, OH come to around $2,198 including rent, or roughly $996 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
Does Springfield, OH offer good value for money?
At around $2,198 monthly all-in, Springfield, OH offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Is the average income in Springfield, OH enough to cover living costs and save?
At $4,292 take-home, most residents in Springfield, OH can cover the $2,198 monthly cost of living. Those earning $3,297 or more have room to save; below-average earners will find things noticeably tighter.
How much should I budget for housing in Springfield, OH?
Where you live in Springfield, OH makes all the difference. Central one-bedrooms cost about $1,008; commute-friendly outer districts come in around $967. Overall, the market runs from $967 to $1,008 depending on size, location, and apartment condition.
What does commuting cost in Springfield, OH?
A monthly transit pass in Springfield, OH goes for roughly $35.33, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in Springfield, OH?
Childcare averages $1,725 monthly at a private kindergarten in Springfield, OH. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Is $2,500 a month enough for Springfield, OH?
Living on $2,500 in Springfield, OH means careful planning, since monthly costs average $2,198. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Springfield, OH expat-friendly?
Expats in Springfield, OH enjoy fast internet, clean air, café culture, and monthly costs average around $2,198. The international crowd is active and welcoming, and practical stuff – bank accounts, apartment hunting, healthcare – is all manageable with some basic prep.
Is it possible to save on a local salary in Springfield, OH?
Monthly expenses in Springfield, OH run around $2,198, so putting money aside takes more than $3,297 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Springfield, OH vs other spots: cost of living compared