To budget effectively and find the right neighborhood, use a simple framework: split expenses into housing, food, transport, and daily activities, and review them weekly. Seek longer-term, modest housing with utilities included to keep predictability, and reserve some flexibility for seasonal shifts in market prices. Food comes more affordably when you shop at local markets and cook at home, while occasional dining out can be kept selective. For neighborhood fit, prioritize areas with reliable internet, safe streets, and easy access to cafes, markets, and coworking spaces. Seasonality can change everyday rhythms and prices for fresh produce. Tip: set a realistic monthly cap for discretionary spends and test a few spots before renewing a lease.